$`laufkont = status`
                                               
 1 : no checking account                       
 2 : ... < 0 DM                                
 3 : 0<= ... < 200 DM                          
 4 : ... >= 200 DM / salary for at least 1 year

$`laufzeit = duration`
     

$`moral = credit_history`
                                                
 0 : delay in paying off in the past            
 1 : critical account/other credits elsewhere   
 2 : no credits taken/all credits paid back duly
 3 : existing credits paid back duly till now   
 4 : all credits at this bank paid back duly    

$`verw = purpose`
                        
 0 : others             
 1 : car (new)          
 2 : car (used)         
 3 : furniture/equipment
 4 : radio/television   
 5 : domestic appliances
 6 : repairs            
 7 : education          
 8 : vacation           
 9 : retraining         
 10 : business          

$`hoehe = amount`
     

$`sparkont = savings`
                               
 1 : unknown/no savings account
 2 : ... <  100 DM             
 3 : 100 <= ... <  500 DM      
 4 : 500 <= ... < 1000 DM      
 5 : ... >= 1000 DM            

$`beszeit = employment_duration`
                     
 1 : unemployed      
 2 : < 1 yr          
 3 : 1 <= ... < 4 yrs
 4 : 4 <= ... < 7 yrs
 5 : >= 7 yrs        

$`rate = installment_rate`
                   
 1 : >= 35         
 2 : 25 <= ... < 35
 3 : 20 <= ... < 25
 4 : < 20          

$`famges = personal_status_sex`
                                         
 1 : male : divorced/separated           
 2 : female : non-single or male : single
 3 : male : married/widowed              
 4 : female : single                     

$`buerge = other_debtors`
                 
 1 : none        
 2 : co-applicant
 3 : guarantor   

$`wohnzeit = present_residence`
                     
 1 : < 1 yr          
 2 : 1 <= ... < 4 yrs
 3 : 4 <= ... < 7 yrs
 4 : >= 7 yrs        

$`verm = property`
                                              
 1 : unknown / no property                    
 2 : car or other                             
 3 : building soc. savings agr./life insurance
 4 : real estate                              

$`alter = age`
     

$`weitkred = other_installment_plans`
           
 1 : bank  
 2 : stores
 3 : none  

$`wohn = housing`
             
 1 : for free
 2 : rent    
 3 : own     

$`bishkred = number_credits`
         
 1 : 1   
 2 : 2-3 
 3 : 4-5 
 4 : >= 6

$`beruf = job`
                                               
 1 : unemployed/unskilled - non-resident       
 2 : unskilled - resident                      
 3 : skilled employee/official                 
 4 : manager/self-empl./highly qualif. employee

$`pers = people_liable`
              
 1 : 3 or more
 2 : 0 to 2   

$`telef = telephone`
                              
 1 : no                       
 2 : yes (under customer name)

$`gastarb = foreign_worker`
        
 1 : yes
 2 : no 

$`kredit = credit_risk`
         
 0 : bad 
 1 : good