Phrase SoundsLike IPA DisplayAs rewards-card rewards card checking-account checking account which-account which account paid-in paid-in endowment ɛ n d aʊ m ə n t Endowment babu b ɑ b u Babu babu ba-boo Babu universal-life Universal life term-life Term life whole-life Whole life deductible deductible liability liability under-writing underwriting insured insured beneficiary beneficiary endorsement endorsement policy-holder policyholder subrogation subrogation actuary actuary indemnity indemnity adjuster adjuster annuity annuity term-insurance term insurance whole-life-insurance whole life insurance universal-life-insurance universal life insurance annuitant annuitant A.D.-and-D. AD&D re-insurance reinsurance under-insured underinsured fiduciary fiduciary un-insured uninsured