ID,sex,personal_status,checking_account_status,credit_duration_months,credit_history,credit_purpose,credit_amount,savings,employed_since_years,installment_rate,other_debtors_guarantors,present_residence_since,property,age_years,other_installment_plans,housing,num_existing_credits,job_status,num_people_liable_for,telephone,foreign_worker,credit_risk,age_groups 564,male,married/widowed,... < 0 DM,24,existing credits paid back duly till now,retraining,4712,.. >= 1000 DM,1 <= ... < 4 years,< 20,none,1 <= ... < 4 yrs,car or other,37,bank,rent,2-3,management/self-employed/highly qualified employee/officer,0 to 2,True,False,0,1 484,male,married/widowed,... >= 200 DM,12,all credits at this bank paid back duly,others,1163,100 <= ... < 500 DM,1 <= ... < 4 years,< 20,none,>= 7 yrs,unknown/no property,44,none,rent,1,skilled employee/official,0 to 2,True,False,0,1 26,female,single,... >= 200 DM,6,delay in paying off in the past,furniture/equipment,426,unknown/no savings account,.. >= 7 years,< 20,none,>= 7 yrs,building society savings agreement/life insurance,39,none,rent,1,unskilled - resident,0 to 2,False,False,0,1 443,male,married/widowed,... >= 200 DM,12,no credits taken/all credits paid back duly,repairs,719,unknown/no savings account,.. >= 7 years,< 20,none,>= 7 yrs,building society savings agreement/life insurance,41,bank,rent,1,unskilled - resident,3 or more,False,False,1,1 211,female/male,female (non-single) or male (single),... >= 200 DM,36,no credits taken/all credits paid back duly,furniture/equipment,3835,.. >= 1000 DM,.. >= 7 years,25 <= ... < 35,none,>= 7 yrs,unknown/no property,45,none,rent,1,unskilled - resident,0 to 2,True,False,0,1 857,male,married/widowed,... >= 200 DM,15,all credits at this bank paid back duly,car (used),3343,unknown/no savings account,1 <= ... < 4 years,< 20,none,1 <= ... < 4 yrs,real estate,28,none,own,1,skilled employee/official,0 to 2,True,False,0,1 434,male,married/widowed,no checking account,9,no credits taken/all credits paid back duly,car (used),2136,unknown/no savings account,1 <= ... < 4 years,20 <= ... < 25,none,1 <= ... < 4 yrs,unknown/no property,25,none,rent,1,skilled employee/official,0 to 2,False,False,0,1 374,female/male,female (non-single) or male (single),... < 0 DM,60,critical account/other credits existing (not at this bank),business,14782,... < 100 DM,.. >= 7 years,20 <= ... < 25,none,>= 7 yrs,real estate,60,bank,own,2-3,management/self-employed/highly qualified employee/officer,0 to 2,True,False,1,1 916,male,married/widowed,... >= 200 DM,10,no credits taken/all credits paid back duly,car (new),2848,... < 100 DM,1 <= ... < 4 years,>= 35,co-applicant,1 <= ... < 4 yrs,unknown/no property,32,none,rent,1,skilled employee/official,3 or more,False,False,0,1 51,male,married/widowed,... < 0 DM,27,existing credits paid back duly till now,car (new),5965,unknown/no savings account,.. >= 7 years,>= 35,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,30,none,rent,2-3,management/self-employed/highly qualified employee/officer,0 to 2,True,False,0,1 184,male,married/widowed,... < 0 DM,18,all credits at this bank paid back duly,others,884,unknown/no savings account,.. >= 7 years,< 20,none,>= 7 yrs,building society savings agreement/life insurance,36,bank,rent,1,skilled employee/official,3 or more,True,False,1,1 476,male,married/widowed,... >= 200 DM,39,no credits taken/all credits paid back duly,car (new),2569,100 <= ... < 500 DM,1 <= ... < 4 years,< 20,none,>= 7 yrs,building society savings agreement/life insurance,24,none,rent,1,skilled employee/official,0 to 2,False,False,0,0 524,female/male,female (non-single) or male (single),... < 0 DM,18,no credits taken/all credits paid back duly,furniture/equipment,1113,unknown/no savings account,1 <= ... < 4 years,< 20,guarantor,>= 7 yrs,unknown/no property,26,none,rent,1,unskilled - resident,3 or more,False,False,0,1 716,male,married/widowed,... >= 200 DM,30,all credits at this bank paid back duly,furniture/equipment,3077,.. >= 1000 DM,.. >= 7 years,20 <= ... < 25,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,40,none,rent,2-3,skilled employee/official,3 or more,True,False,0,1 927,male,married/widowed,no checking account,48,no credits taken/all credits paid back duly,car (new),10297,unknown/no savings account,4 <= ... < 7 years,< 20,none,>= 7 yrs,real estate,39,stores,own,4-5,skilled employee/official,3 or more,True,False,1,1 696,male,married/widowed,... < 0 DM,12,no credits taken/all credits paid back duly,furniture/equipment,1103,unknown/no savings account,4 <= ... < 7 years,< 20,guarantor,4 <= ... < 7 yrs,unknown/no property,29,none,rent,2-3,skilled employee/official,0 to 2,False,True,0,1 566,male,divorced/separated,no checking account,12,no credits taken/all credits paid back duly,others,1372,unknown/no savings account,4 <= ... < 7 years,25 <= ... < 35,none,4 <= ... < 7 yrs,building society savings agreement/life insurance,36,none,rent,1,skilled employee/official,0 to 2,False,False,1,1 601,female/male,female (non-single) or male (single),... < 0 DM,9,no credits taken/all credits paid back duly,car (used),918,unknown/no savings account,1 <= ... < 4 years,< 20,none,< 1 yr,car or other,30,none,rent,1,skilled employee/official,0 to 2,False,False,1,1 890,male,married/widowed,no checking account,27,all credits at this bank paid back duly,retraining,2442,unknown/no savings account,.. >= 7 years,< 20,none,>= 7 yrs,building society savings agreement/life insurance,43,stores,rent,>= 6,management/self-employed/highly qualified employee/officer,3 or more,True,False,0,1 151,male,married/widowed,... >= 200 DM,10,no credits taken/all credits paid back duly,furniture/equipment,1924,unknown/no savings account,1 <= ... < 4 years,>= 35,none,>= 7 yrs,car or other,38,none,rent,1,skilled employee/official,0 to 2,True,True,0,1 138,male,married/widowed,... < 0 DM,15,all credits at this bank paid back duly,furniture/equipment,2728,.. >= 1000 DM,4 <= ... < 7 years,< 20,guarantor,1 <= ... < 4 yrs,unknown/no property,35,bank,rent,4-5,skilled employee/official,0 to 2,True,False,0,1 832,male,married/widowed,no checking account,45,delay in paying off in the past,retraining,11816,unknown/no savings account,.. >= 7 years,25 <= ... < 35,none,>= 7 yrs,building society savings agreement/life insurance,29,none,for free,2-3,skilled employee/official,0 to 2,False,False,1,1 688,male,married/widowed,... >= 200 DM,9,no credits taken/all credits paid back duly,furniture/equipment,2753,... < 100 DM,.. >= 7 years,20 <= ... < 25,co-applicant,>= 7 yrs,building society savings agreement/life insurance,35,none,rent,1,skilled employee/official,0 to 2,True,False,0,1 725,female/male,female (non-single) or male (single),... >= 200 DM,6,all credits at this bank paid back duly,others,250,500 <= ... < 1000 DM,1 <= ... < 4 years,25 <= ... < 35,none,1 <= ... < 4 yrs,unknown/no property,41,bank,rent,2-3,unskilled - resident,0 to 2,False,False,0,1 301,female/male,female (non-single) or male (single),... < 0 DM,36,delay in paying off in the past,furniture/equipment,3804,unknown/no savings account,1 <= ... < 4 years,< 20,none,< 1 yr,building society savings agreement/life insurance,42,none,rent,1,skilled employee/official,0 to 2,True,False,1,1 109,female,single,... < 0 DM,14,no credits taken/all credits paid back duly,retraining,1410,100 <= ... < 500 DM,.. >= 7 years,>= 35,none,1 <= ... < 4 yrs,unknown/no property,35,none,rent,1,skilled employee/official,0 to 2,True,False,0,1 613,female/male,female (non-single) or male (single),no checking account,24,critical account/other credits existing (not at this bank),car (new),3632,unknown/no savings account,1 <= ... < 4 years,>= 35,guarantor,>= 7 yrs,building society savings agreement/life insurance,22,bank,for free,1,skilled employee/official,0 to 2,False,True,0,0 822,male,married/widowed,no checking account,36,no credits taken/all credits paid back duly,car (used),2712,unknown/no savings account,.. >= 7 years,25 <= ... < 35,none,1 <= ... < 4 yrs,car or other,41,bank,rent,1,skilled employee/official,3 or more,False,False,1,1 369,female/male,female (non-single) or male (single),... < 0 DM,18,no credits taken/all credits paid back duly,car (used),3001,unknown/no savings account,4 <= ... < 7 years,25 <= ... < 35,none,>= 7 yrs,unknown/no property,40,none,for free,1,skilled employee/official,0 to 2,False,False,0,1 623,female/male,female (non-single) or male (single),no checking account,12,no credits taken/all credits paid back duly,car (used),1858,unknown/no savings account,... < 1 year,< 20,none,< 1 yr,building society savings agreement/life insurance,22,none,for free,1,skilled employee/official,0 to 2,False,False,0,0 504,female/male,female (non-single) or male (single),no checking account,24,no credits taken/all credits paid back duly,others,1207,unknown/no savings account,... < 1 year,< 20,none,>= 7 yrs,car or other,24,none,for free,1,skilled employee/official,0 to 2,False,False,1,0 185,male,married/widowed,... >= 200 DM,15,all credits at this bank paid back duly,furniture/equipment,1360,unknown/no savings account,1 <= ... < 4 years,< 20,none,1 <= ... < 4 yrs,car or other,31,none,rent,2-3,skilled employee/official,0 to 2,False,False,0,1 248,male,married/widowed,0 <= ... < 200 DM,24,no credits taken/all credits paid back duly,car (used),1925,unknown/no savings account,1 <= ... < 4 years,25 <= ... < 35,none,1 <= ... < 4 yrs,unknown/no property,26,none,rent,1,skilled employee/official,0 to 2,False,False,0,1 730,male,married/widowed,... < 0 DM,24,existing credits paid back duly till now,furniture/equipment,6403,unknown/no savings account,... < 1 year,>= 35,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,33,none,rent,1,skilled employee/official,0 to 2,False,False,0,1 88,male,married/widowed,no checking account,18,no credits taken/all credits paid back duly,others,2249,... < 100 DM,4 <= ... < 7 years,< 20,none,4 <= ... < 7 yrs,building society savings agreement/life insurance,30,none,rent,1,management/self-employed/highly qualified employee/officer,3 or more,True,False,0,1 421,male,married/widowed,... < 0 DM,12,no credits taken/all credits paid back duly,car (new),2028,.. >= 1000 DM,1 <= ... < 4 years,< 20,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,30,none,rent,1,skilled employee/official,0 to 2,False,False,0,1 536,female/male,female (non-single) or male (single),no checking account,6,no credits taken/all credits paid back duly,others,1374,.. >= 1000 DM,unemployed,< 20,none,4 <= ... < 7 yrs,car or other,75,none,rent,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,0,1 291,female,single,... < 0 DM,36,no credits taken/all credits paid back duly,car (new),9398,unknown/no savings account,... < 1 year,>= 35,none,>= 7 yrs,building society savings agreement/life insurance,28,none,for free,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,1,1 768,male,married/widowed,... < 0 DM,12,all credits at this bank paid back duly,car (used),3617,unknown/no savings account,.. >= 7 years,>= 35,none,>= 7 yrs,building society savings agreement/life insurance,28,none,for free,4-5,skilled employee/official,0 to 2,True,False,0,1 896,female/male,female (non-single) or male (single),no checking account,21,no credits taken/all credits paid back duly,furniture/equipment,2606,unknown/no savings account,... < 1 year,< 20,none,>= 7 yrs,car or other,28,none,for free,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,0,1 149,male,married/widowed,... >= 200 DM,18,all credits at this bank paid back duly,furniture/equipment,1582,500 <= ... < 1000 DM,.. >= 7 years,< 20,none,>= 7 yrs,building society savings agreement/life insurance,46,none,rent,2-3,skilled employee/official,0 to 2,False,False,0,1 673,female,single,... >= 200 DM,6,all credits at this bank paid back duly,others,2080,100 <= ... < 500 DM,1 <= ... < 4 years,>= 35,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,24,none,rent,1,skilled employee/official,0 to 2,False,False,0,0 723,female/male,female (non-single) or male (single),... < 0 DM,9,no credits taken/all credits paid back duly,furniture/equipment,790,100 <= ... < 500 DM,1 <= ... < 4 years,< 20,none,4 <= ... < 7 yrs,unknown/no property,66,none,rent,1,unskilled - resident,0 to 2,False,False,0,1 988,male,married/widowed,no checking account,24,no credits taken/all credits paid back duly,car (new),6579,unknown/no savings account,unemployed,< 20,none,1 <= ... < 4 yrs,real estate,29,none,own,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,0,1 89,male,married/widowed,no checking account,12,delay in paying off in the past,domestic appliances,1108,unknown/no savings account,4 <= ... < 7 years,< 20,none,4 <= ... < 7 yrs,unknown/no property,28,none,rent,2-3,skilled employee/official,0 to 2,False,False,1,1 895,male,married/widowed,... >= 200 DM,36,existing credits paid back duly till now,car (new),8947,.. >= 1000 DM,4 <= ... < 7 years,20 <= ... < 25,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,31,stores,rent,1,management/self-employed/highly qualified employee/officer,3 or more,True,False,0,1 119,male,divorced/separated,... < 0 DM,12,all credits at this bank paid back duly,others,2366,100 <= ... < 500 DM,4 <= ... < 7 years,20 <= ... < 25,none,4 <= ... < 7 yrs,building society savings agreement/life insurance,36,none,rent,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,0,1 694,male,married/widowed,... >= 200 DM,24,no credits taken/all credits paid back duly,furniture/equipment,2284,unknown/no savings account,4 <= ... < 7 years,< 20,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,28,none,rent,1,skilled employee/official,0 to 2,True,False,0,1 288,female/male,female (non-single) or male (single),... < 0 DM,12,no credits taken/all credits paid back duly,furniture/equipment,1092,unknown/no savings account,1 <= ... < 4 years,< 20,guarantor,>= 7 yrs,unknown/no property,49,none,rent,2-3,skilled employee/official,0 to 2,True,False,0,1 523,female/male,female (non-single) or male (single),... >= 200 DM,24,no credits taken/all credits paid back duly,car (new),3488,... < 100 DM,4 <= ... < 7 years,20 <= ... < 25,none,>= 7 yrs,building society savings agreement/life insurance,23,none,rent,1,skilled employee/official,0 to 2,False,False,0,0 837,female/male,female (non-single) or male (single),... >= 200 DM,4,no credits taken/all credits paid back duly,car (used),601,unknown/no savings account,... < 1 year,>= 35,none,4 <= ... < 7 yrs,unknown/no property,23,none,for free,1,unskilled - resident,3 or more,False,False,0,0 999,male,married/widowed,... < 0 DM,45,all credits at this bank paid back duly,car (new),4576,... < 100 DM,unemployed,20 <= ... < 25,none,>= 7 yrs,building society savings agreement/life insurance,27,none,rent,1,skilled employee/official,0 to 2,False,False,0,1 440,male,married/widowed,... >= 200 DM,12,no credits taken/all credits paid back duly,others,1884,unknown/no savings account,.. >= 7 years,< 20,none,>= 7 yrs,building society savings agreement/life insurance,39,none,rent,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,0,1 502,male,divorced/separated,0 <= ... < 200 DM,9,no credits taken/all credits paid back duly,furniture/equipment,1126,... < 100 DM,.. >= 7 years,25 <= ... < 35,none,>= 7 yrs,unknown/no property,49,none,rent,1,skilled employee/official,0 to 2,False,False,0,1 264,male,married/widowed,... >= 200 DM,10,all credits at this bank paid back duly,others,1231,unknown/no savings account,.. >= 7 years,20 <= ... < 25,none,>= 7 yrs,unknown/no property,32,none,rent,2-3,unskilled - resident,3 or more,False,True,0,1 875,female/male,female (non-single) or male (single),... < 0 DM,11,all credits at this bank paid back duly,others,1322,500 <= ... < 1000 DM,1 <= ... < 4 years,< 20,none,>= 7 yrs,building society savings agreement/life insurance,40,none,rent,2-3,skilled employee/official,0 to 2,False,False,0,1 60,female,single,... < 0 DM,9,no credits taken/all credits paid back duly,retraining,1391,unknown/no savings account,1 <= ... < 4 years,25 <= ... < 35,none,< 1 yr,unknown/no property,27,bank,rent,1,skilled employee/official,0 to 2,True,False,0,1 979,female,single,... < 0 DM,15,critical account/other credits existing (not at this bank),others,1264,... < 100 DM,1 <= ... < 4 years,25 <= ... < 35,none,1 <= ... < 4 yrs,car or other,25,none,for free,1,skilled employee/official,0 to 2,False,False,1,1 561,male,married/widowed,no checking account,24,critical account/other credits existing (not at this bank),furniture/equipment,1546,unknown/no savings account,4 <= ... < 7 years,< 20,guarantor,>= 7 yrs,building society savings agreement/life insurance,24,bank,for free,1,unskilled - resident,0 to 2,False,False,1,0 968,female,single,... >= 200 DM,42,no credits taken/all credits paid back duly,furniture/equipment,7166,.. >= 1000 DM,4 <= ... < 7 years,25 <= ... < 35,none,>= 7 yrs,car or other,29,none,for free,1,skilled employee/official,0 to 2,True,False,0,1 765,female,single,... < 0 DM,12,no credits taken/all credits paid back duly,furniture/equipment,1155,unknown/no savings account,.. >= 7 years,20 <= ... < 25,guarantor,4 <= ... < 7 yrs,unknown/no property,40,bank,rent,2-3,unskilled - resident,0 to 2,False,False,0,1 514,male,married/widowed,... >= 200 DM,24,no credits taken/all credits paid back duly,others,2255,.. >= 1000 DM,... < 1 year,< 20,none,< 1 yr,car or other,54,none,rent,1,skilled employee/official,0 to 2,False,False,0,1 805,male,married/widowed,no checking account,36,no credits taken/all credits paid back duly,others,9271,unknown/no savings account,4 <= ... < 7 years,25 <= ... < 35,none,< 1 yr,building society savings agreement/life insurance,24,none,rent,1,skilled employee/official,0 to 2,True,False,1,0 714,male,married/widowed,... < 0 DM,60,no credits taken/all credits paid back duly,others,14027,unknown/no savings account,4 <= ... < 7 years,< 20,none,1 <= ... < 4 yrs,real estate,27,none,rent,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,1,1 845,male,married/widowed,... < 0 DM,21,no credits taken/all credits paid back duly,car (used),3976,.. >= 1000 DM,4 <= ... < 7 years,25 <= ... < 35,none,4 <= ... < 7 yrs,building society savings agreement/life insurance,35,none,rent,1,skilled employee/official,0 to 2,True,False,0,1 791,male,married/widowed,... >= 200 DM,24,no credits taken/all credits paid back duly,car (new),6313,.. >= 1000 DM,.. >= 7 years,20 <= ... < 25,none,>= 7 yrs,building society savings agreement/life insurance,41,none,rent,1,management/self-employed/highly qualified employee/officer,3 or more,True,False,0,1 844,male,married/widowed,... >= 200 DM,18,no credits taken/all credits paid back duly,car (used),3422,unknown/no savings account,.. >= 7 years,< 20,none,>= 7 yrs,car or other,47,bank,rent,4-5,skilled employee/official,3 or more,True,False,0,1 902,male,married/widowed,... >= 200 DM,36,all credits at this bank paid back duly,car (new),10477,.. >= 1000 DM,.. >= 7 years,25 <= ... < 35,none,>= 7 yrs,real estate,42,none,own,2-3,skilled employee/official,0 to 2,False,False,0,1 161,female/male,female (non-single) or male (single),... >= 200 DM,18,all credits at this bank paid back duly,others,1055,unknown/no savings account,... < 1 year,< 20,none,< 1 yr,car or other,30,none,rent,2-3,skilled employee/official,0 to 2,False,False,0,1 251,female/male,female (non-single) or male (single),0 <= ... < 200 DM,12,no credits taken/all credits paid back duly,car (used),2251,unknown/no savings account,1 <= ... < 4 years,>= 35,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,46,none,rent,1,unskilled - resident,0 to 2,False,False,0,1 256,male,married/widowed,... >= 200 DM,24,all credits at this bank paid back duly,furniture/equipment,2684,unknown/no savings account,1 <= ... < 4 years,< 20,none,1 <= ... < 4 yrs,unknown/no property,35,none,rent,2-3,unskilled - resident,0 to 2,False,False,0,1 538,male,married/widowed,no checking account,48,no credits taken/all credits paid back duly,others,7763,unknown/no savings account,.. >= 7 years,< 20,none,>= 7 yrs,real estate,42,bank,own,1,management/self-employed/highly qualified employee/officer,0 to 2,False,False,1,1 543,male,married/widowed,0 <= ... < 200 DM,18,no credits taken/all credits paid back duly,car (used),2864,unknown/no savings account,1 <= ... < 4 years,25 <= ... < 35,none,< 1 yr,unknown/no property,34,none,rent,1,unskilled - resident,3 or more,False,False,1,1 11,female/male,female (non-single) or male (single),no checking account,48,no credits taken/all credits paid back duly,retraining,4308,unknown/no savings account,... < 1 year,20 <= ... < 25,none,>= 7 yrs,car or other,24,none,for free,1,skilled employee/official,0 to 2,False,False,1,0 252,female/male,female (non-single) or male (single),... < 0 DM,30,no credits taken/all credits paid back duly,others,2150,unknown/no savings account,1 <= ... < 4 years,< 20,guarantor,1 <= ... < 4 yrs,real estate,24,bank,rent,1,skilled employee/official,0 to 2,False,False,1,0 45,female/male,female (non-single) or male (single),... >= 200 DM,11,all credits at this bank paid back duly,others,1393,unknown/no savings account,... < 1 year,< 20,none,>= 7 yrs,building society savings agreement/life insurance,35,none,rent,2-3,management/self-employed/highly qualified employee/officer,0 to 2,False,False,0,1 204,male,married/widowed,... >= 200 DM,12,all credits at this bank paid back duly,others,1495,unknown/no savings account,.. >= 7 years,< 20,none,< 1 yr,unknown/no property,38,none,rent,2-3,unskilled - resident,3 or more,False,False,0,1 295,female/male,female (non-single) or male (single),... < 0 DM,48,no credits taken/all credits paid back duly,car (used),9960,unknown/no savings account,... < 1 year,>= 35,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,26,none,rent,1,skilled employee/official,0 to 2,True,False,1,1 305,male,divorced/separated,... >= 200 DM,6,no credits taken/all credits paid back duly,car (used),1543,500 <= ... < 1000 DM,1 <= ... < 4 years,< 20,none,1 <= ... < 4 yrs,unknown/no property,33,none,rent,1,skilled employee/official,0 to 2,False,False,0,1 299,male,married/widowed,... < 0 DM,21,all credits at this bank paid back duly,car (used),2745,500 <= ... < 1000 DM,4 <= ... < 7 years,20 <= ... < 25,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,32,none,rent,2-3,skilled employee/official,0 to 2,True,False,0,1 667,female/male,female (non-single) or male (single),... >= 200 DM,48,critical account/other credits existing (not at this bank),retraining,3609,unknown/no savings account,1 <= ... < 4 years,>= 35,none,< 1 yr,unknown/no property,27,stores,rent,1,skilled employee/official,0 to 2,False,False,0,1 847,female,single,... >= 200 DM,24,no credits taken/all credits paid back duly,others,1249,unknown/no savings account,... < 1 year,< 20,none,1 <= ... < 4 yrs,unknown/no property,28,none,rent,1,skilled employee/official,0 to 2,False,False,0,1 420,female/male,female (non-single) or male (single),... >= 200 DM,15,no credits taken/all credits paid back duly,others,3186,500 <= ... < 1000 DM,4 <= ... < 7 years,25 <= ... < 35,none,4 <= ... < 7 yrs,building society savings agreement/life insurance,20,none,for free,1,skilled employee/official,0 to 2,False,False,0,0 406,male,married/widowed,... >= 200 DM,24,all credits at this bank paid back duly,car (new),2197,.. >= 1000 DM,4 <= ... < 7 years,< 20,none,>= 7 yrs,building society savings agreement/life insurance,43,none,rent,2-3,skilled employee/official,3 or more,True,False,0,1 108,female/male,female (non-single) or male (single),no checking account,24,no credits taken/all credits paid back duly,car (used),7721,.. >= 1000 DM,... < 1 year,>= 35,none,1 <= ... < 4 yrs,car or other,30,none,rent,1,skilled employee/official,0 to 2,True,True,0,1 426,male,married/widowed,... >= 200 DM,28,all credits at this bank paid back duly,furniture/equipment,2743,unknown/no savings account,.. >= 7 years,< 20,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,29,none,rent,2-3,skilled employee/official,0 to 2,False,False,0,1 351,female/male,female (non-single) or male (single),... < 0 DM,9,no credits taken/all credits paid back duly,car (used),959,unknown/no savings account,1 <= ... < 4 years,>= 35,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,29,none,rent,1,skilled employee/official,0 to 2,False,True,1,1 32,male,married/widowed,... < 0 DM,18,no credits taken/all credits paid back duly,others,5866,... < 100 DM,1 <= ... < 4 years,25 <= ... < 35,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,30,none,rent,2-3,skilled employee/official,0 to 2,True,False,0,1 893,male,married/widowed,... < 0 DM,36,all credits at this bank paid back duly,car (new),5800,unknown/no savings account,1 <= ... < 4 years,20 <= ... < 25,none,>= 7 yrs,building society savings agreement/life insurance,34,none,rent,2-3,skilled employee/official,0 to 2,True,False,0,1 908,female/male,female (non-single) or male (single),... >= 200 DM,15,existing credits paid back duly till now,car (new),3594,unknown/no savings account,... < 1 year,>= 35,none,1 <= ... < 4 yrs,car or other,46,none,rent,2-3,unskilled - resident,0 to 2,False,False,0,1 732,female/male,female (non-single) or male (single),... < 0 DM,8,no credits taken/all credits paid back duly,furniture/equipment,760,unknown/no savings account,4 <= ... < 7 years,< 20,guarantor,1 <= ... < 4 yrs,unknown/no property,44,none,rent,1,unskilled - resident,0 to 2,False,False,0,1 75,male,married/widowed,no checking account,12,all credits at this bank paid back duly,car (new),1526,unknown/no savings account,.. >= 7 years,< 20,none,>= 7 yrs,real estate,66,none,own,2-3,management/self-employed/highly qualified employee/officer,0 to 2,False,False,0,1 736,female/male,female (non-single) or male (single),... < 0 DM,24,no credits taken/all credits paid back duly,car (new),11560,unknown/no savings account,1 <= ... < 4 years,>= 35,none,>= 7 yrs,building society savings agreement/life insurance,23,none,for free,2-3,management/self-employed/highly qualified employee/officer,0 to 2,False,False,1,0 959,male,married/widowed,... < 0 DM,24,no credits taken/all credits paid back duly,car (used),3069,... < 100 DM,.. >= 7 years,< 20,none,>= 7 yrs,real estate,30,none,own,1,skilled employee/official,0 to 2,False,False,0,1 669,male,married/widowed,0 <= ... < 200 DM,30,all credits at this bank paid back duly,furniture/equipment,3017,unknown/no savings account,.. >= 7 years,< 20,none,>= 7 yrs,car or other,47,none,rent,1,skilled employee/official,0 to 2,False,False,0,1 35,male,married/widowed,... < 0 DM,45,all credits at this bank paid back duly,furniture/equipment,4746,unknown/no savings account,... < 1 year,< 20,none,1 <= ... < 4 yrs,car or other,25,none,rent,2-3,unskilled - resident,0 to 2,False,False,1,1 882,male,married/widowed,... < 0 DM,30,all credits at this bank paid back duly,others,2181,.. >= 1000 DM,.. >= 7 years,< 20,none,>= 7 yrs,unknown/no property,36,none,rent,2-3,skilled employee/official,0 to 2,False,False,0,1 202,male,married/widowed,... >= 200 DM,27,existing credits paid back duly till now,retraining,5117,unknown/no savings account,4 <= ... < 7 years,20 <= ... < 25,none,>= 7 yrs,building society savings agreement/life insurance,26,none,rent,2-3,skilled employee/official,0 to 2,False,False,0,1 38,male,married/widowed,0 <= ... < 200 DM,10,no credits taken/all credits paid back duly,radio/television,1225,unknown/no savings account,1 <= ... < 4 years,25 <= ... < 35,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,37,none,rent,1,skilled employee/official,0 to 2,True,False,0,1 661,female,single,no checking account,12,no credits taken/all credits paid back duly,others,900,.. >= 1000 DM,1 <= ... < 4 years,< 20,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,23,none,rent,1,skilled employee/official,0 to 2,False,False,1,0 709,male,married/widowed,... < 0 DM,9,no credits taken/all credits paid back duly,furniture/equipment,2118,unknown/no savings account,1 <= ... < 4 years,25 <= ... < 35,none,1 <= ... < 4 yrs,unknown/no property,37,none,rent,1,unskilled - resident,3 or more,False,False,0,1 929,male,married/widowed,no checking account,12,existing credits paid back duly till now,others,1344,unknown/no savings account,1 <= ... < 4 years,< 20,none,1 <= ... < 4 yrs,unknown/no property,43,none,rent,2-3,unskilled - resident,3 or more,False,False,0,1 422,male,married/widowed,... < 0 DM,12,all credits at this bank paid back duly,others,958,unknown/no savings account,4 <= ... < 7 years,25 <= ... < 35,none,4 <= ... < 7 yrs,unknown/no property,47,none,rent,2-3,unskilled - resident,3 or more,False,False,0,1 124,female/male,female (non-single) or male (single),... < 0 DM,18,no credits taken/all credits paid back duly,car (used),1924,.. >= 1000 DM,... < 1 year,< 20,none,4 <= ... < 7 yrs,unknown/no property,27,none,for free,1,skilled employee/official,0 to 2,False,False,1,1 355,male,married/widowed,... < 0 DM,24,no credits taken/all credits paid back duly,others,1246,unknown/no savings account,... < 1 year,< 20,none,1 <= ... < 4 yrs,unknown/no property,23,stores,rent,1,unskilled - resident,0 to 2,False,False,1,0 565,female/male,female (non-single) or male (single),... < 0 DM,24,existing credits paid back duly till now,furniture/equipment,1553,... < 100 DM,4 <= ... < 7 years,20 <= ... < 25,none,1 <= ... < 4 yrs,car or other,23,none,for free,2-3,skilled employee/official,0 to 2,True,False,0,0 506,male,married/widowed,0 <= ... < 200 DM,15,all credits at this bank paid back duly,car (new),2360,100 <= ... < 500 DM,1 <= ... < 4 years,25 <= ... < 35,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,36,none,rent,1,skilled employee/official,0 to 2,True,False,0,1 954,female/male,female (non-single) or male (single),no checking account,12,no credits taken/all credits paid back duly,others,1893,unknown/no savings account,1 <= ... < 4 years,< 20,guarantor,>= 7 yrs,car or other,29,none,rent,1,skilled employee/official,0 to 2,True,False,0,1 377,male,married/widowed,... >= 200 DM,7,existing credits paid back duly till now,furniture/equipment,846,.. >= 1000 DM,.. >= 7 years,20 <= ... < 25,none,>= 7 yrs,real estate,36,none,own,1,skilled employee/official,0 to 2,False,False,0,1 245,male,married/widowed,... >= 200 DM,24,no credits taken/all credits paid back duly,retraining,1258,unknown/no savings account,4 <= ... < 7 years,< 20,none,< 1 yr,unknown/no property,25,none,rent,1,skilled employee/official,0 to 2,True,False,0,1 2,male,married/widowed,... >= 200 DM,12,all credits at this bank paid back duly,repairs,2096,unknown/no savings account,4 <= ... < 7 years,25 <= ... < 35,none,4 <= ... < 7 yrs,unknown/no property,49,none,rent,1,unskilled - resident,3 or more,False,False,0,1 767,female/male,female (non-single) or male (single),... >= 200 DM,10,no credits taken/all credits paid back duly,car (new),2901,.. >= 1000 DM,... < 1 year,>= 35,none,>= 7 yrs,unknown/no property,31,none,for free,1,skilled employee/official,0 to 2,False,False,0,1 692,male,married/widowed,... < 0 DM,24,no credits taken/all credits paid back duly,furniture/equipment,2896,... < 100 DM,... < 1 year,25 <= ... < 35,none,< 1 yr,building society savings agreement/life insurance,29,none,rent,1,skilled employee/official,0 to 2,False,False,0,1 33,male,married/widowed,... >= 200 DM,12,all credits at this bank paid back duly,retraining,1264,.. >= 1000 DM,.. >= 7 years,< 20,none,>= 7 yrs,real estate,57,none,for free,1,unskilled - resident,0 to 2,False,False,0,1 27,female/male,female (non-single) or male (single),0 <= ... < 200 DM,12,critical account/other credits existing (not at this bank),furniture/equipment,409,500 <= ... < 1000 DM,1 <= ... < 4 years,20 <= ... < 25,none,4 <= ... < 7 yrs,unknown/no property,42,none,for free,2-3,skilled employee/official,0 to 2,False,False,0,1 695,male,married/widowed,... >= 200 DM,6,no credits taken/all credits paid back duly,car (new),1236,100 <= ... < 500 DM,1 <= ... < 4 years,25 <= ... < 35,none,>= 7 yrs,car or other,50,none,for free,1,skilled employee/official,0 to 2,False,False,0,1 455,female/male,female (non-single) or male (single),... >= 200 DM,24,no credits taken/all credits paid back duly,car (new),2679,unknown/no savings account,... < 1 year,< 20,none,< 1 yr,real estate,29,none,rent,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,0,1 123,male,married/widowed,0 <= ... < 200 DM,10,all credits at this bank paid back duly,others,781,unknown/no savings account,.. >= 7 years,< 20,none,>= 7 yrs,real estate,63,none,own,2-3,skilled employee/official,0 to 2,True,False,0,1 95,male,married/widowed,... < 0 DM,54,delay in paying off in the past,retraining,15945,unknown/no savings account,... < 1 year,20 <= ... < 25,none,>= 7 yrs,real estate,58,none,for free,1,skilled employee/official,0 to 2,True,False,1,1 385,female/male,female (non-single) or male (single),... >= 200 DM,18,all credits at this bank paid back duly,furniture/equipment,2238,unknown/no savings account,1 <= ... < 4 years,25 <= ... < 35,none,< 1 yr,building society savings agreement/life insurance,25,none,rent,2-3,skilled employee/official,0 to 2,False,False,0,1 430,male,married/widowed,... >= 200 DM,5,no credits taken/all credits paid back duly,retraining,3448,unknown/no savings account,4 <= ... < 7 years,>= 35,none,>= 7 yrs,unknown/no property,74,none,rent,1,unskilled - resident,0 to 2,False,False,0,1 289,female,single,no checking account,24,existing credits paid back duly till now,furniture/equipment,1024,unknown/no savings account,... < 1 year,< 20,none,>= 7 yrs,unknown/no property,48,stores,rent,1,skilled employee/official,0 to 2,False,False,1,1 12,female/male,female (non-single) or male (single),... < 0 DM,12,no credits taken/all credits paid back duly,furniture/equipment,1567,unknown/no savings account,1 <= ... < 4 years,>= 35,none,< 1 yr,building society savings agreement/life insurance,22,none,rent,1,skilled employee/official,0 to 2,True,False,0,0 110,male,divorced/separated,... < 0 DM,6,existing credits paid back duly till now,retraining,1449,... < 100 DM,.. >= 7 years,>= 35,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,31,bank,rent,2-3,skilled employee/official,3 or more,False,False,0,1 763,male,married/widowed,... >= 200 DM,21,all credits at this bank paid back duly,others,12680,.. >= 1000 DM,.. >= 7 years,< 20,none,>= 7 yrs,real estate,30,none,own,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,1,1 137,male,married/widowed,... < 0 DM,12,no credits taken/all credits paid back duly,furniture/equipment,766,100 <= ... < 500 DM,1 <= ... < 4 years,< 20,none,4 <= ... < 7 yrs,unknown/no property,66,none,rent,1,unskilled - resident,0 to 2,False,False,1,1 206,male,married/widowed,... >= 200 DM,12,all credits at this bank paid back duly,car (used),1935,unknown/no savings account,.. >= 7 years,< 20,none,>= 7 yrs,unknown/no property,43,none,rent,4-5,skilled employee/official,0 to 2,True,False,0,1 575,female/male,female (non-single) or male (single),... >= 200 DM,15,all credits at this bank paid back duly,car (used),2788,unknown/no savings account,4 <= ... < 7 years,25 <= ... < 35,co-applicant,4 <= ... < 7 yrs,building society savings agreement/life insurance,24,bank,rent,2-3,skilled employee/official,0 to 2,False,False,0,0 659,male,married/widowed,... < 0 DM,18,all credits at this bank paid back duly,car (used),6361,unknown/no savings account,.. >= 7 years,25 <= ... < 35,none,< 1 yr,real estate,41,none,rent,1,skilled employee/official,0 to 2,True,False,0,1 270,male,married/widowed,... >= 200 DM,18,no credits taken/all credits paid back duly,others,2662,.. >= 1000 DM,4 <= ... < 7 years,< 20,none,4 <= ... < 7 yrs,car or other,32,none,rent,1,skilled employee/official,0 to 2,False,True,0,1 453,male,married/widowed,... >= 200 DM,24,no credits taken/all credits paid back duly,car (new),2670,unknown/no savings account,.. >= 7 years,< 20,none,>= 7 yrs,building society savings agreement/life insurance,35,none,rent,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,0,1 105,male,married/widowed,... < 0 DM,24,all credits at this bank paid back duly,business,11938,unknown/no savings account,1 <= ... < 4 years,25 <= ... < 35,co-applicant,4 <= ... < 7 yrs,building society savings agreement/life insurance,39,none,rent,2-3,management/self-employed/highly qualified employee/officer,3 or more,True,False,1,1 93,male,married/widowed,0 <= ... < 200 DM,24,all credits at this bank paid back duly,car (used),3617,.. >= 1000 DM,.. >= 7 years,< 20,co-applicant,>= 7 yrs,real estate,20,none,for free,2-3,skilled employee/official,0 to 2,False,False,0,0 444,female/male,female (non-single) or male (single),... < 0 DM,48,all credits at this bank paid back duly,car (used),5096,unknown/no savings account,1 <= ... < 4 years,25 <= ... < 35,none,4 <= ... < 7 yrs,building society savings agreement/life insurance,30,none,rent,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,1,1 388,male,married/widowed,... < 0 DM,15,all credits at this bank paid back duly,retraining,2326,100 <= ... < 500 DM,1 <= ... < 4 years,25 <= ... < 35,none,>= 7 yrs,building society savings agreement/life insurance,27,bank,rent,1,skilled employee/official,0 to 2,False,False,0,1 350,female/male,female (non-single) or male (single),... >= 200 DM,9,no credits taken/all credits paid back duly,radio/television,1236,unknown/no savings account,... < 1 year,>= 35,none,>= 7 yrs,unknown/no property,23,none,for free,1,skilled employee/official,0 to 2,True,False,0,0 349,male,married/widowed,... < 0 DM,9,all credits at this bank paid back duly,repairs,1136,500 <= ... < 1000 DM,.. >= 7 years,< 20,none,4 <= ... < 7 yrs,real estate,32,none,own,2-3,skilled employee/official,3 or more,False,False,1,1 646,male,divorced/separated,no checking account,30,delay in paying off in the past,car (used),4583,unknown/no savings account,1 <= ... < 4 years,25 <= ... < 35,guarantor,1 <= ... < 4 yrs,unknown/no property,32,none,rent,2-3,skilled employee/official,0 to 2,False,False,0,1 604,female/male,female (non-single) or male (single),0 <= ... < 200 DM,10,no credits taken/all credits paid back duly,car (used),1275,unknown/no savings account,... < 1 year,< 20,none,1 <= ... < 4 yrs,car or other,23,none,rent,1,skilled employee/official,0 to 2,False,False,0,0 353,male,married/widowed,no checking account,12,delay in paying off in the past,furniture/equipment,6199,unknown/no savings account,1 <= ... < 4 years,< 20,none,1 <= ... < 4 yrs,car or other,28,none,for free,2-3,skilled employee/official,0 to 2,True,False,1,1 298,male,married/widowed,... >= 200 DM,18,no credits taken/all credits paid back duly,car (used),2515,unknown/no savings account,1 <= ... < 4 years,20 <= ... < 25,none,>= 7 yrs,unknown/no property,43,none,rent,1,skilled employee/official,0 to 2,True,False,0,1 450,male,married/widowed,... >= 200 DM,36,all credits at this bank paid back duly,car (new),11054,.. >= 1000 DM,1 <= ... < 4 years,< 20,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,30,none,rent,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,0,1 25,male,married/widowed,no checking account,6,no credits taken/all credits paid back duly,car (used),1374,unknown/no savings account,1 <= ... < 4 years,>= 35,none,1 <= ... < 4 yrs,unknown/no property,36,bank,rent,1,unskilled - resident,0 to 2,True,False,0,1 779,female/male,female (non-single) or male (single),... < 0 DM,18,no credits taken/all credits paid back duly,domestic appliances,3872,unknown/no savings account,unemployed,25 <= ... < 35,none,>= 7 yrs,building society savings agreement/life insurance,67,none,rent,1,skilled employee/official,0 to 2,True,False,0,1 867,male,married/widowed,... >= 200 DM,12,all credits at this bank paid back duly,car (used),3331,unknown/no savings account,.. >= 7 years,25 <= ... < 35,none,>= 7 yrs,car or other,42,stores,rent,1,skilled employee/official,0 to 2,False,False,0,1 303,male,married/widowed,no checking account,10,all credits at this bank paid back duly,others,1038,unknown/no savings account,4 <= ... < 7 years,< 20,co-applicant,4 <= ... < 7 yrs,car or other,49,none,rent,2-3,skilled employee/official,0 to 2,True,False,0,1 296,female/male,female (non-single) or male (single),... >= 200 DM,12,no credits taken/all credits paid back duly,car (new),4675,.. >= 1000 DM,... < 1 year,>= 35,none,>= 7 yrs,building society savings agreement/life insurance,20,none,for free,1,skilled employee/official,0 to 2,False,False,0,0 170,male,married/widowed,no checking account,15,delay in paying off in the past,others,950,unknown/no savings account,.. >= 7 years,< 20,none,4 <= ... < 7 yrs,building society savings agreement/life insurance,33,none,for free,2-3,skilled employee/official,3 or more,False,False,1,1 993,male,married/widowed,no checking account,36,no credits taken/all credits paid back duly,car (used),3959,unknown/no savings account,unemployed,< 20,none,4 <= ... < 7 yrs,car or other,30,none,rent,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,0,1 637,male,married/widowed,... >= 200 DM,60,existing credits paid back duly till now,furniture/equipment,15653,unknown/no savings account,4 <= ... < 7 years,25 <= ... < 35,none,>= 7 yrs,building society savings agreement/life insurance,21,none,rent,2-3,skilled employee/official,0 to 2,True,False,0,0 222,male,married/widowed,... >= 200 DM,12,no credits taken/all credits paid back duly,furniture/equipment,707,unknown/no savings account,1 <= ... < 4 years,< 20,none,1 <= ... < 4 yrs,unknown/no property,30,bank,rent,2-3,skilled employee/official,0 to 2,False,False,0,1 977,male,married/widowed,... < 0 DM,18,existing credits paid back duly till now,retraining,2427,.. >= 1000 DM,.. >= 7 years,< 20,none,1 <= ... < 4 yrs,car or other,42,none,rent,2-3,skilled employee/official,0 to 2,False,False,0,1 930,male,married/widowed,no checking account,24,no credits taken/all credits paid back duly,car (used),1747,unknown/no savings account,... < 1 year,< 20,co-applicant,< 1 yr,car or other,24,none,rent,1,unskilled - resident,0 to 2,False,True,0,0 785,male,married/widowed,... < 0 DM,18,no credits taken/all credits paid back duly,retraining,1941,500 <= ... < 1000 DM,1 <= ... < 4 years,< 20,none,1 <= ... < 4 yrs,car or other,35,none,rent,1,unskilled - resident,0 to 2,True,False,0,1 806,female,single,... < 0 DM,6,no credits taken/all credits paid back duly,furniture/equipment,590,unknown/no savings account,... < 1 year,20 <= ... < 25,none,4 <= ... < 7 yrs,unknown/no property,26,none,rent,1,unskilled - resident,0 to 2,False,True,0,1 412,male,married/widowed,... >= 200 DM,12,all credits at this bank paid back duly,retraining,2292,unknown/no savings account,unemployed,< 20,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,42,stores,rent,2-3,management/self-employed/highly qualified employee/officer,0 to 2,True,False,1,1 16,male,married/widowed,... >= 200 DM,24,all credits at this bank paid back duly,furniture/equipment,2424,.. >= 1000 DM,.. >= 7 years,< 20,none,>= 7 yrs,car or other,53,none,rent,2-3,skilled employee/official,0 to 2,False,False,0,1 633,female/male,female (non-single) or male (single),... >= 200 DM,9,no credits taken/all credits paid back duly,car (used),1980,unknown/no savings account,... < 1 year,25 <= ... < 35,co-applicant,1 <= ... < 4 yrs,building society savings agreement/life insurance,19,none,for free,2-3,skilled employee/official,0 to 2,False,False,1,0 827,male,married/widowed,... >= 200 DM,18,delay in paying off in the past,retraining,4165,unknown/no savings account,1 <= ... < 4 years,25 <= ... < 35,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,36,stores,rent,2-3,skilled employee/official,3 or more,False,False,1,1 989,male,married/widowed,... < 0 DM,24,all credits at this bank paid back duly,furniture/equipment,1743,unknown/no savings account,.. >= 7 years,< 20,none,1 <= ... < 4 yrs,car or other,48,none,rent,2-3,unskilled - resident,0 to 2,False,False,0,1 308,female/male,female (non-single) or male (single),... < 0 DM,8,no credits taken/all credits paid back duly,car (used),1237,unknown/no savings account,1 <= ... < 4 years,20 <= ... < 25,none,>= 7 yrs,unknown/no property,24,none,rent,1,skilled employee/official,0 to 2,False,False,1,0 879,male,married/widowed,... >= 200 DM,30,all credits at this bank paid back duly,furniture/equipment,6742,.. >= 1000 DM,4 <= ... < 7 years,25 <= ... < 35,none,4 <= ... < 7 yrs,car or other,36,none,rent,2-3,skilled employee/official,0 to 2,False,False,0,1 852,male,married/widowed,... >= 200 DM,15,all credits at this bank paid back duly,furniture/equipment,1471,unknown/no savings account,1 <= ... < 4 years,< 20,none,>= 7 yrs,real estate,35,none,own,2-3,skilled employee/official,0 to 2,True,False,0,1 799,male,married/widowed,... < 0 DM,9,no credits taken/all credits paid back duly,others,1549,.. >= 1000 DM,... < 1 year,< 20,none,1 <= ... < 4 yrs,unknown/no property,35,none,rent,1,unemployed/unskilled - non-resident,0 to 2,False,False,0,1 29,male,married/widowed,no checking account,60,existing credits paid back duly till now,retraining,6836,unknown/no savings account,.. >= 7 years,20 <= ... < 25,none,>= 7 yrs,real estate,63,none,rent,2-3,skilled employee/official,0 to 2,True,False,1,1 592,female/male,female (non-single) or male (single),... >= 200 DM,21,no credits taken/all credits paid back duly,retraining,1572,500 <= ... < 1000 DM,.. >= 7 years,< 20,none,>= 7 yrs,unknown/no property,36,bank,rent,1,unskilled - resident,0 to 2,False,False,0,1 56,male,married/widowed,... < 0 DM,12,no credits taken/all credits paid back duly,furniture/equipment,6468,.. >= 1000 DM,unemployed,25 <= ... < 35,none,< 1 yr,real estate,52,none,rent,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,1,1 871,male,married/widowed,0 <= ... < 200 DM,6,all credits at this bank paid back duly,others,1343,unknown/no savings account,.. >= 7 years,>= 35,none,>= 7 yrs,unknown/no property,46,none,rent,2-3,skilled employee/official,3 or more,False,True,0,1 801,female/male,female (non-single) or male (single),... < 0 DM,18,all credits at this bank paid back duly,furniture/equipment,1795,unknown/no savings account,.. >= 7 years,20 <= ... < 25,guarantor,>= 7 yrs,unknown/no property,48,bank,for free,2-3,unskilled - resident,0 to 2,True,False,0,1 974,female/male,female (non-single) or male (single),... >= 200 DM,30,all credits at this bank paid back duly,furniture/equipment,2831,unknown/no savings account,1 <= ... < 4 years,< 20,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,33,none,rent,1,skilled employee/official,0 to 2,True,False,0,1 727,female/male,female (non-single) or male (single),no checking account,18,no credits taken/all credits paid back duly,furniture/equipment,1882,unknown/no savings account,1 <= ... < 4 years,< 20,none,>= 7 yrs,building society savings agreement/life insurance,25,bank,for free,2-3,skilled employee/official,0 to 2,False,False,1,1 563,male,married/widowed,... < 0 DM,36,no credits taken/all credits paid back duly,others,12389,.. >= 1000 DM,1 <= ... < 4 years,>= 35,none,>= 7 yrs,real estate,37,none,own,1,skilled employee/official,0 to 2,True,False,1,1 346,male,married/widowed,... < 0 DM,13,all credits at this bank paid back duly,furniture/equipment,882,unknown/no savings account,... < 1 year,< 20,guarantor,>= 7 yrs,unknown/no property,23,none,rent,2-3,skilled employee/official,0 to 2,False,False,0,0 190,male,married/widowed,... >= 200 DM,24,no credits taken/all credits paid back duly,retraining,4591,500 <= ... < 1000 DM,1 <= ... < 4 years,25 <= ... < 35,none,4 <= ... < 7 yrs,car or other,54,none,rent,4-5,management/self-employed/highly qualified employee/officer,0 to 2,True,False,1,1 848,male,married/widowed,no checking account,9,no credits taken/all credits paid back duly,furniture/equipment,1364,unknown/no savings account,4 <= ... < 7 years,20 <= ... < 25,none,>= 7 yrs,unknown/no property,59,none,rent,1,skilled employee/official,0 to 2,False,False,0,1 530,male,married/widowed,... < 0 DM,36,no credits taken/all credits paid back duly,repairs,2273,unknown/no savings account,4 <= ... < 7 years,20 <= ... < 25,none,< 1 yr,building society savings agreement/life insurance,32,none,rent,2-3,skilled employee/official,3 or more,False,False,0,1 718,male,married/widowed,0 <= ... < 200 DM,24,all credits at this bank paid back duly,furniture/equipment,3148,.. >= 1000 DM,1 <= ... < 4 years,20 <= ... < 25,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,31,none,rent,2-3,skilled employee/official,0 to 2,True,False,0,1 431,male,married/widowed,... < 0 DM,24,no credits taken/all credits paid back duly,business,11328,unknown/no savings account,1 <= ... < 4 years,25 <= ... < 35,co-applicant,4 <= ... < 7 yrs,building society savings agreement/life insurance,29,bank,rent,2-3,management/self-employed/highly qualified employee/officer,0 to 2,True,False,1,1 701,male,married/widowed,no checking account,48,all credits at this bank paid back duly,car (new),6331,unknown/no savings account,.. >= 7 years,< 20,none,>= 7 yrs,real estate,46,none,own,2-3,skilled employee/official,0 to 2,True,False,1,1 435,female,single,... < 0 DM,12,no credits taken/all credits paid back duly,furniture/equipment,1484,.. >= 1000 DM,1 <= ... < 4 years,25 <= ... < 35,none,< 1 yr,unknown/no property,25,none,rent,1,skilled employee/official,0 to 2,True,False,1,1 685,male,married/widowed,... >= 200 DM,60,no credits taken/all credits paid back duly,others,6527,.. >= 1000 DM,1 <= ... < 4 years,< 20,none,>= 7 yrs,real estate,34,none,own,1,skilled employee/official,3 or more,True,False,0,1 19,male,married/widowed,... >= 200 DM,24,no credits taken/all credits paid back duly,furniture/equipment,3430,100 <= ... < 500 DM,.. >= 7 years,20 <= ... < 25,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,31,none,rent,1,skilled employee/official,3 or more,True,False,0,1 181,male,divorced/separated,... < 0 DM,36,existing credits paid back duly till now,retraining,4455,unknown/no savings account,1 <= ... < 4 years,25 <= ... < 35,none,1 <= ... < 4 yrs,unknown/no property,30,stores,rent,2-3,management/self-employed/highly qualified employee/officer,0 to 2,True,False,1,1 782,male,married/widowed,... < 0 DM,12,delay in paying off in the past,vacation,1410,unknown/no savings account,1 <= ... < 4 years,25 <= ... < 35,none,1 <= ... < 4 yrs,unknown/no property,31,none,rent,1,unskilled - resident,0 to 2,True,False,0,1 227,male,married/widowed,no checking account,12,no credits taken/all credits paid back duly,car (used),7865,unknown/no savings account,.. >= 7 years,< 20,none,>= 7 yrs,real estate,53,none,own,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,1,1 697,female/male,female (non-single) or male (single),... >= 200 DM,12,all credits at this bank paid back duly,others,926,unknown/no savings account,unemployed,>= 35,none,1 <= ... < 4 yrs,car or other,38,none,rent,1,unemployed/unskilled - non-resident,0 to 2,False,False,0,1 449,female,single,... < 0 DM,15,existing credits paid back duly till now,domestic appliances,1512,500 <= ... < 1000 DM,1 <= ... < 4 years,20 <= ... < 25,none,4 <= ... < 7 yrs,car or other,61,stores,rent,2-3,skilled employee/official,0 to 2,False,False,1,1 853,male,married/widowed,no checking account,18,critical account/other credits existing (not at this bank),others,1442,unknown/no savings account,4 <= ... < 7 years,< 20,none,>= 7 yrs,real estate,32,none,own,2-3,unskilled - resident,3 or more,False,False,1,1 641,male,married/widowed,... < 0 DM,15,no credits taken/all credits paid back duly,domestic appliances,1308,unknown/no savings account,.. >= 7 years,< 20,none,>= 7 yrs,building society savings agreement/life insurance,38,none,rent,2-3,unskilled - resident,0 to 2,False,False,0,1 117,female/male,female (non-single) or male (single),no checking account,10,all credits at this bank paid back duly,car (used),2132,.. >= 1000 DM,... < 1 year,25 <= ... < 35,co-applicant,4 <= ... < 7 yrs,unknown/no property,27,none,for free,2-3,skilled employee/official,0 to 2,False,True,0,1 58,female/male,female (non-single) or male (single),0 <= ... < 200 DM,18,no credits taken/all credits paid back duly,others,1961,unknown/no savings account,.. >= 7 years,20 <= ... < 25,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,23,none,rent,1,management/self-employed/highly qualified employee/officer,0 to 2,False,False,0,0 348,male,married/widowed,... >= 200 DM,6,existing credits paid back duly till now,retraining,1743,... < 100 DM,1 <= ... < 4 years,>= 35,none,1 <= ... < 4 yrs,unknown/no property,34,none,rent,2-3,unskilled - resident,0 to 2,False,False,0,1 30,female,single,... < 0 DM,18,no credits taken/all credits paid back duly,retraining,1913,500 <= ... < 1000 DM,... < 1 year,20 <= ... < 25,none,4 <= ... < 7 yrs,unknown/no property,36,bank,rent,1,skilled employee/official,0 to 2,True,False,0,1 609,male,married/widowed,... >= 200 DM,15,no credits taken/all credits paid back duly,car (new),1300,.. >= 1000 DM,.. >= 7 years,< 20,none,>= 7 yrs,real estate,45,bank,own,1,skilled employee/official,3 or more,False,False,0,1 224,male,married/widowed,... >= 200 DM,15,no credits taken/all credits paid back duly,car (new),4657,unknown/no savings account,1 <= ... < 4 years,20 <= ... < 25,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,30,none,rent,1,skilled employee/official,0 to 2,True,False,0,1 550,female/male,female (non-single) or male (single),... >= 200 DM,12,all credits at this bank paid back duly,domestic appliances,996,.. >= 1000 DM,4 <= ... < 7 years,< 20,none,>= 7 yrs,unknown/no property,23,none,rent,2-3,skilled employee/official,0 to 2,False,False,0,0 135,female/male,female (non-single) or male (single),... >= 200 DM,12,all credits at this bank paid back duly,furniture/equipment,1240,.. >= 1000 DM,.. >= 7 years,< 20,none,1 <= ... < 4 yrs,unknown/no property,38,none,rent,2-3,skilled employee/official,0 to 2,True,False,0,1 499,male,divorced/separated,0 <= ... < 200 DM,6,all credits at this bank paid back duly,others,1323,... < 100 DM,.. >= 7 years,25 <= ... < 35,none,>= 7 yrs,building society savings agreement/life insurance,28,none,rent,2-3,skilled employee/official,3 or more,True,False,0,1 290,female,single,... >= 200 DM,12,no credits taken/all credits paid back duly,retraining,1076,unknown/no savings account,1 <= ... < 4 years,25 <= ... < 35,none,1 <= ... < 4 yrs,unknown/no property,26,none,rent,1,skilled employee/official,0 to 2,True,True,0,1 152,male,married/widowed,0 <= ... < 200 DM,36,no credits taken/all credits paid back duly,furniture/equipment,5848,unknown/no savings account,1 <= ... < 4 years,< 20,none,< 1 yr,building society savings agreement/life insurance,24,none,rent,1,skilled employee/official,0 to 2,False,False,0,0 39,male,married/widowed,... < 0 DM,9,no credits taken/all credits paid back duly,furniture/equipment,458,unknown/no savings account,1 <= ... < 4 years,< 20,none,4 <= ... < 7 yrs,unknown/no property,24,none,rent,1,skilled employee/official,0 to 2,False,False,0,0 97,male,married/widowed,... < 0 DM,18,no credits taken/all credits paid back duly,retraining,2622,... < 100 DM,1 <= ... < 4 years,< 20,none,>= 7 yrs,building society savings agreement/life insurance,34,none,rent,1,skilled employee/official,0 to 2,False,False,0,1 164,male,married/widowed,... >= 200 DM,36,no credits taken/all credits paid back duly,others,909,100 <= ... < 500 DM,.. >= 7 years,< 20,none,>= 7 yrs,car or other,36,none,rent,1,skilled employee/official,0 to 2,False,False,0,1 978,male,married/widowed,... >= 200 DM,24,existing credits paid back duly till now,others,2538,unknown/no savings account,.. >= 7 years,< 20,none,>= 7 yrs,building society savings agreement/life insurance,47,none,rent,2-3,unskilled - resident,3 or more,False,False,1,1 340,female/male,female (non-single) or male (single),... < 0 DM,24,all credits at this bank paid back duly,repairs,5743,unknown/no savings account,... < 1 year,25 <= ... < 35,none,>= 7 yrs,real estate,24,none,own,2-3,skilled employee/official,0 to 2,True,False,0,0 802,female/male,female (non-single) or male (single),no checking account,20,all credits at this bank paid back duly,car (used),4272,unknown/no savings account,.. >= 7 years,>= 35,none,>= 7 yrs,car or other,24,none,rent,2-3,skilled employee/official,0 to 2,False,False,0,0 773,male,married/widowed,... >= 200 DM,24,all credits at this bank paid back duly,furniture/equipment,2223,... < 100 DM,.. >= 7 years,< 20,none,>= 7 yrs,car or other,52,bank,rent,2-3,skilled employee/official,0 to 2,False,False,0,1 3,male,married/widowed,no checking account,42,no credits taken/all credits paid back duly,car (used),7882,unknown/no savings account,4 <= ... < 7 years,25 <= ... < 35,guarantor,>= 7 yrs,car or other,45,none,own,1,skilled employee/official,3 or more,False,False,0,1 687,male,married/widowed,... < 0 DM,36,existing credits paid back duly till now,others,2862,... < 100 DM,.. >= 7 years,< 20,none,4 <= ... < 7 yrs,real estate,30,none,own,1,skilled employee/official,0 to 2,False,False,0,1 326,male,married/widowed,... >= 200 DM,12,all credits at this bank paid back duly,car (used),5801,.. >= 1000 DM,.. >= 7 years,25 <= ... < 35,none,>= 7 yrs,car or other,49,none,for free,1,skilled employee/official,0 to 2,True,False,0,1 878,male,married/widowed,no checking account,9,no credits taken/all credits paid back duly,others,1422,unknown/no savings account,... < 1 year,20 <= ... < 25,none,1 <= ... < 4 yrs,real estate,27,none,own,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,1,1 711,female/male,female (non-single) or male (single),no checking account,6,critical account/other credits existing (not at this bank),repairs,1198,unknown/no savings account,.. >= 7 years,< 20,none,>= 7 yrs,real estate,35,none,own,1,skilled employee/official,0 to 2,False,False,1,1 953,female/male,female (non-single) or male (single),... >= 200 DM,36,no credits taken/all credits paid back duly,car (used),10974,unknown/no savings account,unemployed,< 20,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,26,none,rent,2-3,management/self-employed/highly qualified employee/officer,0 to 2,True,False,1,1 198,male,married/widowed,... < 0 DM,24,no credits taken/all credits paid back duly,car (new),2760,.. >= 1000 DM,.. >= 7 years,< 20,none,>= 7 yrs,real estate,36,bank,own,1,skilled employee/official,0 to 2,True,False,0,1 172,female/male,female (non-single) or male (single),... < 0 DM,24,existing credits paid back duly till now,car (used),2064,unknown/no savings account,unemployed,20 <= ... < 25,none,1 <= ... < 4 yrs,car or other,34,none,rent,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,1,1 470,female,single,... < 0 DM,24,no credits taken/all credits paid back duly,furniture/equipment,3092,... < 100 DM,... < 1 year,20 <= ... < 25,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,22,none,for free,1,skilled employee/official,0 to 2,True,False,1,0 310,male,married/widowed,... < 0 DM,48,no credits taken/all credits paid back duly,business,5381,.. >= 1000 DM,unemployed,20 <= ... < 25,none,>= 7 yrs,real estate,40,bank,own,1,unemployed/unskilled - non-resident,0 to 2,True,False,0,1 382,female/male,female (non-single) or male (single),... >= 200 DM,22,no credits taken/all credits paid back duly,others,1283,.. >= 1000 DM,4 <= ... < 7 years,< 20,none,>= 7 yrs,car or other,25,none,for free,1,skilled employee/official,0 to 2,False,False,0,1 54,male,married/widowed,... < 0 DM,36,existing credits paid back duly till now,others,2225,unknown/no savings account,.. >= 7 years,< 20,none,>= 7 yrs,real estate,57,bank,own,2-3,skilled employee/official,0 to 2,True,False,1,1 133,male,married/widowed,... >= 200 DM,18,no credits taken/all credits paid back duly,car (used),1984,unknown/no savings account,1 <= ... < 4 years,< 20,none,>= 7 yrs,real estate,47,bank,own,2-3,skilled employee/official,0 to 2,False,False,0,1 495,female,single,no checking account,24,no credits taken/all credits paid back duly,car (used),2996,.. >= 1000 DM,1 <= ... < 4 years,25 <= ... < 35,none,>= 7 yrs,building society savings agreement/life insurance,20,none,rent,1,skilled employee/official,0 to 2,False,False,1,0 884,male,divorced/separated,... < 0 DM,24,no credits taken/all credits paid back duly,car (used),4057,unknown/no savings account,4 <= ... < 7 years,20 <= ... < 25,none,4 <= ... < 7 yrs,building society savings agreement/life insurance,43,none,rent,1,skilled employee/official,0 to 2,True,False,1,1 276,female/male,female (non-single) or male (single),... >= 200 DM,18,all credits at this bank paid back duly,furniture/equipment,2404,unknown/no savings account,1 <= ... < 4 years,25 <= ... < 35,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,26,none,rent,2-3,skilled employee/official,0 to 2,False,False,0,1 127,male,married/widowed,... < 0 DM,12,no credits taken/all credits paid back duly,domestic appliances,639,unknown/no savings account,1 <= ... < 4 years,< 20,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,30,none,rent,1,skilled employee/official,0 to 2,False,False,1,1 815,female/male,female (non-single) or male (single),... < 0 DM,36,existing credits paid back duly till now,others,7432,unknown/no savings account,1 <= ... < 4 years,25 <= ... < 35,none,1 <= ... < 4 yrs,car or other,54,none,for free,1,skilled employee/official,0 to 2,False,False,0,1 171,female/male,female (non-single) or male (single),... >= 200 DM,12,no credits taken/all credits paid back duly,car (used),763,unknown/no savings account,1 <= ... < 4 years,< 20,none,< 1 yr,unknown/no property,26,none,rent,1,skilled employee/official,0 to 2,True,False,0,1 404,male,married/widowed,... < 0 DM,18,existing credits paid back duly till now,others,2899,.. >= 1000 DM,.. >= 7 years,< 20,none,>= 7 yrs,building society savings agreement/life insurance,43,none,rent,1,skilled employee/official,3 or more,False,False,0,1 900,male,married/widowed,no checking account,16,all credits at this bank paid back duly,others,2625,unknown/no savings account,.. >= 7 years,25 <= ... < 35,guarantor,>= 7 yrs,car or other,43,bank,for free,1,skilled employee/official,0 to 2,True,False,1,1 689,male,married/widowed,no checking account,12,no credits taken/all credits paid back duly,others,3651,500 <= ... < 1000 DM,1 <= ... < 4 years,>= 35,none,4 <= ... < 7 yrs,car or other,31,none,rent,1,skilled employee/official,3 or more,False,False,0,1 162,male,married/widowed,... >= 200 DM,15,no credits taken/all credits paid back duly,radio/television,1262,100 <= ... < 500 DM,4 <= ... < 7 years,< 20,none,4 <= ... < 7 yrs,car or other,36,none,rent,2-3,skilled employee/official,0 to 2,True,False,0,1 396,female/male,female (non-single) or male (single),no checking account,12,no credits taken/all credits paid back duly,car (used),2578,unknown/no savings account,unemployed,20 <= ... < 25,none,>= 7 yrs,real estate,55,none,own,1,management/self-employed/highly qualified employee/officer,0 to 2,False,False,0,1 834,female/male,female (non-single) or male (single),0 <= ... < 200 DM,15,no credits taken/all credits paid back duly,furniture/equipment,2327,unknown/no savings account,... < 1 year,25 <= ... < 35,none,4 <= ... < 7 yrs,unknown/no property,25,none,rent,1,unskilled - resident,0 to 2,False,False,1,1 116,female/male,female (non-single) or male (single),no checking account,42,no credits taken/all credits paid back duly,furniture/equipment,7174,.. >= 1000 DM,4 <= ... < 7 years,< 20,none,4 <= ... < 7 yrs,building society savings agreement/life insurance,30,none,rent,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,1,1 96,female/male,female (non-single) or male (single),... >= 200 DM,12,all credits at this bank paid back duly,repairs,2012,.. >= 1000 DM,4 <= ... < 7 years,< 20,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,61,none,rent,1,skilled employee/official,0 to 2,False,False,0,1 914,male,married/widowed,no checking account,24,critical account/other credits existing (not at this bank),retraining,3161,unknown/no savings account,1 <= ... < 4 years,< 20,none,1 <= ... < 4 yrs,car or other,31,none,for free,1,skilled employee/official,0 to 2,True,False,1,1 774,male,married/widowed,0 <= ... < 200 DM,12,all credits at this bank paid back duly,others,1480,100 <= ... < 500 DM,unemployed,25 <= ... < 35,none,>= 7 yrs,real estate,66,bank,own,4-5,unemployed/unskilled - non-resident,0 to 2,False,False,0,1 425,female,single,... < 0 DM,18,no credits taken/all credits paid back duly,car (new),2779,unknown/no savings account,1 <= ... < 4 years,>= 35,none,4 <= ... < 7 yrs,building society savings agreement/life insurance,21,none,for free,1,skilled employee/official,0 to 2,True,False,0,0 23,male,married/widowed,... < 0 DM,12,all credits at this bank paid back duly,car (new),1804,... < 100 DM,... < 1 year,20 <= ... < 25,none,>= 7 yrs,car or other,44,none,rent,1,skilled employee/official,0 to 2,False,False,0,1 76,male,married/widowed,no checking account,42,no credits taken/all credits paid back duly,furniture/equipment,3965,unknown/no savings account,... < 1 year,< 20,none,4 <= ... < 7 yrs,building society savings agreement/life insurance,34,none,rent,1,skilled employee/official,0 to 2,False,False,1,1 321,male,divorced/separated,no checking account,24,no credits taken/all credits paid back duly,furniture/equipment,1938,unknown/no savings account,... < 1 year,< 20,none,4 <= ... < 7 yrs,car or other,32,none,rent,1,skilled employee/official,0 to 2,False,False,1,1 102,female/male,female (non-single) or male (single),... >= 200 DM,6,existing credits paid back duly till now,furniture/equipment,932,unknown/no savings account,1 <= ... < 4 years,20 <= ... < 25,none,1 <= ... < 4 yrs,unknown/no property,24,none,rent,1,skilled employee/official,0 to 2,False,False,0,0 880,male,married/widowed,... >= 200 DM,24,no credits taken/all credits paid back duly,car (new),7814,unknown/no savings account,4 <= ... < 7 years,20 <= ... < 25,none,4 <= ... < 7 yrs,building society savings agreement/life insurance,38,none,rent,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,0,1 964,female,single,... < 0 DM,6,no credits taken/all credits paid back duly,domestic appliances,454,unknown/no savings account,... < 1 year,20 <= ... < 25,none,< 1 yr,car or other,22,none,rent,1,unskilled - resident,0 to 2,False,False,0,0 489,male,married/widowed,... >= 200 DM,6,no credits taken/all credits paid back duly,others,3518,unknown/no savings account,1 <= ... < 4 years,25 <= ... < 35,guarantor,4 <= ... < 7 yrs,car or other,26,none,for free,1,skilled employee/official,0 to 2,False,False,0,1 638,female/male,female (non-single) or male (single),... >= 200 DM,12,no credits taken/all credits paid back duly,furniture/equipment,1493,unknown/no savings account,... < 1 year,< 20,none,4 <= ... < 7 yrs,building society savings agreement/life insurance,34,none,rent,1,skilled employee/official,3 or more,False,False,0,1 606,male,married/widowed,... >= 200 DM,24,all credits at this bank paid back duly,retraining,4526,unknown/no savings account,1 <= ... < 4 years,20 <= ... < 25,none,1 <= ... < 4 yrs,unknown/no property,74,none,rent,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,0,1 228,male,married/widowed,... >= 200 DM,9,no credits taken/all credits paid back duly,furniture/equipment,1478,unknown/no savings account,4 <= ... < 7 years,< 20,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,22,none,rent,1,skilled employee/official,0 to 2,False,False,1,0 992,female,single,no checking account,18,no credits taken/all credits paid back duly,furniture/equipment,1936,.. >= 1000 DM,4 <= ... < 7 years,25 <= ... < 35,none,>= 7 yrs,building society savings agreement/life insurance,23,none,for free,2-3,unskilled - resident,0 to 2,False,False,0,0 712,male,married/widowed,... >= 200 DM,21,no credits taken/all credits paid back duly,car (new),2476,.. >= 1000 DM,.. >= 7 years,< 20,none,>= 7 yrs,unknown/no property,46,none,rent,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,0,1 614,female/male,female (non-single) or male (single),... >= 200 DM,18,existing credits paid back duly till now,car (used),1808,unknown/no savings account,4 <= ... < 7 years,< 20,none,< 1 yr,unknown/no property,22,none,rent,1,skilled employee/official,0 to 2,False,False,1,0 520,male,married/widowed,... >= 200 DM,24,all credits at this bank paid back duly,domestic appliances,5507,unknown/no savings account,.. >= 7 years,20 <= ... < 25,none,>= 7 yrs,real estate,44,none,own,2-3,skilled employee/official,0 to 2,False,False,0,1 236,male,married/widowed,... < 0 DM,6,no credits taken/all credits paid back duly,others,14555,.. >= 1000 DM,unemployed,>= 35,none,1 <= ... < 4 yrs,car or other,23,none,rent,1,unemployed/unskilled - non-resident,0 to 2,True,False,1,0 656,male,married/widowed,... < 0 DM,12,no credits taken/all credits paid back duly,others,888,unknown/no savings account,.. >= 7 years,< 20,none,>= 7 yrs,building society savings agreement/life insurance,41,bank,rent,1,unskilled - resident,3 or more,False,False,1,1 73,female/male,female (non-single) or male (single),... < 0 DM,42,all credits at this bank paid back duly,retraining,5954,unknown/no savings account,4 <= ... < 7 years,25 <= ... < 35,none,< 1 yr,unknown/no property,41,bank,rent,2-3,unskilled - resident,0 to 2,False,False,0,1 448,female/male,female (non-single) or male (single),0 <= ... < 200 DM,12,no credits taken/all credits paid back duly,car (used),1424,.. >= 1000 DM,.. >= 7 years,20 <= ... < 25,none,>= 7 yrs,unknown/no property,55,none,rent,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,0,1 318,male,married/widowed,... >= 200 DM,12,all credits at this bank paid back duly,repairs,701,unknown/no savings account,1 <= ... < 4 years,< 20,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,32,none,rent,2-3,skilled employee/official,0 to 2,False,False,0,1 332,female/male,female (non-single) or male (single),... < 0 DM,60,no credits taken/all credits paid back duly,others,7408,... < 100 DM,... < 1 year,< 20,none,1 <= ... < 4 yrs,car or other,24,none,rent,1,management/self-employed/highly qualified employee/officer,0 to 2,False,False,1,0 183,male,married/widowed,... >= 200 DM,24,all credits at this bank paid back duly,car (used),3777,500 <= ... < 1000 DM,1 <= ... < 4 years,< 20,none,>= 7 yrs,unknown/no property,50,none,rent,1,skilled employee/official,0 to 2,True,False,0,1 643,female,single,... >= 200 DM,24,all credits at this bank paid back duly,furniture/equipment,1851,unknown/no savings account,4 <= ... < 7 years,< 20,guarantor,1 <= ... < 4 yrs,building society savings agreement/life insurance,33,none,rent,2-3,skilled employee/official,0 to 2,True,False,0,1 948,female,single,... >= 200 DM,18,no credits taken/all credits paid back duly,car (used),1533,unknown/no savings account,... < 1 year,< 20,co-applicant,< 1 yr,car or other,43,none,rent,1,unskilled - resident,3 or more,False,False,1,1 485,male,married/widowed,... < 0 DM,6,existing credits paid back duly till now,others,1209,unknown/no savings account,unemployed,< 20,none,>= 7 yrs,car or other,47,none,rent,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,1,1 630,female/male,female (non-single) or male (single),no checking account,24,no credits taken/all credits paid back duly,furniture/equipment,3660,unknown/no savings account,1 <= ... < 4 years,25 <= ... < 35,none,>= 7 yrs,building society savings agreement/life insurance,28,none,rent,1,skilled employee/official,0 to 2,False,False,0,1 874,male,married/widowed,no checking account,12,no credits taken/all credits paid back duly,car (used),3590,unknown/no savings account,1 <= ... < 4 years,25 <= ... < 35,co-applicant,1 <= ... < 4 yrs,car or other,29,none,rent,1,unskilled - resident,3 or more,False,False,0,1 671,male,married/widowed,... >= 200 DM,36,no credits taken/all credits paid back duly,retraining,5742,... < 100 DM,4 <= ... < 7 years,25 <= ... < 35,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,31,none,rent,2-3,skilled employee/official,0 to 2,True,False,0,1 46,male,married/widowed,... >= 200 DM,36,no credits taken/all credits paid back duly,furniture/equipment,2299,100 <= ... < 500 DM,.. >= 7 years,< 20,none,>= 7 yrs,building society savings agreement/life insurance,39,none,rent,1,skilled employee/official,0 to 2,False,False,0,1 772,male,married/widowed,... >= 200 DM,21,all credits at this bank paid back duly,car (new),3275,unknown/no savings account,.. >= 7 years,>= 35,none,>= 7 yrs,building society savings agreement/life insurance,36,none,rent,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,0,1 31,male,married/widowed,no checking account,24,no credits taken/all credits paid back duly,car (used),4020,unknown/no savings account,1 <= ... < 4 years,25 <= ... < 35,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,27,stores,rent,1,skilled employee/official,0 to 2,False,False,0,1 22,male,married/widowed,no checking account,10,all credits at this bank paid back duly,others,2241,unknown/no savings account,... < 1 year,>= 35,none,4 <= ... < 7 yrs,unknown/no property,48,none,for free,2-3,unskilled - resident,3 or more,False,True,0,1 841,male,married/widowed,... >= 200 DM,21,existing credits paid back duly till now,car (new),2993,unknown/no savings account,1 <= ... < 4 years,20 <= ... < 25,none,1 <= ... < 4 yrs,unknown/no property,28,stores,rent,2-3,unskilled - resident,0 to 2,False,False,0,1 803,male,married/widowed,... >= 200 DM,12,all credits at this bank paid back duly,furniture/equipment,976,.. >= 1000 DM,.. >= 7 years,< 20,none,>= 7 yrs,building society savings agreement/life insurance,35,none,rent,2-3,skilled employee/official,0 to 2,False,False,0,1 811,female,single,... < 0 DM,6,no credits taken/all credits paid back duly,furniture/equipment,484,unknown/no savings account,4 <= ... < 7 years,20 <= ... < 25,guarantor,4 <= ... < 7 yrs,unknown/no property,28,bank,rent,1,unskilled - resident,0 to 2,False,False,0,1 960,female,single,... >= 200 DM,6,all credits at this bank paid back duly,furniture/equipment,1740,unknown/no savings account,.. >= 7 years,25 <= ... < 35,none,1 <= ... < 4 yrs,unknown/no property,30,none,for free,2-3,skilled employee/official,0 to 2,False,False,0,1 62,male,married/widowed,... < 0 DM,36,delay in paying off in the past,retraining,1953,unknown/no savings account,.. >= 7 years,< 20,none,>= 7 yrs,real estate,61,none,own,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,1,1 259,female/male,female (non-single) or male (single),... >= 200 DM,11,all credits at this bank paid back duly,furniture/equipment,1154,... < 100 DM,unemployed,< 20,none,>= 7 yrs,unknown/no property,57,none,rent,4-5,unskilled - resident,0 to 2,False,False,0,1 254,male,married/widowed,... < 0 DM,9,no credits taken/all credits paid back duly,car (used),2030,.. >= 1000 DM,4 <= ... < 7 years,25 <= ... < 35,none,< 1 yr,building society savings agreement/life insurance,24,none,rent,1,skilled employee/official,0 to 2,True,False,0,0 445,female/male,female (non-single) or male (single),... >= 200 DM,9,all credits at this bank paid back duly,repairs,1244,.. >= 1000 DM,.. >= 7 years,< 20,none,>= 7 yrs,car or other,41,none,for free,2-3,unskilled - resident,0 to 2,False,False,0,1 84,male,married/widowed,no checking account,10,no credits taken/all credits paid back duly,furniture/equipment,2315,unknown/no savings account,.. >= 7 years,20 <= ... < 25,none,>= 7 yrs,unknown/no property,52,none,rent,1,unskilled - resident,0 to 2,False,False,0,1 255,male,married/widowed,... < 0 DM,60,existing credits paid back duly till now,furniture/equipment,7418,.. >= 1000 DM,1 <= ... < 4 years,>= 35,none,< 1 yr,unknown/no property,27,none,rent,1,unskilled - resident,0 to 2,False,False,0,1 339,male,divorced/separated,... < 0 DM,10,no credits taken/all credits paid back duly,car (used),1521,unknown/no savings account,1 <= ... < 4 years,< 20,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,31,none,rent,1,unskilled - resident,0 to 2,False,False,0,1 424,female/male,female (non-single) or male (single),... < 0 DM,12,no credits taken/all credits paid back duly,car (used),2762,.. >= 1000 DM,.. >= 7 years,>= 35,none,1 <= ... < 4 yrs,car or other,25,bank,rent,1,skilled employee/official,0 to 2,True,False,1,1 225,male,married/widowed,... >= 200 DM,36,delay in paying off in the past,domestic appliances,2613,unknown/no savings account,1 <= ... < 4 years,< 20,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,27,none,rent,2-3,skilled employee/official,0 to 2,False,False,0,1 762,male,married/widowed,no checking account,12,no credits taken/all credits paid back duly,furniture/equipment,2214,unknown/no savings account,1 <= ... < 4 years,< 20,none,4 <= ... < 7 yrs,car or other,24,none,rent,1,unskilled - resident,0 to 2,False,False,0,0 78,male,married/widowed,... >= 200 DM,54,delay in paying off in the past,car (new),9436,.. >= 1000 DM,1 <= ... < 4 years,25 <= ... < 35,none,1 <= ... < 4 yrs,car or other,39,none,rent,1,unskilled - resident,3 or more,False,False,0,1 464,male,married/widowed,... >= 200 DM,18,no credits taken/all credits paid back duly,retraining,1950,unknown/no savings account,4 <= ... < 7 years,< 20,none,< 1 yr,building society savings agreement/life insurance,34,stores,rent,2-3,skilled employee/official,0 to 2,True,False,0,1 324,female/male,female (non-single) or male (single),... >= 200 DM,18,all credits at this bank paid back duly,others,1028,unknown/no savings account,1 <= ... < 4 years,< 20,none,4 <= ... < 7 yrs,unknown/no property,36,none,rent,2-3,skilled employee/official,0 to 2,False,False,0,1 140,female,single,0 <= ... < 200 DM,6,no credits taken/all credits paid back duly,others,709,500 <= ... < 1000 DM,... < 1 year,25 <= ... < 35,none,1 <= ... < 4 yrs,unknown/no property,27,none,rent,1,unemployed/unskilled - non-resident,0 to 2,False,True,0,1 345,female/male,female (non-single) or male (single),... >= 200 DM,15,all credits at this bank paid back duly,furniture/equipment,1459,unknown/no savings account,1 <= ... < 4 years,< 20,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,43,none,rent,1,unskilled - resident,0 to 2,False,False,0,1 5,male,married/widowed,... >= 200 DM,36,no credits taken/all credits paid back duly,repairs,9055,.. >= 1000 DM,1 <= ... < 4 years,25 <= ... < 35,none,>= 7 yrs,real estate,35,none,own,1,unskilled - resident,3 or more,True,False,0,1 271,female/male,female (non-single) or male (single),... >= 200 DM,12,all credits at this bank paid back duly,car (used),1402,100 <= ... < 500 DM,4 <= ... < 7 years,20 <= ... < 25,none,>= 7 yrs,building society savings agreement/life insurance,37,none,for free,1,skilled employee/official,0 to 2,True,False,0,1 21,male,married/widowed,no checking account,6,no credits taken/all credits paid back duly,furniture/equipment,2647,100 <= ... < 500 DM,1 <= ... < 4 years,25 <= ... < 35,none,4 <= ... < 7 yrs,unknown/no property,44,none,for free,1,skilled employee/official,3 or more,False,False,0,1 279,male,married/widowed,... >= 200 DM,24,no credits taken/all credits paid back duly,furniture/equipment,1901,... < 100 DM,1 <= ... < 4 years,< 20,none,>= 7 yrs,building society savings agreement/life insurance,29,none,for free,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,0,1 577,female/male,female (non-single) or male (single),... >= 200 DM,24,all credits at this bank paid back duly,repairs,1927,.. >= 1000 DM,1 <= ... < 4 years,20 <= ... < 25,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,33,none,rent,2-3,skilled employee/official,0 to 2,True,False,0,1 676,male,married/widowed,... >= 200 DM,24,all credits at this bank paid back duly,car (used),5150,unknown/no savings account,.. >= 7 years,< 20,none,>= 7 yrs,building society savings agreement/life insurance,33,none,rent,1,skilled employee/official,0 to 2,True,False,0,1 98,male,married/widowed,... < 0 DM,36,all credits at this bank paid back duly,furniture/equipment,2337,unknown/no savings account,.. >= 7 years,< 20,none,>= 7 yrs,unknown/no property,36,none,rent,1,skilled employee/official,0 to 2,False,False,0,1 158,male,married/widowed,... < 0 DM,24,no credits taken/all credits paid back duly,others,3512,... < 100 DM,4 <= ... < 7 years,25 <= ... < 35,none,4 <= ... < 7 yrs,building society savings agreement/life insurance,38,bank,rent,2-3,skilled employee/official,0 to 2,True,False,0,1 640,female/male,female (non-single) or male (single),no checking account,18,no credits taken/all credits paid back duly,repairs,750,unknown/no savings account,unemployed,< 20,none,< 1 yr,unknown/no property,27,none,rent,1,unemployed/unskilled - non-resident,0 to 2,False,False,1,1 856,female/male,female (non-single) or male (single),... >= 200 DM,10,no credits taken/all credits paid back duly,vacation,894,.. >= 1000 DM,4 <= ... < 7 years,< 20,none,4 <= ... < 7 yrs,car or other,40,none,rent,1,skilled employee/official,0 to 2,True,False,0,1 704,female/male,female (non-single) or male (single),... < 0 DM,27,no credits taken/all credits paid back duly,retraining,2528,unknown/no savings account,... < 1 year,< 20,none,< 1 yr,car or other,32,none,rent,1,skilled employee/official,3 or more,True,False,0,1 201,female,single,no checking account,12,no credits taken/all credits paid back duly,others,1168,unknown/no savings account,1 <= ... < 4 years,< 20,none,4 <= ... < 7 yrs,unknown/no property,27,none,rent,1,unskilled - resident,0 to 2,False,False,0,1 649,male,married/widowed,no checking account,12,no credits taken/all credits paid back duly,repairs,684,unknown/no savings account,1 <= ... < 4 years,< 20,none,>= 7 yrs,building society savings agreement/life insurance,40,none,for free,1,unskilled - resident,3 or more,False,False,1,1 163,male,married/widowed,... < 0 DM,10,no credits taken/all credits paid back duly,others,7308,unknown/no savings account,unemployed,25 <= ... < 35,none,>= 7 yrs,real estate,70,bank,own,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,0,1 344,male,married/widowed,0 <= ... < 200 DM,10,no credits taken/all credits paid back duly,others,3949,unknown/no savings account,... < 1 year,>= 35,guarantor,< 1 yr,car or other,37,none,rent,1,unskilled - resident,3 or more,False,False,0,1 854,male,married/widowed,... >= 200 DM,36,existing credits paid back duly till now,others,10875,unknown/no savings account,.. >= 7 years,25 <= ... < 35,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,45,none,rent,2-3,skilled employee/official,3 or more,True,False,0,1 104,female,single,... >= 200 DM,12,no credits taken/all credits paid back duly,car (new),2445,.. >= 1000 DM,... < 1 year,25 <= ... < 35,none,>= 7 yrs,building society savings agreement/life insurance,26,none,for free,1,skilled employee/official,0 to 2,True,False,0,1 323,male,married/widowed,no checking account,18,no credits taken/all credits paid back duly,car (used),2659,500 <= ... < 1000 DM,1 <= ... < 4 years,< 20,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,28,none,rent,1,skilled employee/official,0 to 2,False,False,0,1 8,male,divorced/separated,... >= 200 DM,12,no credits taken/all credits paid back duly,furniture/equipment,3059,500 <= ... < 1000 DM,4 <= ... < 7 years,25 <= ... < 35,none,>= 7 yrs,unknown/no property,61,none,rent,1,unskilled - resident,0 to 2,False,False,0,1 87,male,married/widowed,... < 0 DM,36,no credits taken/all credits paid back duly,repairs,12612,... < 100 DM,1 <= ... < 4 years,>= 35,none,>= 7 yrs,real estate,47,none,own,1,skilled employee/official,3 or more,True,False,1,1 957,male,married/widowed,... < 0 DM,9,all credits at this bank paid back duly,furniture/equipment,1154,unknown/no savings account,.. >= 7 years,25 <= ... < 35,none,>= 7 yrs,unknown/no property,37,none,rent,4-5,unskilled - resident,0 to 2,False,False,0,1 746,female/male,female (non-single) or male (single),no checking account,15,no credits taken/all credits paid back duly,others,2511,unknown/no savings account,unemployed,>= 35,none,>= 7 yrs,building society savings agreement/life insurance,23,none,for free,1,skilled employee/official,0 to 2,False,False,0,0 670,male,married/widowed,... >= 200 DM,24,all credits at this bank paid back duly,retraining,4139,... < 100 DM,1 <= ... < 4 years,20 <= ... < 25,none,4 <= ... < 7 yrs,car or other,27,none,rent,2-3,unskilled - resident,0 to 2,True,False,0,1 213,male,married/widowed,0 <= ... < 200 DM,30,existing credits paid back duly till now,retraining,1908,unknown/no savings account,.. >= 7 years,< 20,none,>= 7 yrs,unknown/no property,66,none,rent,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,1,1 525,male,married/widowed,... < 0 DM,26,no credits taken/all credits paid back duly,car (new),7966,unknown/no savings account,... < 1 year,25 <= ... < 35,none,4 <= ... < 7 yrs,building society savings agreement/life insurance,30,none,rent,2-3,skilled employee/official,0 to 2,False,False,0,1 674,male,married/widowed,... >= 200 DM,21,existing credits paid back duly till now,retraining,2580,100 <= ... < 500 DM,... < 1 year,< 20,none,1 <= ... < 4 yrs,unknown/no property,41,bank,rent,1,unskilled - resident,3 or more,False,False,1,1 178,male,married/widowed,... >= 200 DM,12,no credits taken/all credits paid back duly,furniture/equipment,1963,unknown/no savings account,4 <= ... < 7 years,< 20,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,31,none,for free,2-3,management/self-employed/highly qualified employee/officer,3 or more,True,False,0,1 722,female/male,female (non-single) or male (single),no checking account,12,no credits taken/all credits paid back duly,others,1228,unknown/no savings account,1 <= ... < 4 years,< 20,none,1 <= ... < 4 yrs,unknown/no property,24,none,rent,1,unskilled - resident,0 to 2,False,False,1,0 713,male,married/widowed,no checking account,9,all credits at this bank paid back duly,furniture/equipment,1138,unknown/no savings account,1 <= ... < 4 years,< 20,none,>= 7 yrs,unknown/no property,25,none,rent,2-3,unskilled - resident,0 to 2,False,False,0,1 77,male,married/widowed,... < 0 DM,11,existing credits paid back duly till now,furniture/equipment,4771,unknown/no savings account,4 <= ... < 7 years,25 <= ... < 35,none,>= 7 yrs,car or other,51,none,rent,1,skilled employee/official,0 to 2,False,False,0,1 154,male,married/widowed,... < 0 DM,24,existing credits paid back duly till now,retraining,6967,... < 100 DM,4 <= ... < 7 years,< 20,none,>= 7 yrs,building society savings agreement/life insurance,36,none,for free,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,0,1 242,male,married/widowed,no checking account,48,delay in paying off in the past,car (new),4605,unknown/no savings account,.. >= 7 years,20 <= ... < 25,none,>= 7 yrs,real estate,24,none,own,2-3,skilled employee/official,3 or more,False,False,1,0 246,male,married/widowed,... >= 200 DM,12,all credits at this bank paid back duly,furniture/equipment,717,unknown/no savings account,.. >= 7 years,< 20,none,>= 7 yrs,unknown/no property,52,none,rent,4-5,skilled employee/official,0 to 2,False,False,0,1 494,male,married/widowed,no checking account,12,all credits at this bank paid back duly,others,2122,unknown/no savings account,1 <= ... < 4 years,20 <= ... < 25,none,1 <= ... < 4 yrs,unknown/no property,39,none,for free,2-3,unskilled - resident,3 or more,False,True,0,1 465,male,married/widowed,no checking account,24,no credits taken/all credits paid back duly,car (new),2924,unknown/no savings account,1 <= ... < 4 years,20 <= ... < 25,guarantor,>= 7 yrs,real estate,63,bank,rent,1,skilled employee/official,3 or more,True,False,0,1 679,female/male,female (non-single) or male (single),... >= 200 DM,18,no credits taken/all credits paid back duly,furniture/equipment,1453,unknown/no savings account,... < 1 year,20 <= ... < 25,none,< 1 yr,unknown/no property,26,none,rent,1,skilled employee/official,0 to 2,False,False,0,1 821,female,single,0 <= ... < 200 DM,12,no credits taken/all credits paid back duly,furniture/equipment,3016,unknown/no savings account,1 <= ... < 4 years,20 <= ... < 25,none,< 1 yr,building society savings agreement/life insurance,24,none,rent,1,skilled employee/official,0 to 2,False,False,0,0 535,male,divorced/separated,0 <= ... < 200 DM,21,all credits at this bank paid back duly,repairs,2319,unknown/no savings account,... < 1 year,25 <= ... < 35,none,< 1 yr,building society savings agreement/life insurance,33,none,for free,1,skilled employee/official,0 to 2,False,False,1,1 501,male,married/widowed,no checking account,36,no credits taken/all credits paid back duly,car (new),5493,unknown/no savings account,.. >= 7 years,25 <= ... < 35,none,>= 7 yrs,real estate,42,none,own,1,skilled employee/official,3 or more,False,False,0,1 416,male,married/widowed,no checking account,12,no credits taken/all credits paid back duly,others,2579,unknown/no savings account,... < 1 year,< 20,none,< 1 yr,unknown/no property,33,none,rent,1,unskilled - resident,3 or more,False,False,1,1 534,male,married/widowed,... >= 200 DM,24,no credits taken/all credits paid back duly,furniture/equipment,3105,.. >= 1000 DM,... < 1 year,< 20,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,25,none,rent,2-3,skilled employee/official,0 to 2,False,False,0,1 855,female,single,... >= 200 DM,24,no credits taken/all credits paid back duly,others,1474,... < 100 DM,... < 1 year,< 20,none,4 <= ... < 7 yrs,unknown/no property,33,none,rent,1,skilled employee/official,0 to 2,True,False,0,1 935,male,married/widowed,... < 0 DM,30,existing credits paid back duly till now,furniture/equipment,1919,... < 100 DM,... < 1 year,< 20,none,4 <= ... < 7 yrs,real estate,30,stores,rent,2-3,management/self-employed/highly qualified employee/officer,0 to 2,False,False,1,1 423,male,married/widowed,... >= 200 DM,21,existing credits paid back duly till now,car (used),1591,... < 100 DM,4 <= ... < 7 years,< 20,none,4 <= ... < 7 yrs,unknown/no property,34,none,rent,2-3,management/self-employed/highly qualified employee/officer,0 to 2,False,False,0,1 292,female/male,female (non-single) or male (single),no checking account,24,all credits at this bank paid back duly,car (new),6419,unknown/no savings account,.. >= 7 years,25 <= ... < 35,none,>= 7 yrs,real estate,44,none,own,2-3,management/self-employed/highly qualified employee/officer,3 or more,True,False,0,1 819,female,single,no checking account,18,no credits taken/all credits paid back duly,furniture/equipment,1345,unknown/no savings account,1 <= ... < 4 years,< 20,none,4 <= ... < 7 yrs,unknown/no property,26,bank,rent,1,skilled employee/official,0 to 2,False,False,1,1 37,male,married/widowed,0 <= ... < 200 DM,18,no credits taken/all credits paid back duly,furniture/equipment,2100,unknown/no savings account,1 <= ... < 4 years,< 20,co-applicant,1 <= ... < 4 yrs,unknown/no property,37,stores,rent,1,skilled employee/official,0 to 2,False,False,1,1 787,male,married/widowed,... >= 200 DM,48,all credits at this bank paid back duly,car (new),2751,.. >= 1000 DM,.. >= 7 years,< 20,none,4 <= ... < 7 yrs,building society savings agreement/life insurance,38,none,rent,2-3,skilled employee/official,3 or more,True,False,0,1 473,male,married/widowed,... >= 200 DM,6,no credits taken/all credits paid back duly,vacation,1238,.. >= 1000 DM,unemployed,< 20,none,>= 7 yrs,car or other,36,none,rent,1,management/self-employed/highly qualified employee/officer,3 or more,True,False,0,1 115,male,married/widowed,... >= 200 DM,48,all credits at this bank paid back duly,furniture/equipment,3578,.. >= 1000 DM,.. >= 7 years,< 20,none,< 1 yr,unknown/no property,47,none,rent,1,skilled employee/official,0 to 2,True,False,0,1 576,female/male,female (non-single) or male (single),... < 0 DM,12,no credits taken/all credits paid back duly,furniture/equipment,2930,unknown/no savings account,4 <= ... < 7 years,25 <= ... < 35,none,< 1 yr,unknown/no property,27,none,rent,1,skilled employee/official,0 to 2,False,False,0,1 333,female/male,female (non-single) or male (single),... >= 200 DM,48,all credits at this bank paid back duly,car (new),11590,... < 100 DM,1 <= ... < 4 years,25 <= ... < 35,none,>= 7 yrs,building society savings agreement/life insurance,24,bank,for free,2-3,unskilled - resident,0 to 2,False,False,1,0 191,male,married/widowed,... < 0 DM,48,delay in paying off in the past,retraining,3844,... < 100 DM,4 <= ... < 7 years,< 20,none,>= 7 yrs,real estate,34,none,own,1,unskilled - resident,3 or more,False,False,1,1 9,female,single,... < 0 DM,30,all credits at this bank paid back duly,others,5234,unknown/no savings account,unemployed,< 20,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,28,none,rent,2-3,management/self-employed/highly qualified employee/officer,0 to 2,False,False,1,1 800,male,married/widowed,... >= 200 DM,24,all credits at this bank paid back duly,repairs,1597,unknown/no savings account,.. >= 7 years,< 20,none,>= 7 yrs,real estate,54,none,own,2-3,skilled employee/official,3 or more,False,False,0,1 804,female/male,female (non-single) or male (single),... < 0 DM,12,no credits taken/all credits paid back duly,others,7472,.. >= 1000 DM,unemployed,>= 35,none,1 <= ... < 4 yrs,unknown/no property,24,none,for free,1,unemployed/unskilled - non-resident,0 to 2,False,False,0,0 748,male,married/widowed,... >= 200 DM,21,no credits taken/all credits paid back duly,car (new),5248,.. >= 1000 DM,1 <= ... < 4 years,>= 35,none,4 <= ... < 7 yrs,building society savings agreement/life insurance,26,none,rent,1,skilled employee/official,0 to 2,False,False,0,1 568,male,married/widowed,... < 0 DM,48,no credits taken/all credits paid back duly,furniture/equipment,3979,.. >= 1000 DM,4 <= ... < 7 years,< 20,none,< 1 yr,building society savings agreement/life insurance,41,none,rent,2-3,skilled employee/official,3 or more,True,False,0,1 226,male,married/widowed,... < 0 DM,48,no credits taken/all credits paid back duly,furniture/equipment,10961,500 <= ... < 1000 DM,4 <= ... < 7 years,>= 35,co-applicant,1 <= ... < 4 yrs,real estate,27,bank,rent,2-3,skilled employee/official,0 to 2,True,False,1,1 921,male,married/widowed,... >= 200 DM,48,existing credits paid back duly till now,furniture/equipment,12749,100 <= ... < 500 DM,4 <= ... < 7 years,< 20,none,< 1 yr,building society savings agreement/life insurance,37,none,rent,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,0,1 413,male,married/widowed,... >= 200 DM,10,no credits taken/all credits paid back duly,others,1597,100 <= ... < 500 DM,1 <= ... < 4 years,20 <= ... < 25,none,1 <= ... < 4 yrs,real estate,40,none,for free,1,unskilled - resident,3 or more,False,True,0,1 608,male,married/widowed,... >= 200 DM,18,no credits taken/all credits paid back duly,furniture/equipment,2051,unknown/no savings account,... < 1 year,< 20,none,< 1 yr,unknown/no property,33,none,rent,1,skilled employee/official,0 to 2,False,False,0,1 203,female,single,no checking account,12,no credits taken/all credits paid back duly,vacation,902,unknown/no savings account,4 <= ... < 7 years,< 20,none,>= 7 yrs,car or other,21,none,for free,1,skilled employee/official,0 to 2,False,False,1,0 560,male,married/widowed,no checking account,24,no credits taken/all credits paid back duly,car (new),2964,.. >= 1000 DM,.. >= 7 years,< 20,none,>= 7 yrs,real estate,49,bank,own,1,skilled employee/official,3 or more,True,False,0,1 55,male,married/widowed,... >= 200 DM,6,critical account/other credits existing (not at this bank),others,783,.. >= 1000 DM,1 <= ... < 4 years,>= 35,guarantor,1 <= ... < 4 yrs,unknown/no property,26,stores,rent,1,unskilled - resident,3 or more,False,False,0,1 595,female/male,female (non-single) or male (single),... < 0 DM,6,critical account/other credits existing (not at this bank),others,931,... < 100 DM,... < 1 year,>= 35,none,< 1 yr,car or other,32,stores,rent,1,unskilled - resident,0 to 2,False,False,1,1 297,male,married/widowed,... >= 200 DM,10,no credits taken/all credits paid back duly,others,1287,.. >= 1000 DM,.. >= 7 years,< 20,co-applicant,1 <= ... < 4 yrs,car or other,45,none,rent,1,unskilled - resident,0 to 2,False,True,0,1 212,male,married/widowed,no checking account,27,delay in paying off in the past,retraining,5293,unknown/no savings account,unemployed,25 <= ... < 35,none,>= 7 yrs,car or other,50,stores,rent,2-3,skilled employee/official,0 to 2,True,False,1,1 186,female/male,female (non-single) or male (single),... < 0 DM,9,critical account/other credits existing (not at this bank),car (new),5129,unknown/no savings account,.. >= 7 years,25 <= ... < 35,none,>= 7 yrs,real estate,74,bank,own,1,management/self-employed/highly qualified employee/officer,3 or more,True,False,1,1 209,male,married/widowed,... >= 200 DM,12,no credits taken/all credits paid back duly,car (new),1413,500 <= ... < 1000 DM,4 <= ... < 7 years,20 <= ... < 25,none,1 <= ... < 4 yrs,car or other,55,none,rent,1,skilled employee/official,0 to 2,False,True,0,1 235,male,married/widowed,no checking account,24,no credits taken/all credits paid back duly,furniture/equipment,1823,unknown/no savings account,unemployed,< 20,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,30,stores,rent,1,management/self-employed/highly qualified employee/officer,3 or more,False,False,1,1 320,female,single,... < 0 DM,30,all credits at this bank paid back duly,others,4249,unknown/no savings account,unemployed,< 20,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,28,none,rent,2-3,management/self-employed/highly qualified employee/officer,0 to 2,False,False,1,1 903,female,single,... >= 200 DM,15,no credits taken/all credits paid back duly,furniture/equipment,1386,.. >= 1000 DM,1 <= ... < 4 years,< 20,none,1 <= ... < 4 yrs,unknown/no property,40,none,for free,1,skilled employee/official,0 to 2,True,False,0,1 510,male,married/widowed,no checking account,12,no credits taken/all credits paid back duly,others,759,unknown/no savings account,4 <= ... < 7 years,< 20,none,1 <= ... < 4 yrs,unknown/no property,26,none,rent,1,skilled employee/official,0 to 2,False,False,1,1 143,male,married/widowed,no checking account,18,no credits taken/all credits paid back duly,car (used),2462,unknown/no savings account,1 <= ... < 4 years,25 <= ... < 35,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,22,none,rent,1,skilled employee/official,0 to 2,False,False,1,0 907,female,single,... < 0 DM,36,no credits taken/all credits paid back duly,repairs,3711,.. >= 1000 DM,1 <= ... < 4 years,25 <= ... < 35,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,27,none,rent,1,skilled employee/official,0 to 2,False,False,0,1 552,female,single,no checking account,48,no credits taken/all credits paid back duly,furniture/equipment,6999,unknown/no savings account,4 <= ... < 7 years,>= 35,guarantor,< 1 yr,unknown/no property,34,none,rent,2-3,skilled employee/official,0 to 2,True,False,1,1 169,male,divorced/separated,... < 0 DM,24,all credits at this bank paid back duly,retraining,1935,unknown/no savings account,.. >= 7 years,< 20,none,>= 7 yrs,unknown/no property,31,none,rent,2-3,skilled employee/official,0 to 2,True,False,1,1 338,male,married/widowed,no checking account,24,no credits taken/all credits paid back duly,car (used),4169,unknown/no savings account,1 <= ... < 4 years,< 20,none,>= 7 yrs,car or other,28,none,rent,1,skilled employee/official,0 to 2,False,False,0,1 150,male,married/widowed,... >= 200 DM,6,no credits taken/all credits paid back duly,furniture/equipment,1346,... < 100 DM,.. >= 7 years,25 <= ... < 35,none,>= 7 yrs,real estate,42,bank,own,1,skilled employee/official,3 or more,True,False,0,1 549,male,married/widowed,... >= 200 DM,48,all credits at this bank paid back duly,car (new),8858,.. >= 1000 DM,4 <= ... < 7 years,25 <= ... < 35,none,< 1 yr,real estate,35,none,own,2-3,skilled employee/official,0 to 2,True,False,0,1 457,male,married/widowed,no checking account,12,no credits taken/all credits paid back duly,car (new),3386,unknown/no savings account,.. >= 7 years,20 <= ... < 25,none,>= 7 yrs,real estate,35,none,own,1,skilled employee/official,0 to 2,True,False,1,1 488,male,married/widowed,... >= 200 DM,10,no credits taken/all credits paid back duly,others,1418,... < 100 DM,1 <= ... < 4 years,20 <= ... < 25,none,1 <= ... < 4 yrs,unknown/no property,35,none,for free,1,unskilled - resident,0 to 2,False,True,0,1 293,male,married/widowed,0 <= ... < 200 DM,42,all credits at this bank paid back duly,car (new),4796,unknown/no savings account,.. >= 7 years,< 20,none,>= 7 yrs,real estate,56,none,own,1,skilled employee/official,0 to 2,False,False,0,1 387,male,married/widowed,... < 0 DM,18,all credits at this bank paid back duly,car (used),7374,unknown/no savings account,unemployed,< 20,none,>= 7 yrs,car or other,40,stores,rent,2-3,management/self-employed/highly qualified employee/officer,0 to 2,True,False,0,1 635,male,married/widowed,... >= 200 DM,12,no credits taken/all credits paid back duly,repairs,1393,unknown/no savings account,.. >= 7 years,< 20,none,>= 7 yrs,car or other,47,bank,rent,4-5,skilled employee/official,3 or more,True,False,0,1 540,female,single,... < 0 DM,12,no credits taken/all credits paid back duly,furniture/equipment,1534,unknown/no savings account,... < 1 year,>= 35,none,< 1 yr,unknown/no property,23,none,for free,1,skilled employee/official,0 to 2,False,False,1,0 585,female/male,female (non-single) or male (single),no checking account,18,no credits taken/all credits paid back duly,car (used),2039,unknown/no savings account,1 <= ... < 4 years,>= 35,none,>= 7 yrs,unknown/no property,20,bank,for free,1,skilled employee/official,0 to 2,False,False,1,0 81,male,married/widowed,... >= 200 DM,15,no credits taken/all credits paid back duly,furniture/equipment,1213,100 <= ... < 500 DM,.. >= 7 years,< 20,none,4 <= ... < 7 yrs,car or other,47,stores,rent,1,skilled employee/official,0 to 2,True,False,0,1 234,male,married/widowed,... >= 200 DM,4,all credits at this bank paid back duly,furniture/equipment,1544,unknown/no savings account,4 <= ... < 7 years,25 <= ... < 35,none,< 1 yr,unknown/no property,42,none,rent,4-5,unskilled - resident,3 or more,False,False,0,1 114,female,single,no checking account,12,no credits taken/all credits paid back duly,furniture/equipment,1680,100 <= ... < 500 DM,.. >= 7 years,20 <= ... < 25,none,< 1 yr,unknown/no property,35,none,rent,1,skilled employee/official,0 to 2,False,False,0,1 790,female/male,female (non-single) or male (single),... < 0 DM,21,no credits taken/all credits paid back duly,retraining,1188,unknown/no savings account,.. >= 7 years,25 <= ... < 35,none,>= 7 yrs,car or other,39,none,rent,1,skilled employee/official,3 or more,False,False,1,1 597,male,married/widowed,... < 0 DM,24,delay in paying off in the past,retraining,4241,unknown/no savings account,1 <= ... < 4 years,>= 35,none,>= 7 yrs,unknown/no property,36,none,rent,4-5,unskilled - resident,0 to 2,True,False,1,1 316,male,married/widowed,no checking account,12,no credits taken/all credits paid back duly,car (used),708,unknown/no savings account,1 <= ... < 4 years,25 <= ... < 35,guarantor,4 <= ... < 7 yrs,car or other,38,none,rent,1,unskilled - resident,3 or more,False,False,0,1 518,male,married/widowed,no checking account,6,no credits taken/all credits paid back duly,others,1203,... < 100 DM,.. >= 7 years,20 <= ... < 25,none,1 <= ... < 4 yrs,car or other,43,none,rent,1,skilled employee/official,0 to 2,True,False,0,1 370,male,married/widowed,... >= 200 DM,36,no credits taken/all credits paid back duly,others,3079,.. >= 1000 DM,1 <= ... < 4 years,< 20,none,>= 7 yrs,unknown/no property,36,none,rent,1,skilled employee/official,0 to 2,False,False,0,1 159,male,married/widowed,... >= 200 DM,6,all credits at this bank paid back duly,furniture/equipment,1898,.. >= 1000 DM,1 <= ... < 4 years,>= 35,none,1 <= ... < 4 yrs,unknown/no property,34,none,rent,2-3,unskilled - resident,3 or more,False,False,0,1 389,female/male,female (non-single) or male (single),... >= 200 DM,9,no credits taken/all credits paid back duly,retraining,1449,unknown/no savings account,4 <= ... < 7 years,20 <= ... < 25,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,27,none,rent,2-3,skilled employee/official,0 to 2,False,False,0,1 868,male,married/widowed,... >= 200 DM,36,no credits taken/all credits paid back duly,retraining,7409,.. >= 1000 DM,.. >= 7 years,20 <= ... < 25,none,1 <= ... < 4 yrs,car or other,37,none,rent,2-3,skilled employee/official,0 to 2,False,False,0,1 197,female/male,female (non-single) or male (single),... < 0 DM,12,no credits taken/all credits paid back duly,car (used),951,... < 100 DM,... < 1 year,< 20,none,>= 7 yrs,building society savings agreement/life insurance,27,bank,for free,>= 6,skilled employee/official,0 to 2,False,False,1,1 644,female,single,no checking account,18,all credits at this bank paid back duly,furniture/equipment,1880,unknown/no savings account,4 <= ... < 7 years,< 20,none,< 1 yr,car or other,32,none,rent,2-3,management/self-employed/highly qualified employee/officer,0 to 2,True,False,0,1 887,male,married/widowed,... < 0 DM,48,no credits taken/all credits paid back duly,retraining,15672,unknown/no savings account,1 <= ... < 4 years,25 <= ... < 35,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,23,none,rent,1,skilled employee/official,0 to 2,True,False,1,0 949,male,married/widowed,... >= 200 DM,24,no credits taken/all credits paid back duly,furniture/equipment,3621,... < 100 DM,.. >= 7 years,25 <= ... < 35,none,>= 7 yrs,building society savings agreement/life insurance,31,none,rent,2-3,skilled employee/official,0 to 2,False,False,1,1 379,female/male,female (non-single) or male (single),... >= 200 DM,6,all credits at this bank paid back duly,others,362,... < 100 DM,1 <= ... < 4 years,< 20,none,>= 7 yrs,building society savings agreement/life insurance,52,none,rent,2-3,unskilled - resident,0 to 2,False,False,0,1 690,male,divorced/separated,no checking account,15,all credits at this bank paid back duly,car (used),975,unknown/no savings account,1 <= ... < 4 years,25 <= ... < 35,none,4 <= ... < 7 yrs,car or other,25,none,rent,2-3,skilled employee/official,0 to 2,False,False,0,1 634,female/male,female (non-single) or male (single),... < 0 DM,24,no credits taken/all credits paid back duly,others,1355,unknown/no savings account,... < 1 year,20 <= ... < 25,none,>= 7 yrs,building society savings agreement/life insurance,25,none,rent,1,unskilled - resident,0 to 2,True,False,1,1 733,female/male,female (non-single) or male (single),... >= 200 DM,24,no credits taken/all credits paid back duly,car (new),2603,500 <= ... < 1000 DM,1 <= ... < 4 years,25 <= ... < 35,none,>= 7 yrs,building society savings agreement/life insurance,28,none,for free,1,skilled employee/official,0 to 2,True,False,0,1 145,male,married/widowed,... < 0 DM,48,critical account/other credits existing (not at this bank),retraining,3566,... < 100 DM,4 <= ... < 7 years,< 20,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,30,none,rent,1,skilled employee/official,0 to 2,False,False,0,1 826,female/male,female (non-single) or male (single),no checking account,18,all credits at this bank paid back duly,others,3966,unknown/no savings account,.. >= 7 years,>= 35,none,>= 7 yrs,unknown/no property,33,bank,for free,4-5,skilled employee/official,0 to 2,True,False,1,1 636,female/male,female (non-single) or male (single),... >= 200 DM,24,no credits taken/all credits paid back duly,furniture/equipment,1376,100 <= ... < 500 DM,4 <= ... < 7 years,< 20,none,< 1 yr,building society savings agreement/life insurance,28,none,rent,1,skilled employee/official,0 to 2,False,False,0,1 173,male,married/widowed,... < 0 DM,8,no credits taken/all credits paid back duly,furniture/equipment,1414,unknown/no savings account,1 <= ... < 4 years,< 20,guarantor,1 <= ... < 4 yrs,unknown/no property,33,none,rent,1,skilled employee/official,0 to 2,False,True,0,1 700,female/male,female (non-single) or male (single),... >= 200 DM,12,no credits taken/all credits paid back duly,car (used),1123,100 <= ... < 500 DM,1 <= ... < 4 years,< 20,none,>= 7 yrs,building society savings agreement/life insurance,29,none,for free,1,unskilled - resident,0 to 2,False,False,1,1 508,female,single,... >= 200 DM,24,no credits taken/all credits paid back duly,furniture/equipment,1413,unknown/no savings account,1 <= ... < 4 years,< 20,none,1 <= ... < 4 yrs,car or other,28,none,rent,1,skilled employee/official,0 to 2,False,False,0,1 243,female/male,female (non-single) or male (single),... >= 200 DM,12,all credits at this bank paid back duly,retraining,1185,unknown/no savings account,1 <= ... < 4 years,20 <= ... < 25,none,1 <= ... < 4 yrs,unknown/no property,27,none,rent,2-3,skilled employee/official,0 to 2,False,False,0,1 556,female/male,female (non-single) or male (single),... < 0 DM,18,delay in paying off in the past,others,2278,... < 100 DM,... < 1 year,20 <= ... < 25,none,4 <= ... < 7 yrs,building society savings agreement/life insurance,28,none,rent,2-3,skilled employee/official,0 to 2,False,False,1,1 0,male,married/widowed,no checking account,6,all credits at this bank paid back duly,furniture/equipment,1169,.. >= 1000 DM,.. >= 7 years,< 20,none,>= 7 yrs,unknown/no property,67,none,rent,2-3,skilled employee/official,0 to 2,True,False,0,1 188,female,single,no checking account,12,no credits taken/all credits paid back duly,furniture/equipment,674,... < 100 DM,4 <= ... < 7 years,< 20,none,< 1 yr,car or other,20,none,rent,1,skilled employee/official,0 to 2,False,False,1,0 85,female/male,female (non-single) or male (single),... >= 200 DM,12,all credits at this bank paid back duly,retraining,1412,unknown/no savings account,1 <= ... < 4 years,< 20,guarantor,1 <= ... < 4 yrs,unknown/no property,29,none,rent,2-3,management/self-employed/highly qualified employee/officer,0 to 2,True,False,0,1 427,male,married/widowed,... >= 200 DM,18,all credits at this bank paid back duly,furniture/equipment,1149,500 <= ... < 1000 DM,1 <= ... < 4 years,< 20,none,4 <= ... < 7 yrs,unknown/no property,46,none,rent,2-3,skilled employee/official,0 to 2,False,False,0,1 586,male,married/widowed,no checking account,9,all credits at this bank paid back duly,others,2799,unknown/no savings account,1 <= ... < 4 years,25 <= ... < 35,none,1 <= ... < 4 yrs,unknown/no property,36,none,for free,2-3,skilled employee/official,3 or more,False,False,0,1 269,male,married/widowed,... >= 200 DM,24,no credits taken/all credits paid back duly,furniture/equipment,999,.. >= 1000 DM,.. >= 7 years,< 20,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,25,none,rent,2-3,skilled employee/official,0 to 2,False,False,0,1 906,male,married/widowed,no checking account,21,no credits taken/all credits paid back duly,others,3763,.. >= 1000 DM,4 <= ... < 7 years,25 <= ... < 35,co-applicant,1 <= ... < 4 yrs,unknown/no property,24,none,rent,1,unskilled - resident,0 to 2,False,True,0,0 533,female,single,... >= 200 DM,24,no credits taken/all credits paid back duly,furniture/equipment,1311,... < 100 DM,4 <= ... < 7 years,< 20,none,4 <= ... < 7 yrs,car or other,26,none,rent,1,skilled employee/official,0 to 2,True,False,0,1 398,male,divorced/separated,... < 0 DM,12,no credits taken/all credits paid back duly,others,1223,unknown/no savings account,.. >= 7 years,>= 35,none,< 1 yr,unknown/no property,46,none,for free,2-3,skilled employee/official,0 to 2,False,False,1,1 620,male,married/widowed,... < 0 DM,21,all credits at this bank paid back duly,retraining,3652,unknown/no savings account,4 <= ... < 7 years,25 <= ... < 35,none,4 <= ... < 7 yrs,car or other,27,none,rent,2-3,skilled employee/official,0 to 2,False,False,0,1 985,female/male,female (non-single) or male (single),no checking account,15,all credits at this bank paid back duly,car (used),1433,unknown/no savings account,1 <= ... < 4 years,< 20,none,4 <= ... < 7 yrs,car or other,25,none,for free,2-3,skilled employee/official,0 to 2,False,False,0,1 482,female/male,female (non-single) or male (single),no checking account,30,no credits taken/all credits paid back duly,car (used),3622,500 <= ... < 1000 DM,.. >= 7 years,< 20,none,>= 7 yrs,car or other,57,none,for free,2-3,skilled employee/official,0 to 2,True,False,0,1 971,male,married/widowed,... >= 200 DM,24,no credits taken/all credits paid back duly,others,7393,unknown/no savings account,1 <= ... < 4 years,>= 35,none,>= 7 yrs,car or other,43,none,rent,1,unskilled - resident,3 or more,False,False,0,1 745,male,married/widowed,no checking account,13,all credits at this bank paid back duly,retraining,1797,unknown/no savings account,... < 1 year,20 <= ... < 25,none,< 1 yr,car or other,28,bank,rent,2-3,unskilled - resident,0 to 2,False,False,0,1 559,male,married/widowed,... < 0 DM,18,all credits at this bank paid back duly,car (used),1928,unknown/no savings account,... < 1 year,25 <= ... < 35,none,1 <= ... < 4 yrs,unknown/no property,31,none,rent,2-3,unskilled - resident,0 to 2,False,False,1,1 313,female,single,... < 0 DM,12,no credits taken/all credits paid back duly,others,685,unknown/no savings account,4 <= ... < 7 years,25 <= ... < 35,none,4 <= ... < 7 yrs,building society savings agreement/life insurance,25,bank,rent,1,unskilled - resident,0 to 2,False,False,1,1 571,male,married/widowed,... >= 200 DM,30,all credits at this bank paid back duly,furniture/equipment,5954,unknown/no savings account,4 <= ... < 7 years,20 <= ... < 25,co-applicant,1 <= ... < 4 yrs,building society savings agreement/life insurance,38,none,rent,1,skilled employee/official,0 to 2,False,False,0,1 792,female,single,... >= 200 DM,6,all credits at this bank paid back duly,car (used),1221,.. >= 1000 DM,1 <= ... < 4 years,>= 35,none,1 <= ... < 4 yrs,car or other,27,none,rent,2-3,skilled employee/official,0 to 2,False,False,0,1 961,male,divorced/separated,... < 0 DM,21,existing credits paid back duly till now,others,2353,unknown/no savings account,1 <= ... < 4 years,>= 35,none,>= 7 yrs,car or other,47,none,rent,2-3,skilled employee/official,0 to 2,False,False,0,1 281,male,married/widowed,... >= 200 DM,12,no credits taken/all credits paid back duly,car (used),1574,unknown/no savings account,1 <= ... < 4 years,< 20,none,1 <= ... < 4 yrs,unknown/no property,50,none,rent,1,skilled employee/official,0 to 2,False,False,0,1 739,female/male,female (non-single) or male (single),... < 0 DM,30,delay in paying off in the past,retraining,4280,... < 100 DM,1 <= ... < 4 years,< 20,none,>= 7 yrs,building society savings agreement/life insurance,26,none,for free,2-3,unskilled - resident,0 to 2,False,False,1,1 859,male,married/widowed,... >= 200 DM,9,no credits taken/all credits paid back duly,others,3577,... < 100 DM,1 <= ... < 4 years,>= 35,guarantor,1 <= ... < 4 yrs,unknown/no property,26,none,for free,1,skilled employee/official,3 or more,False,True,0,1 919,male,married/widowed,no checking account,24,no credits taken/all credits paid back duly,car (used),3345,unknown/no savings account,.. >= 7 years,< 20,none,1 <= ... < 4 yrs,car or other,39,none,for free,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,1,1 50,male,married/widowed,... < 0 DM,24,existing credits paid back duly till now,car (used),2333,.. >= 1000 DM,... < 1 year,< 20,none,1 <= ... < 4 yrs,car or other,29,bank,rent,1,unskilled - resident,0 to 2,False,False,0,1 452,male,married/widowed,... >= 200 DM,12,delay in paying off in the past,car (used),2759,unknown/no savings account,.. >= 7 years,25 <= ... < 35,none,>= 7 yrs,car or other,34,none,rent,2-3,skilled employee/official,0 to 2,False,False,0,1 193,female,single,... >= 200 DM,6,no credits taken/all credits paid back duly,furniture/equipment,2108,unknown/no savings account,4 <= ... < 7 years,25 <= ... < 35,none,1 <= ... < 4 yrs,unknown/no property,29,none,for free,1,skilled employee/official,0 to 2,False,False,0,1 521,female/male,female (non-single) or male (single),no checking account,18,no credits taken/all credits paid back duly,furniture/equipment,3190,unknown/no savings account,1 <= ... < 4 years,25 <= ... < 35,none,1 <= ... < 4 yrs,unknown/no property,24,none,rent,1,skilled employee/official,0 to 2,False,False,1,0 778,male,married/widowed,... >= 200 DM,36,all credits at this bank paid back duly,car (new),5711,500 <= ... < 1000 DM,.. >= 7 years,< 20,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,38,none,rent,2-3,management/self-employed/highly qualified employee/officer,0 to 2,True,False,0,1 660,female,single,0 <= ... < 200 DM,12,no credits taken/all credits paid back duly,furniture/equipment,1297,unknown/no savings account,1 <= ... < 4 years,20 <= ... < 25,none,>= 7 yrs,unknown/no property,23,none,for free,1,skilled employee/official,0 to 2,False,False,0,0 134,female/male,female (non-single) or male (single),... >= 200 DM,60,no credits taken/all credits paid back duly,furniture/equipment,10144,... < 100 DM,4 <= ... < 7 years,25 <= ... < 35,none,>= 7 yrs,unknown/no property,21,none,rent,1,skilled employee/official,0 to 2,True,False,0,0 905,male,married/widowed,no checking account,12,no credits taken/all credits paid back duly,furniture/equipment,1107,unknown/no savings account,1 <= ... < 4 years,25 <= ... < 35,none,1 <= ... < 4 yrs,unknown/no property,20,none,for free,1,management/self-employed/highly qualified employee/officer,3 or more,True,False,0,0 491,female/male,female (non-single) or male (single),... < 0 DM,27,delay in paying off in the past,retraining,8318,unknown/no savings account,.. >= 7 years,25 <= ... < 35,none,>= 7 yrs,real estate,42,none,own,2-3,management/self-employed/highly qualified employee/officer,0 to 2,True,False,1,1 526,female/male,female (non-single) or male (single),... >= 200 DM,15,all credits at this bank paid back duly,repairs,1532,... < 100 DM,1 <= ... < 4 years,< 20,none,4 <= ... < 7 yrs,building society savings agreement/life insurance,31,none,rent,1,skilled employee/official,0 to 2,False,False,0,1 836,female/male,female (non-single) or male (single),... >= 200 DM,12,no credits taken/all credits paid back duly,furniture/equipment,886,.. >= 1000 DM,1 <= ... < 4 years,< 20,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,21,none,rent,1,skilled employee/official,0 to 2,False,False,0,0 590,female/male,female (non-single) or male (single),no checking account,12,all credits at this bank paid back duly,furniture/equipment,385,unknown/no savings account,4 <= ... < 7 years,< 20,none,4 <= ... < 7 yrs,unknown/no property,58,none,rent,>= 6,unskilled - resident,0 to 2,True,False,0,1 735,female/male,female (non-single) or male (single),... < 0 DM,36,critical account/other credits existing (not at this bank),radio/television,3990,.. >= 1000 DM,... < 1 year,20 <= ... < 25,none,1 <= ... < 4 yrs,real estate,29,bank,rent,1,unemployed/unskilled - non-resident,0 to 2,False,False,0,1 828,male,married/widowed,no checking account,36,no credits taken/all credits paid back duly,car (new),8335,.. >= 1000 DM,.. >= 7 years,20 <= ... < 25,none,>= 7 yrs,real estate,47,none,own,1,skilled employee/official,0 to 2,False,False,1,1 975,female/male,female (non-single) or male (single),0 <= ... < 200 DM,24,no credits taken/all credits paid back duly,furniture/equipment,1258,100 <= ... < 500 DM,1 <= ... < 4 years,20 <= ... < 25,none,4 <= ... < 7 yrs,building society savings agreement/life insurance,57,none,rent,1,unskilled - resident,0 to 2,False,False,0,1 703,male,married/widowed,... < 0 DM,30,existing credits paid back duly till now,retraining,2503,... < 100 DM,.. >= 7 years,< 20,none,1 <= ... < 4 yrs,car or other,41,stores,rent,2-3,skilled employee/official,0 to 2,False,False,0,1 675,female/male,female (non-single) or male (single),... >= 200 DM,30,all credits at this bank paid back duly,furniture/equipment,4530,unknown/no savings account,4 <= ... < 7 years,< 20,none,>= 7 yrs,building society savings agreement/life insurance,26,none,for free,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,0,1 898,female/male,female (non-single) or male (single),... >= 200 DM,15,no credits taken/all credits paid back duly,car (used),2186,.. >= 1000 DM,4 <= ... < 7 years,>= 35,none,>= 7 yrs,unknown/no property,33,bank,for free,1,unskilled - resident,0 to 2,False,False,0,1 409,female,single,0 <= ... < 200 DM,12,all credits at this bank paid back duly,others,939,100 <= ... < 500 DM,4 <= ... < 7 years,< 20,none,1 <= ... < 4 yrs,unknown/no property,28,none,rent,4-5,skilled employee/official,0 to 2,True,False,1,1 64,female/male,female (non-single) or male (single),... >= 200 DM,24,no credits taken/all credits paid back duly,furniture/equipment,3181,unknown/no savings account,... < 1 year,< 20,none,>= 7 yrs,car or other,26,none,rent,1,skilled employee/official,0 to 2,True,False,0,1 699,male,married/widowed,0 <= ... < 200 DM,15,no credits taken/all credits paid back duly,repairs,1905,unknown/no savings account,.. >= 7 years,< 20,none,>= 7 yrs,building society savings agreement/life insurance,40,none,for free,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,0,1 472,male,married/widowed,no checking account,9,no credits taken/all credits paid back duly,others,654,unknown/no savings account,1 <= ... < 4 years,< 20,none,4 <= ... < 7 yrs,building society savings agreement/life insurance,28,none,rent,1,unskilled - resident,0 to 2,False,False,1,1 129,female/male,female (non-single) or male (single),no checking account,12,all credits at this bank paid back duly,others,3499,unknown/no savings account,1 <= ... < 4 years,20 <= ... < 25,co-applicant,1 <= ... < 4 yrs,unknown/no property,29,none,rent,2-3,skilled employee/official,0 to 2,False,False,1,1 272,male,married/widowed,... < 0 DM,48,critical account/other credits existing (not at this bank),others,12169,.. >= 1000 DM,unemployed,< 20,co-applicant,>= 7 yrs,real estate,36,none,own,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,0,1 6,male,married/widowed,... >= 200 DM,24,no credits taken/all credits paid back duly,car (used),2835,100 <= ... < 500 DM,.. >= 7 years,20 <= ... < 25,none,>= 7 yrs,car or other,53,none,rent,1,skilled employee/official,0 to 2,False,False,0,1 683,female,single,... >= 200 DM,24,all credits at this bank paid back duly,furniture/equipment,5103,unknown/no savings account,... < 1 year,20 <= ... < 25,none,4 <= ... < 7 yrs,real estate,47,none,own,4-5,skilled employee/official,0 to 2,True,False,0,1 329,male,married/widowed,... < 0 DM,6,no credits taken/all credits paid back duly,furniture/equipment,1068,unknown/no savings account,.. >= 7 years,< 20,none,>= 7 yrs,building society savings agreement/life insurance,28,none,rent,1,skilled employee/official,3 or more,False,False,0,1 869,female/male,female (non-single) or male (single),no checking account,12,no credits taken/all credits paid back duly,car (used),652,unknown/no savings account,.. >= 7 years,< 20,none,>= 7 yrs,car or other,24,none,for free,1,skilled employee/official,0 to 2,False,False,0,0 300,female/male,female (non-single) or male (single),... >= 200 DM,6,no credits taken/all credits paid back duly,others,672,unknown/no savings account,unemployed,>= 35,none,>= 7 yrs,unknown/no property,54,none,rent,1,unemployed/unskilled - non-resident,0 to 2,True,False,0,1 668,male,married/widowed,no checking account,12,all credits at this bank paid back duly,others,4843,unknown/no savings account,.. >= 7 years,20 <= ... < 25,co-applicant,>= 7 yrs,car or other,43,none,for free,2-3,skilled employee/official,0 to 2,True,False,1,1 579,female,single,... >= 200 DM,24,no credits taken/all credits paid back duly,vacation,937,unknown/no savings account,... < 1 year,< 20,none,4 <= ... < 7 yrs,building society savings agreement/life insurance,27,none,rent,2-3,unskilled - resident,0 to 2,False,False,0,1 666,male,married/widowed,... < 0 DM,30,critical account/other credits existing (not at this bank),car (used),3496,500 <= ... < 1000 DM,1 <= ... < 4 years,< 20,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,34,stores,rent,1,skilled employee/official,3 or more,True,False,0,1 581,male,married/widowed,... < 0 DM,12,all credits at this bank paid back duly,others,3124,unknown/no savings account,... < 1 year,>= 35,none,4 <= ... < 7 yrs,unknown/no property,49,bank,rent,2-3,unskilled - resident,3 or more,False,False,0,1 446,female/male,female (non-single) or male (single),no checking account,36,no credits taken/all credits paid back duly,others,1842,unknown/no savings account,... < 1 year,< 20,none,>= 7 yrs,building society savings agreement/life insurance,34,none,rent,1,skilled employee/official,0 to 2,True,False,1,1 759,male,married/widowed,no checking account,12,all credits at this bank paid back duly,others,691,unknown/no savings account,.. >= 7 years,< 20,none,4 <= ... < 7 yrs,car or other,35,none,rent,2-3,skilled employee/official,0 to 2,False,False,1,1 373,male,married/widowed,... >= 200 DM,60,all credits at this bank paid back duly,others,13756,.. >= 1000 DM,.. >= 7 years,25 <= ... < 35,none,>= 7 yrs,real estate,63,bank,own,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,0,1 823,male,married/widowed,no checking account,8,all credits at this bank paid back duly,others,731,unknown/no savings account,.. >= 7 years,< 20,none,>= 7 yrs,unknown/no property,47,none,rent,2-3,unskilled - resident,0 to 2,False,False,0,1 793,male,divorced/separated,0 <= ... < 200 DM,24,no credits taken/all credits paid back duly,car (used),2892,unknown/no savings account,.. >= 7 years,20 <= ... < 25,none,>= 7 yrs,real estate,51,none,own,1,skilled employee/official,0 to 2,False,False,0,1 260,male,married/widowed,no checking account,12,no credits taken/all credits paid back duly,car (used),1657,unknown/no savings account,1 <= ... < 4 years,25 <= ... < 35,none,1 <= ... < 4 yrs,unknown/no property,27,none,rent,1,skilled employee/official,0 to 2,False,False,0,1 442,male,married/widowed,... < 0 DM,20,existing credits paid back duly till now,business,2629,unknown/no savings account,1 <= ... < 4 years,25 <= ... < 35,none,4 <= ... < 7 yrs,building society savings agreement/life insurance,29,bank,rent,2-3,skilled employee/official,0 to 2,True,False,0,1 478,male,married/widowed,... < 0 DM,12,no credits taken/all credits paid back duly,retraining,1037,... < 100 DM,4 <= ... < 7 years,20 <= ... < 25,none,>= 7 yrs,unknown/no property,39,none,rent,1,unskilled - resident,0 to 2,False,False,0,1 583,male,married/widowed,... < 0 DM,36,no credits taken/all credits paid back duly,domestic appliances,2384,unknown/no savings account,... < 1 year,< 20,none,< 1 yr,real estate,33,none,for free,1,unskilled - resident,0 to 2,False,False,1,1 237,male,divorced/separated,... < 0 DM,21,no credits taken/all credits paid back duly,retraining,2767,... < 100 DM,.. >= 7 years,< 20,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,61,bank,for free,2-3,unskilled - resident,0 to 2,False,False,1,1 652,male,married/widowed,no checking account,24,no credits taken/all credits paid back duly,others,2303,unknown/no savings account,.. >= 7 years,< 20,co-applicant,< 1 yr,unknown/no property,45,none,rent,1,skilled employee/official,0 to 2,False,False,1,1 91,male,married/widowed,no checking account,12,all credits at this bank paid back duly,car (new),1409,unknown/no savings account,.. >= 7 years,< 20,none,4 <= ... < 7 yrs,unknown/no property,54,none,rent,1,skilled employee/official,0 to 2,False,False,0,1 764,female,single,... >= 200 DM,24,all credits at this bank paid back duly,others,2463,... < 100 DM,4 <= ... < 7 years,< 20,none,4 <= ... < 7 yrs,car or other,27,none,rent,2-3,skilled employee/official,0 to 2,True,False,0,1 587,male,married/widowed,no checking account,12,no credits taken/all credits paid back duly,car (used),1289,unknown/no savings account,1 <= ... < 4 years,< 20,guarantor,< 1 yr,car or other,21,none,rent,1,unskilled - resident,0 to 2,False,False,0,0 498,female,single,... < 0 DM,18,no credits taken/all credits paid back duly,furniture/equipment,1301,unknown/no savings account,.. >= 7 years,< 20,guarantor,1 <= ... < 4 yrs,unknown/no property,32,none,rent,1,unskilled - resident,0 to 2,False,False,0,1 600,female/male,female (non-single) or male (single),... < 0 DM,7,no credits taken/all credits paid back duly,furniture/equipment,2329,unknown/no savings account,... < 1 year,>= 35,guarantor,< 1 yr,unknown/no property,45,none,rent,1,skilled employee/official,0 to 2,False,False,0,1 90,male,married/widowed,... >= 200 DM,12,all credits at this bank paid back duly,furniture/equipment,618,unknown/no savings account,.. >= 7 years,< 20,none,>= 7 yrs,unknown/no property,56,none,rent,1,skilled employee/official,0 to 2,False,False,0,1 545,male,married/widowed,no checking account,24,existing credits paid back duly till now,others,1333,unknown/no savings account,unemployed,< 20,none,1 <= ... < 4 yrs,unknown/no property,43,none,own,2-3,skilled employee/official,3 or more,False,False,1,1 755,female/male,female (non-single) or male (single),no checking account,24,no credits taken/all credits paid back duly,others,1285,.. >= 1000 DM,4 <= ... < 7 years,< 20,none,>= 7 yrs,real estate,32,none,for free,1,skilled employee/official,0 to 2,False,False,1,1 920,female/male,female (non-single) or male (single),... >= 200 DM,18,all credits at this bank paid back duly,car (used),1817,unknown/no savings account,1 <= ... < 4 years,< 20,none,1 <= ... < 4 yrs,real estate,28,none,rent,2-3,skilled employee/official,0 to 2,False,False,0,1 24,female,single,... >= 200 DM,10,all credits at this bank paid back duly,car (used),2069,.. >= 1000 DM,1 <= ... < 4 years,25 <= ... < 35,none,< 1 yr,building society savings agreement/life insurance,26,none,rent,2-3,skilled employee/official,0 to 2,False,True,0,1 63,male,married/widowed,... < 0 DM,48,delay in paying off in the past,retraining,14421,unknown/no savings account,1 <= ... < 4 years,25 <= ... < 35,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,25,none,rent,1,skilled employee/official,0 to 2,True,False,1,1 200,male,married/widowed,... >= 200 DM,9,all credits at this bank paid back duly,repairs,936,100 <= ... < 500 DM,.. >= 7 years,< 20,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,52,none,rent,2-3,skilled employee/official,0 to 2,True,False,0,1 944,female/male,female (non-single) or male (single),no checking account,15,no credits taken/all credits paid back duly,car (used),1845,unknown/no savings account,... < 1 year,< 20,guarantor,< 1 yr,car or other,46,none,for free,1,skilled employee/official,0 to 2,False,False,0,1 771,female/male,female (non-single) or male (single),no checking account,36,all credits at this bank paid back duly,repairs,8065,unknown/no savings account,1 <= ... < 4 years,20 <= ... < 25,none,1 <= ... < 4 yrs,real estate,25,none,rent,2-3,management/self-employed/highly qualified employee/officer,0 to 2,True,False,1,1 361,male,married/widowed,0 <= ... < 200 DM,12,no credits taken/all credits paid back duly,furniture/equipment,3399,.. >= 1000 DM,.. >= 7 years,25 <= ... < 35,none,4 <= ... < 7 yrs,building society savings agreement/life insurance,37,none,rent,1,management/self-employed/highly qualified employee/officer,0 to 2,False,False,0,1 392,male,married/widowed,no checking account,36,no credits taken/all credits paid back duly,others,3249,unknown/no savings account,4 <= ... < 7 years,25 <= ... < 35,none,>= 7 yrs,real estate,39,bank,own,1,management/self-employed/highly qualified employee/officer,3 or more,True,False,0,1 532,female,single,... >= 200 DM,12,existing credits paid back duly till now,car (new),1503,unknown/no savings account,1 <= ... < 4 years,< 20,none,>= 7 yrs,unknown/no property,41,none,for free,1,skilled employee/official,0 to 2,False,False,0,1 818,male,divorced/separated,no checking account,36,no credits taken/all credits paid back duly,business,15857,unknown/no savings account,unemployed,25 <= ... < 35,co-applicant,4 <= ... < 7 yrs,building society savings agreement/life insurance,43,none,rent,1,management/self-employed/highly qualified employee/officer,0 to 2,False,False,0,1 471,female/male,female (non-single) or male (single),no checking account,6,no credits taken/all credits paid back duly,repairs,448,unknown/no savings account,... < 1 year,< 20,none,>= 7 yrs,car or other,23,none,rent,1,skilled employee/official,0 to 2,False,False,1,0 862,female/male,female (non-single) or male (single),no checking account,24,no credits taken/all credits paid back duly,furniture/equipment,2439,unknown/no savings account,... < 1 year,< 20,none,>= 7 yrs,unknown/no property,35,none,rent,1,skilled employee/official,0 to 2,True,False,1,1 639,male,married/widowed,no checking account,42,existing credits paid back duly till now,furniture/equipment,4370,unknown/no savings account,4 <= ... < 7 years,20 <= ... < 25,none,1 <= ... < 4 yrs,car or other,26,bank,rent,2-3,skilled employee/official,3 or more,True,False,1,1 938,male,married/widowed,... < 0 DM,60,no credits taken/all credits paid back duly,repairs,6288,unknown/no savings account,1 <= ... < 4 years,< 20,none,>= 7 yrs,real estate,42,none,own,1,skilled employee/official,0 to 2,False,False,1,1 816,male,divorced/separated,... >= 200 DM,6,no credits taken/all credits paid back duly,radio/television,1338,100 <= ... < 500 DM,1 <= ... < 4 years,>= 35,none,>= 7 yrs,unknown/no property,62,none,rent,1,skilled employee/official,0 to 2,False,False,0,1 441,female/male,female (non-single) or male (single),no checking account,12,no credits taken/all credits paid back duly,car (used),1620,unknown/no savings account,1 <= ... < 4 years,25 <= ... < 35,co-applicant,4 <= ... < 7 yrs,car or other,30,none,rent,1,skilled employee/official,0 to 2,False,False,0,1 391,female/male,female (non-single) or male (single),... < 0 DM,12,no credits taken/all credits paid back duly,car (used),983,500 <= ... < 1000 DM,... < 1 year,>= 35,none,>= 7 yrs,unknown/no property,19,none,for free,1,unskilled - resident,0 to 2,False,False,0,0 721,female/male,female (non-single) or male (single),... < 0 DM,6,critical account/other credits existing (not at this bank),repairs,433,500 <= ... < 1000 DM,... < 1 year,< 20,none,1 <= ... < 4 yrs,car or other,24,bank,for free,1,skilled employee/official,3 or more,False,False,1,0 483,female/male,female (non-single) or male (single),... >= 200 DM,15,existing credits paid back duly till now,car (used),960,500 <= ... < 1000 DM,4 <= ... < 7 years,20 <= ... < 25,none,1 <= ... < 4 yrs,car or other,30,none,rent,2-3,skilled employee/official,0 to 2,False,False,0,1 481,male,married/widowed,... < 0 DM,24,no credits taken/all credits paid back duly,others,1201,unknown/no savings account,... < 1 year,< 20,none,< 1 yr,car or other,26,none,rent,1,skilled employee/official,0 to 2,False,False,0,1 966,male,married/widowed,... < 0 DM,27,all credits at this bank paid back duly,furniture/equipment,2520,100 <= ... < 500 DM,1 <= ... < 4 years,< 20,none,1 <= ... < 4 yrs,car or other,23,none,rent,2-3,unskilled - resident,0 to 2,False,False,1,0 249,female/male,female (non-single) or male (single),... >= 200 DM,18,no credits taken/all credits paid back duly,furniture/equipment,433,unknown/no savings account,unemployed,20 <= ... < 25,co-applicant,>= 7 yrs,unknown/no property,22,none,for free,1,skilled employee/official,0 to 2,False,False,1,0 589,male,married/widowed,no checking account,12,all credits at this bank paid back duly,car (used),2246,unknown/no savings account,.. >= 7 years,20 <= ... < 25,none,4 <= ... < 7 yrs,car or other,60,none,rent,2-3,skilled employee/official,0 to 2,False,False,1,1 153,female/male,female (non-single) or male (single),... < 0 DM,24,all credits at this bank paid back duly,car (new),7758,500 <= ... < 1000 DM,.. >= 7 years,25 <= ... < 35,none,>= 7 yrs,real estate,29,none,for free,1,skilled employee/official,0 to 2,False,False,0,1 319,female/male,female (non-single) or male (single),no checking account,15,existing credits paid back duly till now,car (used),3643,unknown/no savings account,.. >= 7 years,>= 35,none,>= 7 yrs,car or other,27,none,rent,2-3,unskilled - resident,0 to 2,False,False,0,1 918,male,divorced/separated,no checking account,24,no credits taken/all credits paid back duly,car (used),2359,... < 100 DM,unemployed,>= 35,none,< 1 yr,car or other,33,none,rent,1,skilled employee/official,0 to 2,False,False,1,1 130,female/male,female (non-single) or male (single),... < 0 DM,48,no credits taken/all credits paid back duly,others,8487,.. >= 1000 DM,4 <= ... < 7 years,>= 35,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,24,none,rent,1,skilled employee/official,0 to 2,False,False,0,0 998,male,married/widowed,no checking account,45,no credits taken/all credits paid back duly,furniture/equipment,1845,unknown/no savings account,1 <= ... < 4 years,< 20,none,>= 7 yrs,real estate,23,none,own,1,skilled employee/official,0 to 2,True,False,1,0 794,male,married/widowed,... >= 200 DM,24,no credits taken/all credits paid back duly,car (used),3062,100 <= ... < 500 DM,.. >= 7 years,< 20,none,4 <= ... < 7 yrs,real estate,32,none,for free,1,skilled employee/official,0 to 2,True,False,0,1 207,male,married/widowed,... < 0 DM,12,all credits at this bank paid back duly,radio/television,1424,unknown/no savings account,4 <= ... < 7 years,< 20,none,4 <= ... < 7 yrs,car or other,26,none,rent,1,skilled employee/official,0 to 2,False,False,0,1 795,female/male,female (non-single) or male (single),... >= 200 DM,9,no credits taken/all credits paid back duly,car (used),2301,... < 100 DM,... < 1 year,25 <= ... < 35,none,>= 7 yrs,car or other,22,none,for free,1,skilled employee/official,0 to 2,False,False,0,0 285,female/male,female (non-single) or male (single),no checking account,47,no credits taken/all credits paid back duly,others,10722,unknown/no savings account,... < 1 year,>= 35,none,< 1 yr,unknown/no property,35,none,rent,1,unskilled - resident,0 to 2,True,False,0,1 335,male,divorced/separated,no checking account,6,all credits at this bank paid back duly,car (used),3384,unknown/no savings account,1 <= ... < 4 years,>= 35,none,>= 7 yrs,unknown/no property,44,none,for free,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,1,1 363,female,single,... >= 200 DM,6,no credits taken/all credits paid back duly,car (used),1766,unknown/no savings account,1 <= ... < 4 years,>= 35,none,1 <= ... < 4 yrs,car or other,21,none,for free,1,skilled employee/official,0 to 2,False,False,0,0 567,male,married/widowed,... >= 200 DM,24,all credits at this bank paid back duly,furniture/equipment,2578,500 <= ... < 1000 DM,.. >= 7 years,25 <= ... < 35,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,34,none,rent,1,skilled employee/official,0 to 2,False,False,0,1 602,female/male,female (non-single) or male (single),... < 0 DM,24,critical account/other credits existing (not at this bank),repairs,1837,unknown/no savings account,4 <= ... < 7 years,< 20,none,>= 7 yrs,real estate,34,bank,own,1,unskilled - resident,0 to 2,False,False,1,1 947,male,married/widowed,... >= 200 DM,12,no credits taken/all credits paid back duly,others,2859,.. >= 1000 DM,unemployed,< 20,none,>= 7 yrs,real estate,38,none,rent,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,0,1 829,male,married/widowed,... < 0 DM,48,existing credits paid back duly till now,retraining,6681,.. >= 1000 DM,1 <= ... < 4 years,< 20,none,>= 7 yrs,real estate,38,none,own,1,skilled employee/official,3 or more,True,False,0,1 970,male,married/widowed,... < 0 DM,15,no credits taken/all credits paid back duly,domestic appliances,1514,... < 100 DM,1 <= ... < 4 years,< 20,guarantor,1 <= ... < 4 yrs,unknown/no property,22,none,rent,1,skilled employee/official,0 to 2,False,False,0,0 68,male,married/widowed,... >= 200 DM,36,no credits taken/all credits paid back duly,repairs,1819,unknown/no savings account,1 <= ... < 4 years,< 20,none,>= 7 yrs,real estate,37,stores,own,1,skilled employee/official,0 to 2,True,False,1,1 780,male,married/widowed,... < 0 DM,39,all credits at this bank paid back duly,furniture/equipment,4933,unknown/no savings account,4 <= ... < 7 years,25 <= ... < 35,guarantor,1 <= ... < 4 yrs,unknown/no property,25,none,rent,2-3,skilled employee/official,0 to 2,False,False,1,1 286,male,married/widowed,no checking account,48,no credits taken/all credits paid back duly,car (new),4788,unknown/no savings account,4 <= ... < 7 years,< 20,none,4 <= ... < 7 yrs,car or other,26,none,rent,1,skilled employee/official,3 or more,False,False,0,1 490,male,married/widowed,... >= 200 DM,12,all credits at this bank paid back duly,furniture/equipment,1934,unknown/no savings account,.. >= 7 years,25 <= ... < 35,none,1 <= ... < 4 yrs,real estate,26,none,rent,2-3,skilled employee/official,0 to 2,False,False,0,1 781,male,married/widowed,... >= 200 DM,24,all credits at this bank paid back duly,others,1940,500 <= ... < 1000 DM,.. >= 7 years,< 20,none,>= 7 yrs,unknown/no property,60,none,rent,1,skilled employee/official,0 to 2,True,False,0,1 881,male,divorced/separated,... >= 200 DM,24,no credits taken/all credits paid back duly,car (new),9277,.. >= 1000 DM,1 <= ... < 4 years,25 <= ... < 35,none,>= 7 yrs,real estate,48,none,own,1,skilled employee/official,0 to 2,True,False,0,1 544,male,married/widowed,... >= 200 DM,12,all credits at this bank paid back duly,others,1255,unknown/no savings account,.. >= 7 years,< 20,none,>= 7 yrs,unknown/no property,61,none,rent,2-3,unskilled - resident,0 to 2,False,False,0,1 777,female/male,female (non-single) or male (single),no checking account,18,no credits taken/all credits paid back duly,furniture/equipment,3509,unknown/no savings account,4 <= ... < 7 years,< 20,guarantor,< 1 yr,unknown/no property,25,none,rent,1,skilled employee/official,0 to 2,False,False,0,1 231,male,married/widowed,... >= 200 DM,9,no credits taken/all credits paid back duly,others,2507,100 <= ... < 500 DM,.. >= 7 years,25 <= ... < 35,none,>= 7 yrs,real estate,51,none,own,1,unskilled - resident,0 to 2,False,False,0,1 719,female,single,... < 0 DM,20,delay in paying off in the past,car (new),6148,... < 100 DM,.. >= 7 years,20 <= ... < 25,none,>= 7 yrs,building society savings agreement/life insurance,31,bank,rent,2-3,skilled employee/official,0 to 2,True,False,0,1 851,male,married/widowed,... >= 200 DM,24,all credits at this bank paid back duly,car (new),4042,.. >= 1000 DM,4 <= ... < 7 years,20 <= ... < 25,none,>= 7 yrs,car or other,43,none,rent,2-3,skilled employee/official,0 to 2,True,False,0,1 776,male,married/widowed,... >= 200 DM,36,all credits at this bank paid back duly,others,3535,unknown/no savings account,4 <= ... < 7 years,< 20,none,>= 7 yrs,building society savings agreement/life insurance,37,none,rent,2-3,skilled employee/official,0 to 2,True,False,0,1 981,male,married/widowed,... >= 200 DM,48,no credits taken/all credits paid back duly,retraining,4844,unknown/no savings account,unemployed,20 <= ... < 25,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,33,bank,for free,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,1,1 877,male,married/widowed,... >= 200 DM,36,no credits taken/all credits paid back duly,furniture/equipment,3595,unknown/no savings account,.. >= 7 years,< 20,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,28,none,rent,1,skilled employee/official,0 to 2,False,False,0,1 889,male,married/widowed,... >= 200 DM,28,critical account/other credits existing (not at this bank),car (new),7824,.. >= 1000 DM,... < 1 year,20 <= ... < 25,guarantor,>= 7 yrs,unknown/no property,40,bank,for free,2-3,skilled employee/official,3 or more,True,False,0,1 17,male,married/widowed,no checking account,30,delay in paying off in the past,retraining,8072,.. >= 1000 DM,... < 1 year,25 <= ... < 35,none,4 <= ... < 7 yrs,building society savings agreement/life insurance,25,bank,rent,4-5,skilled employee/official,0 to 2,False,False,0,1 258,female/male,female (non-single) or male (single),... >= 200 DM,15,no credits taken/all credits paid back duly,car (new),3812,... < 100 DM,... < 1 year,>= 35,none,>= 7 yrs,building society savings agreement/life insurance,23,none,rent,1,skilled employee/official,0 to 2,True,False,0,0 405,female,single,... < 0 DM,24,no credits taken/all credits paid back duly,furniture/equipment,2039,unknown/no savings account,... < 1 year,>= 35,none,< 1 yr,car or other,22,none,rent,1,skilled employee/official,0 to 2,True,False,1,0 128,male,married/widowed,... < 0 DM,12,all credits at this bank paid back duly,car (new),1860,unknown/no savings account,unemployed,< 20,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,34,none,rent,2-3,management/self-employed/highly qualified employee/officer,0 to 2,True,False,0,1 681,male,married/widowed,... >= 200 DM,12,no credits taken/all credits paid back duly,furniture/equipment,2279,.. >= 1000 DM,1 <= ... < 4 years,< 20,none,>= 7 yrs,real estate,37,none,own,1,skilled employee/official,0 to 2,True,False,0,1 359,female/male,female (non-single) or male (single),no checking account,30,no credits taken/all credits paid back duly,car (used),2406,unknown/no savings account,4 <= ... < 7 years,< 20,none,>= 7 yrs,unknown/no property,23,none,for free,1,skilled employee/official,0 to 2,False,False,1,0 477,male,married/widowed,0 <= ... < 200 DM,24,no credits taken/all credits paid back duly,furniture/equipment,5152,unknown/no savings account,4 <= ... < 7 years,< 20,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,25,bank,rent,1,skilled employee/official,0 to 2,False,False,0,1 758,male,married/widowed,... >= 200 DM,24,no credits taken/all credits paid back duly,others,1393,unknown/no savings account,1 <= ... < 4 years,25 <= ... < 35,guarantor,1 <= ... < 4 yrs,unknown/no property,31,none,rent,1,skilled employee/official,0 to 2,True,False,0,1 972,female/male,female (non-single) or male (single),no checking account,24,critical account/other credits existing (not at this bank),others,1193,unknown/no savings account,unemployed,>= 35,co-applicant,>= 7 yrs,real estate,29,none,for free,2-3,unemployed/unskilled - non-resident,0 to 2,False,False,1,1 873,female/male,female (non-single) or male (single),... >= 200 DM,15,no credits taken/all credits paid back duly,radio/television,874,.. >= 1000 DM,... < 1 year,< 20,none,< 1 yr,unknown/no property,24,none,rent,1,skilled employee/official,0 to 2,False,False,0,0 784,male,divorced/separated,... < 0 DM,20,no credits taken/all credits paid back duly,car (new),6468,.. >= 1000 DM,unemployed,>= 35,none,>= 7 yrs,unknown/no property,60,none,rent,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,0,1 381,female/male,female (non-single) or male (single),... < 0 DM,18,no credits taken/all credits paid back duly,car (new),12976,unknown/no savings account,unemployed,20 <= ... < 25,none,>= 7 yrs,real estate,38,none,own,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,1,1 876,male,married/widowed,no checking account,18,critical account/other credits existing (not at this bank),furniture/equipment,1940,unknown/no savings account,... < 1 year,20 <= ... < 25,co-applicant,>= 7 yrs,real estate,36,bank,own,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,0,1 582,female/male,female (non-single) or male (single),... >= 200 DM,9,no credits taken/all credits paid back duly,car (used),1388,unknown/no savings account,1 <= ... < 4 years,< 20,none,1 <= ... < 4 yrs,unknown/no property,26,none,for free,1,skilled employee/official,0 to 2,False,False,0,1 418,female/male,female (non-single) or male (single),... >= 200 DM,21,no credits taken/all credits paid back duly,others,2782,100 <= ... < 500 DM,4 <= ... < 7 years,>= 35,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,31,bank,rent,1,management/self-employed/highly qualified employee/officer,0 to 2,False,False,0,1 824,male,divorced/separated,... >= 200 DM,18,all credits at this bank paid back duly,car (used),3780,unknown/no savings account,... < 1 year,20 <= ... < 25,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,35,none,rent,2-3,management/self-employed/highly qualified employee/officer,0 to 2,True,False,0,1 850,female,single,no checking account,20,all credits at this bank paid back duly,others,2235,unknown/no savings account,1 <= ... < 4 years,< 20,guarantor,1 <= ... < 4 yrs,car or other,33,bank,for free,2-3,skilled employee/official,0 to 2,False,True,1,1 621,male,married/widowed,... >= 200 DM,18,all credits at this bank paid back duly,others,1530,unknown/no savings account,1 <= ... < 4 years,20 <= ... < 25,none,1 <= ... < 4 yrs,car or other,32,bank,rent,2-3,skilled employee/official,0 to 2,False,False,1,1 100,female,single,... >= 200 DM,24,no credits taken/all credits paid back duly,others,1469,... < 100 DM,.. >= 7 years,< 20,none,>= 7 yrs,unknown/no property,41,none,for free,1,unskilled - resident,0 to 2,False,False,0,1 223,male,married/widowed,... >= 200 DM,24,existing credits paid back duly till now,retraining,2978,.. >= 1000 DM,1 <= ... < 4 years,< 20,none,>= 7 yrs,unknown/no property,32,none,rent,2-3,skilled employee/official,3 or more,True,False,0,1 417,female/male,female (non-single) or male (single),no checking account,18,existing credits paid back duly till now,repairs,8471,.. >= 1000 DM,1 <= ... < 4 years,>= 35,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,23,none,for free,2-3,skilled employee/official,0 to 2,True,False,0,0 605,male,married/widowed,no checking account,24,critical account/other credits existing (not at this bank),car (used),2828,100 <= ... < 500 DM,1 <= ... < 4 years,< 20,none,>= 7 yrs,unknown/no property,22,stores,rent,1,skilled employee/official,0 to 2,True,False,0,0 10,female/male,female (non-single) or male (single),... < 0 DM,12,no credits taken/all credits paid back duly,others,1295,unknown/no savings account,... < 1 year,20 <= ... < 25,none,< 1 yr,building society savings agreement/life insurance,25,none,for free,1,skilled employee/official,0 to 2,False,False,1,1 41,male,divorced/separated,... < 0 DM,12,no credits taken/all credits paid back duly,furniture/equipment,1158,100 <= ... < 500 DM,1 <= ... < 4 years,20 <= ... < 25,none,< 1 yr,building society savings agreement/life insurance,26,none,rent,1,skilled employee/official,0 to 2,True,False,0,1 253,male,married/widowed,... >= 200 DM,24,existing credits paid back duly till now,car (used),4151,... < 100 DM,1 <= ... < 4 years,25 <= ... < 35,none,4 <= ... < 7 yrs,car or other,35,none,rent,2-3,skilled employee/official,0 to 2,False,False,0,1 710,male,married/widowed,... >= 200 DM,18,all credits at this bank paid back duly,furniture/equipment,629,100 <= ... < 500 DM,.. >= 7 years,< 20,none,4 <= ... < 7 yrs,car or other,32,bank,rent,2-3,management/self-employed/highly qualified employee/officer,0 to 2,True,False,0,1 663,male,married/widowed,... < 0 DM,6,existing credits paid back duly till now,car (used),1050,unknown/no savings account,unemployed,< 20,none,< 1 yr,car or other,35,stores,rent,2-3,management/self-employed/highly qualified employee/officer,0 to 2,True,False,0,1 317,female/male,female (non-single) or male (single),... < 0 DM,24,no credits taken/all credits paid back duly,car (used),4351,.. >= 1000 DM,1 <= ... < 4 years,>= 35,none,>= 7 yrs,car or other,48,none,rent,1,unskilled - resident,0 to 2,True,False,0,1 257,male,divorced/separated,no checking account,12,critical account/other credits existing (not at this bank),furniture/equipment,2149,unknown/no savings account,1 <= ... < 4 years,< 20,none,< 1 yr,real estate,29,none,own,1,skilled employee/official,0 to 2,False,False,1,1 466,female/male,female (non-single) or male (single),no checking account,24,existing credits paid back duly till now,furniture/equipment,1659,unknown/no savings account,... < 1 year,< 20,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,29,none,for free,1,unskilled - resident,0 to 2,True,False,1,1 362,female/male,female (non-single) or male (single),0 <= ... < 200 DM,12,existing credits paid back duly till now,others,2247,unknown/no savings account,1 <= ... < 4 years,25 <= ... < 35,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,36,stores,rent,2-3,skilled employee/official,0 to 2,True,False,0,1 750,female/male,female (non-single) or male (single),no checking account,6,no credits taken/all credits paid back duly,car (used),428,unknown/no savings account,.. >= 7 years,25 <= ... < 35,none,< 1 yr,car or other,49,bank,rent,1,skilled employee/official,0 to 2,True,False,0,1 492,female/male,female (non-single) or male (single),... >= 200 DM,6,all credits at this bank paid back duly,furniture/equipment,1237,... < 100 DM,1 <= ... < 4 years,>= 35,none,< 1 yr,car or other,27,none,rent,2-3,skilled employee/official,0 to 2,False,False,0,1 468,female/male,female (non-single) or male (single),... >= 200 DM,33,existing credits paid back duly till now,retraining,2764,unknown/no savings account,1 <= ... < 4 years,25 <= ... < 35,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,26,none,rent,2-3,skilled employee/official,0 to 2,True,False,0,1 515,female/male,female (non-single) or male (single),no checking account,6,all credits at this bank paid back duly,others,609,unknown/no savings account,4 <= ... < 7 years,< 20,none,4 <= ... < 7 yrs,car or other,37,none,rent,2-3,skilled employee/official,0 to 2,False,True,0,1 810,female,single,... < 0 DM,8,no credits taken/all credits paid back duly,retraining,907,unknown/no savings account,... < 1 year,20 <= ... < 25,none,1 <= ... < 4 yrs,unknown/no property,26,none,rent,1,skilled employee/official,0 to 2,True,False,0,1 432,male,married/widowed,no checking account,6,all credits at this bank paid back duly,car (used),1872,unknown/no savings account,unemployed,< 20,none,>= 7 yrs,real estate,36,none,own,4-5,management/self-employed/highly qualified employee/officer,0 to 2,True,False,0,1 247,male,married/widowed,... >= 200 DM,6,delay in paying off in the past,others,1204,... < 100 DM,1 <= ... < 4 years,< 20,none,< 1 yr,real estate,35,bank,for free,1,skilled employee/official,0 to 2,False,True,0,1 13,male,married/widowed,no checking account,24,all credits at this bank paid back duly,others,1199,unknown/no savings account,.. >= 7 years,< 20,none,>= 7 yrs,building society savings agreement/life insurance,60,none,rent,2-3,unskilled - resident,0 to 2,False,False,1,1 336,female/male,female (non-single) or male (single),... < 0 DM,13,no credits taken/all credits paid back duly,furniture/equipment,2101,unknown/no savings account,... < 1 year,25 <= ... < 35,guarantor,>= 7 yrs,car or other,23,none,rent,1,unskilled - resident,0 to 2,False,False,0,0 86,female/male,female (non-single) or male (single),... < 0 DM,18,all credits at this bank paid back duly,car (used),1295,unknown/no savings account,... < 1 year,< 20,none,< 1 yr,car or other,27,none,rent,2-3,skilled employee/official,0 to 2,False,False,0,1 813,male,married/widowed,no checking account,48,no credits taken/all credits paid back duly,radio/television,3051,unknown/no savings account,1 <= ... < 4 years,20 <= ... < 25,none,>= 7 yrs,building society savings agreement/life insurance,54,none,rent,1,skilled employee/official,0 to 2,False,False,1,1 846,male,married/widowed,... >= 200 DM,18,no credits taken/all credits paid back duly,others,6761,.. >= 1000 DM,1 <= ... < 4 years,25 <= ... < 35,none,>= 7 yrs,building society savings agreement/life insurance,68,none,for free,2-3,skilled employee/official,0 to 2,False,False,1,1 356,male,married/widowed,... >= 200 DM,12,all credits at this bank paid back duly,furniture/equipment,2331,.. >= 1000 DM,.. >= 7 years,>= 35,co-applicant,>= 7 yrs,unknown/no property,49,none,rent,1,skilled employee/official,0 to 2,True,False,0,1 507,male,married/widowed,... < 0 DM,15,critical account/other credits existing (not at this bank),others,6850,... < 100 DM,unemployed,>= 35,none,1 <= ... < 4 yrs,car or other,34,none,rent,1,management/self-employed/highly qualified employee/officer,3 or more,True,False,1,1 261,female/male,female (non-single) or male (single),no checking account,24,no credits taken/all credits paid back duly,furniture/equipment,1603,unknown/no savings account,.. >= 7 years,< 20,none,>= 7 yrs,building society savings agreement/life insurance,55,none,rent,1,skilled employee/official,0 to 2,False,False,0,1 433,male,divorced/separated,... >= 200 DM,24,all credits at this bank paid back duly,domestic appliances,2058,unknown/no savings account,1 <= ... < 4 years,< 20,none,1 <= ... < 4 yrs,unknown/no property,33,none,rent,2-3,skilled employee/official,0 to 2,True,False,0,1 267,female/male,female (non-single) or male (single),... >= 200 DM,24,no credits taken/all credits paid back duly,furniture/equipment,1533,unknown/no savings account,... < 1 year,< 20,none,4 <= ... < 7 yrs,building society savings agreement/life insurance,38,stores,rent,1,skilled employee/official,0 to 2,True,False,0,1 527,male,married/widowed,... >= 200 DM,4,all credits at this bank paid back duly,furniture/equipment,1503,unknown/no savings account,4 <= ... < 7 years,25 <= ... < 35,none,< 1 yr,unknown/no property,42,none,rent,2-3,unskilled - resident,3 or more,False,False,0,1 408,male,divorced/separated,... >= 200 DM,24,no credits taken/all credits paid back duly,furniture/equipment,3235,100 <= ... < 500 DM,.. >= 7 years,20 <= ... < 25,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,26,none,rent,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,0,1 214,male,married/widowed,... >= 200 DM,36,all credits at this bank paid back duly,furniture/equipment,3342,.. >= 1000 DM,.. >= 7 years,< 20,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,51,none,rent,1,skilled employee/official,0 to 2,True,False,0,1 616,male,married/widowed,... < 0 DM,60,existing credits paid back duly till now,furniture/equipment,9157,.. >= 1000 DM,1 <= ... < 4 years,25 <= ... < 35,none,1 <= ... < 4 yrs,real estate,27,none,own,1,management/self-employed/highly qualified employee/officer,0 to 2,False,False,0,1 924,male,divorced/separated,no checking account,24,critical account/other credits existing (not at this bank),car (used),6872,unknown/no savings account,... < 1 year,25 <= ... < 35,none,< 1 yr,car or other,55,bank,rent,1,skilled employee/official,0 to 2,True,False,1,1 146,female/male,female (non-single) or male (single),no checking account,6,all credits at this bank paid back duly,others,860,unknown/no savings account,.. >= 7 years,>= 35,none,>= 7 yrs,real estate,39,none,rent,2-3,skilled employee/official,0 to 2,True,False,0,1 740,male,married/widowed,no checking account,24,critical account/other credits existing (not at this bank),others,2325,... < 100 DM,4 <= ... < 7 years,25 <= ... < 35,none,4 <= ... < 7 yrs,building society savings agreement/life insurance,32,bank,rent,1,skilled employee/official,0 to 2,False,False,0,1 698,male,married/widowed,... >= 200 DM,18,all credits at this bank paid back duly,furniture/equipment,1800,unknown/no savings account,1 <= ... < 4 years,< 20,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,24,none,rent,2-3,skilled employee/official,0 to 2,False,False,0,0 969,male,married/widowed,no checking account,11,all credits at this bank paid back duly,others,3939,unknown/no savings account,1 <= ... < 4 years,>= 35,none,1 <= ... < 4 yrs,unknown/no property,40,none,rent,2-3,unskilled - resident,3 or more,False,False,0,1 250,female/male,female (non-single) or male (single),no checking account,6,all credits at this bank paid back duly,others,666,500 <= ... < 1000 DM,4 <= ... < 7 years,20 <= ... < 25,none,>= 7 yrs,unknown/no property,39,none,rent,2-3,unskilled - resident,0 to 2,True,False,0,1 951,male,married/widowed,no checking account,36,existing credits paid back duly till now,retraining,2145,unknown/no savings account,4 <= ... < 7 years,25 <= ... < 35,none,< 1 yr,building society savings agreement/life insurance,24,none,rent,2-3,skilled employee/official,0 to 2,True,False,1,0 126,female,single,no checking account,12,no credits taken/all credits paid back duly,furniture/equipment,701,unknown/no savings account,1 <= ... < 4 years,< 20,none,1 <= ... < 4 yrs,unknown/no property,40,none,rent,1,unskilled - resident,0 to 2,False,False,0,1 397,female,single,no checking account,36,all credits at this bank paid back duly,car (used),2348,unknown/no savings account,1 <= ... < 4 years,20 <= ... < 25,none,1 <= ... < 4 yrs,car or other,46,none,rent,2-3,skilled employee/official,0 to 2,True,False,0,1 807,male,married/widowed,... >= 200 DM,12,all credits at this bank paid back duly,furniture/equipment,930,.. >= 1000 DM,.. >= 7 years,< 20,none,>= 7 yrs,unknown/no property,65,none,rent,>= 6,skilled employee/official,0 to 2,False,False,0,1 509,male,married/widowed,... >= 200 DM,39,no credits taken/all credits paid back duly,car (new),8588,... < 100 DM,.. >= 7 years,< 20,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,45,none,rent,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,0,1 407,female,single,no checking account,15,no credits taken/all credits paid back duly,furniture/equipment,1053,unknown/no savings account,... < 1 year,< 20,none,1 <= ... < 4 yrs,unknown/no property,27,none,rent,1,skilled employee/official,0 to 2,False,True,0,1 655,male,married/widowed,no checking account,14,no credits taken/all credits paid back duly,others,3973,unknown/no savings account,unemployed,>= 35,none,>= 7 yrs,real estate,22,none,own,1,skilled employee/official,0 to 2,False,False,0,0 912,female/male,female (non-single) or male (single),... < 0 DM,30,no credits taken/all credits paid back duly,furniture/equipment,2991,.. >= 1000 DM,.. >= 7 years,25 <= ... < 35,none,>= 7 yrs,building society savings agreement/life insurance,25,none,rent,1,skilled employee/official,0 to 2,False,False,0,1 282,male,married/widowed,0 <= ... < 200 DM,18,critical account/other credits existing (not at this bank),furniture/equipment,1445,.. >= 1000 DM,4 <= ... < 7 years,< 20,none,>= 7 yrs,building society savings agreement/life insurance,49,bank,rent,1,unskilled - resident,0 to 2,False,False,0,1 358,female,single,... >= 200 DM,12,no credits taken/all credits paid back duly,furniture/equipment,776,unknown/no savings account,1 <= ... < 4 years,< 20,none,1 <= ... < 4 yrs,unknown/no property,28,none,rent,1,skilled employee/official,0 to 2,False,False,0,1 131,male,married/widowed,no checking account,36,existing credits paid back duly till now,repairs,6887,unknown/no savings account,1 <= ... < 4 years,< 20,none,4 <= ... < 7 yrs,car or other,29,stores,rent,1,skilled employee/official,0 to 2,True,False,1,1 192,male,married/widowed,... < 0 DM,27,no credits taken/all credits paid back duly,retraining,3915,unknown/no savings account,1 <= ... < 4 years,< 20,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,36,none,rent,1,skilled employee/official,3 or more,True,False,1,1 341,female/male,female (non-single) or male (single),no checking account,21,no credits taken/all credits paid back duly,car (used),3599,unknown/no savings account,4 <= ... < 7 years,>= 35,none,>= 7 yrs,building society savings agreement/life insurance,26,none,for free,1,unskilled - resident,0 to 2,False,False,0,1 996,male,divorced/separated,no checking account,30,no credits taken/all credits paid back duly,car (new),3857,unknown/no savings account,1 <= ... < 4 years,< 20,none,>= 7 yrs,car or other,40,none,rent,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,0,1 347,female/male,female (non-single) or male (single),... < 0 DM,24,no credits taken/all credits paid back duly,furniture/equipment,3758,100 <= ... < 500 DM,unemployed,>= 35,none,>= 7 yrs,real estate,23,none,for free,1,unemployed/unskilled - non-resident,0 to 2,False,False,0,0 47,female/male,female (non-single) or male (single),no checking account,6,no credits taken/all credits paid back duly,car (new),1352,100 <= ... < 500 DM,unemployed,>= 35,none,1 <= ... < 4 yrs,car or other,23,none,for free,1,unemployed/unskilled - non-resident,0 to 2,True,False,0,0 573,female/male,female (non-single) or male (single),no checking account,15,no credits taken/all credits paid back duly,retraining,806,unknown/no savings account,1 <= ... < 4 years,< 20,none,>= 7 yrs,car or other,22,none,rent,1,unskilled - resident,0 to 2,False,False,0,0 744,male,married/widowed,no checking account,39,all credits at this bank paid back duly,car (used),14179,.. >= 1000 DM,4 <= ... < 7 years,< 20,none,>= 7 yrs,car or other,30,none,rent,2-3,management/self-employed/highly qualified employee/officer,0 to 2,True,False,0,1 157,female,single,no checking account,12,critical account/other credits existing (not at this bank),vacation,339,unknown/no savings account,.. >= 7 years,< 20,none,< 1 yr,building society savings agreement/life insurance,45,bank,rent,1,unskilled - resident,0 to 2,False,False,0,1 650,male,married/widowed,no checking account,48,no credits taken/all credits paid back duly,repairs,7476,unknown/no savings account,4 <= ... < 7 years,< 20,none,< 1 yr,real estate,50,none,own,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,0,1 71,male,married/widowed,... >= 200 DM,7,all credits at this bank paid back duly,furniture/equipment,730,.. >= 1000 DM,.. >= 7 years,< 20,none,1 <= ... < 4 yrs,car or other,46,none,for free,2-3,unskilled - resident,0 to 2,True,False,0,1 817,female/male,female (non-single) or male (single),... >= 200 DM,6,all credits at this bank paid back duly,furniture/equipment,1554,unknown/no savings account,4 <= ... < 7 years,>= 35,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,24,none,for free,2-3,skilled employee/official,0 to 2,True,False,0,0 366,male,married/widowed,... >= 200 DM,18,all credits at this bank paid back duly,car (new),3850,unknown/no savings account,4 <= ... < 7 years,20 <= ... < 25,none,< 1 yr,building society savings agreement/life insurance,27,none,rent,2-3,skilled employee/official,0 to 2,False,False,0,1 517,female/male,female (non-single) or male (single),... >= 200 DM,36,all credits at this bank paid back duly,car (used),7127,unknown/no savings account,... < 1 year,25 <= ... < 35,none,>= 7 yrs,car or other,23,none,for free,2-3,skilled employee/official,0 to 2,True,False,1,0 415,male,married/widowed,... >= 200 DM,36,all credits at this bank paid back duly,car (new),5842,unknown/no savings account,.. >= 7 years,25 <= ... < 35,none,1 <= ... < 4 yrs,car or other,35,none,rent,2-3,skilled employee/official,3 or more,True,False,0,1 965,female/male,female (non-single) or male (single),... < 0 DM,30,no credits taken/all credits paid back duly,furniture/equipment,1715,.. >= 1000 DM,1 <= ... < 4 years,< 20,none,< 1 yr,building society savings agreement/life insurance,26,none,rent,1,skilled employee/official,0 to 2,False,False,0,1 886,male,married/widowed,... < 0 DM,24,all credits at this bank paid back duly,retraining,2825,.. >= 1000 DM,4 <= ... < 7 years,< 20,none,4 <= ... < 7 yrs,real estate,34,none,rent,2-3,skilled employee/official,3 or more,True,False,0,1 111,female/male,female (non-single) or male (single),0 <= ... < 200 DM,15,no credits taken/all credits paid back duly,repairs,392,unknown/no savings account,... < 1 year,< 20,none,>= 7 yrs,car or other,23,none,for free,1,skilled employee/official,0 to 2,True,False,0,0 383,male,married/widowed,0 <= ... < 200 DM,12,no credits taken/all credits paid back duly,others,1330,unknown/no savings account,... < 1 year,< 20,none,< 1 yr,unknown/no property,26,none,rent,1,skilled employee/official,0 to 2,False,False,0,1 997,male,married/widowed,... >= 200 DM,12,no credits taken/all credits paid back duly,furniture/equipment,804,unknown/no savings account,.. >= 7 years,< 20,none,>= 7 yrs,building society savings agreement/life insurance,38,none,rent,1,skilled employee/official,0 to 2,False,False,0,1 459,male,married/widowed,... >= 200 DM,18,no credits taken/all credits paid back duly,furniture/equipment,4594,unknown/no savings account,... < 1 year,20 <= ... < 25,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,32,none,rent,1,skilled employee/official,0 to 2,True,False,0,1 384,male,married/widowed,... >= 200 DM,30,existing credits paid back duly till now,retraining,4272,... < 100 DM,1 <= ... < 4 years,25 <= ... < 35,none,1 <= ... < 4 yrs,car or other,26,none,rent,2-3,unskilled - resident,0 to 2,False,False,0,1 230,male,married/widowed,0 <= ... < 200 DM,36,no credits taken/all credits paid back duly,furniture/equipment,4210,unknown/no savings account,1 <= ... < 4 years,< 20,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,26,none,rent,1,skilled employee/official,0 to 2,False,False,1,1 15,female/male,female (non-single) or male (single),no checking account,24,no credits taken/all credits paid back duly,furniture/equipment,1282,... < 100 DM,1 <= ... < 4 years,< 20,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,32,none,rent,1,unskilled - resident,0 to 2,False,False,1,1 166,female/male,female (non-single) or male (single),no checking account,18,no credits taken/all credits paid back duly,car (used),1131,unknown/no savings account,unemployed,< 20,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,33,none,rent,1,skilled employee/official,0 to 2,False,False,1,1 273,male,married/widowed,... < 0 DM,48,no credits taken/all credits paid back duly,furniture/equipment,3060,unknown/no savings account,4 <= ... < 7 years,< 20,none,>= 7 yrs,unknown/no property,28,none,rent,2-3,skilled employee/official,0 to 2,False,False,1,1 624,male,married/widowed,no checking account,18,no credits taken/all credits paid back duly,furniture/equipment,2600,unknown/no savings account,1 <= ... < 4 years,< 20,none,>= 7 yrs,real estate,65,none,own,2-3,skilled employee/official,0 to 2,False,False,1,1 7,male,married/widowed,... < 0 DM,36,no credits taken/all credits paid back duly,car (new),6948,unknown/no savings account,1 <= ... < 4 years,25 <= ... < 35,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,35,none,for free,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,0,1 973,male,married/widowed,no checking account,60,no credits taken/all credits paid back duly,retraining,7297,unknown/no savings account,.. >= 7 years,< 20,co-applicant,>= 7 yrs,real estate,36,none,for free,1,skilled employee/official,0 to 2,False,False,1,1 354,male,married/widowed,... >= 200 DM,10,no credits taken/all credits paid back duly,repairs,727,100 <= ... < 500 DM,.. >= 7 years,< 20,none,>= 7 yrs,real estate,46,none,own,1,skilled employee/official,0 to 2,True,False,0,1 380,male,married/widowed,no checking account,20,no credits taken/all credits paid back duly,car (used),2212,.. >= 1000 DM,4 <= ... < 7 years,< 20,none,>= 7 yrs,building society savings agreement/life insurance,39,none,rent,1,skilled employee/official,0 to 2,True,False,0,1 625,male,married/widowed,... >= 200 DM,15,no credits taken/all credits paid back duly,furniture/equipment,1979,.. >= 1000 DM,.. >= 7 years,< 20,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,35,none,rent,1,skilled employee/official,0 to 2,False,False,0,1 334,male,married/widowed,no checking account,24,delay in paying off in the past,car (used),4110,unknown/no savings account,.. >= 7 years,20 <= ... < 25,none,>= 7 yrs,real estate,23,bank,for free,2-3,skilled employee/official,3 or more,False,False,1,0 820,female,single,... >= 200 DM,12,no credits taken/all credits paid back duly,others,1101,unknown/no savings account,1 <= ... < 4 years,20 <= ... < 25,none,1 <= ... < 4 yrs,unknown/no property,27,none,rent,2-3,skilled employee/official,0 to 2,True,False,0,1 705,female/male,female (non-single) or male (single),... >= 200 DM,15,no credits taken/all credits paid back duly,others,5324,100 <= ... < 500 DM,.. >= 7 years,>= 35,none,>= 7 yrs,real estate,35,none,own,1,skilled employee/official,0 to 2,False,False,0,1 626,male,married/widowed,0 <= ... < 200 DM,6,no credits taken/all credits paid back duly,car (used),2116,unknown/no savings account,1 <= ... < 4 years,25 <= ... < 35,none,1 <= ... < 4 yrs,unknown/no property,41,none,rent,1,skilled employee/official,0 to 2,True,False,0,1 368,male,married/widowed,no checking account,36,no credits taken/all credits paid back duly,car (used),3446,unknown/no savings account,.. >= 7 years,< 20,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,42,none,rent,1,skilled employee/official,3 or more,False,False,1,1 547,male,married/widowed,... >= 200 DM,24,no credits taken/all credits paid back duly,furniture/equipment,1552,unknown/no savings account,4 <= ... < 7 years,20 <= ... < 25,none,< 1 yr,building society savings agreement/life insurance,32,bank,rent,1,skilled employee/official,3 or more,False,False,0,1 596,female/male,female (non-single) or male (single),no checking account,24,no credits taken/all credits paid back duly,others,1442,unknown/no savings account,4 <= ... < 7 years,< 20,none,>= 7 yrs,building society savings agreement/life insurance,23,none,for free,2-3,skilled employee/official,0 to 2,False,False,1,0 284,male,divorced/separated,... < 0 DM,24,all credits at this bank paid back duly,others,3878,... < 100 DM,... < 1 year,< 20,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,37,none,rent,1,skilled employee/official,0 to 2,True,False,0,1 43,female,single,no checking account,30,all credits at this bank paid back duly,car (new),6187,... < 100 DM,4 <= ... < 7 years,>= 35,none,>= 7 yrs,building society savings agreement/life insurance,24,none,for free,2-3,skilled employee/official,0 to 2,False,False,0,0 144,female/male,female (non-single) or male (single),... >= 200 DM,21,all credits at this bank paid back duly,car (used),2288,unknown/no savings account,... < 1 year,< 20,none,>= 7 yrs,car or other,23,none,rent,1,skilled employee/official,0 to 2,True,False,0,0 546,female/male,female (non-single) or male (single),... >= 200 DM,24,all credits at this bank paid back duly,others,2022,unknown/no savings account,1 <= ... < 4 years,< 20,none,>= 7 yrs,building society savings agreement/life insurance,37,none,rent,1,skilled employee/official,0 to 2,True,False,0,1 618,female/male,female (non-single) or male (single),... < 0 DM,30,no credits taken/all credits paid back duly,car (used),3441,... < 100 DM,1 <= ... < 4 years,25 <= ... < 35,co-applicant,>= 7 yrs,building society savings agreement/life insurance,21,none,for free,1,skilled employee/official,0 to 2,False,False,1,0 69,female/male,female (non-single) or male (single),... >= 200 DM,36,no credits taken/all credits paid back duly,furniture/equipment,2394,.. >= 1000 DM,1 <= ... < 4 years,< 20,none,>= 7 yrs,building society savings agreement/life insurance,25,none,rent,1,skilled employee/official,0 to 2,False,False,0,1 428,male,married/widowed,... >= 200 DM,9,no credits taken/all credits paid back duly,car (used),1313,unknown/no savings account,.. >= 7 years,>= 35,none,>= 7 yrs,building society savings agreement/life insurance,20,none,rent,1,skilled employee/official,0 to 2,False,False,0,0 72,male,married/widowed,no checking account,8,all credits at this bank paid back duly,business,1164,unknown/no savings account,.. >= 7 years,20 <= ... < 25,none,>= 7 yrs,real estate,51,bank,own,2-3,management/self-employed/highly qualified employee/officer,3 or more,True,False,0,1 497,male,married/widowed,... >= 200 DM,24,all credits at this bank paid back duly,car (used),1585,unknown/no savings account,4 <= ... < 7 years,< 20,none,4 <= ... < 7 yrs,car or other,40,none,rent,2-3,skilled employee/official,0 to 2,False,False,0,1 59,female/male,female (non-single) or male (single),no checking account,36,all credits at this bank paid back duly,car (used),6229,unknown/no savings account,... < 1 year,< 20,co-applicant,>= 7 yrs,real estate,23,none,for free,2-3,unskilled - resident,0 to 2,True,False,1,0 14,female/male,female (non-single) or male (single),no checking account,15,no credits taken/all credits paid back duly,others,1403,unknown/no savings account,1 <= ... < 4 years,25 <= ... < 35,none,>= 7 yrs,building society savings agreement/life insurance,28,none,for free,1,skilled employee/official,0 to 2,False,False,0,1 860,male,married/widowed,... >= 200 DM,24,all credits at this bank paid back duly,car (new),5804,500 <= ... < 1000 DM,1 <= ... < 4 years,< 20,none,1 <= ... < 4 yrs,unknown/no property,27,none,rent,2-3,skilled employee/official,0 to 2,False,False,0,1 645,male,married/widowed,... >= 200 DM,36,existing credits paid back duly till now,retraining,7980,.. >= 1000 DM,... < 1 year,< 20,none,>= 7 yrs,building society savings agreement/life insurance,27,none,for free,2-3,skilled employee/official,0 to 2,True,False,1,1 825,female,single,no checking account,21,all credits at this bank paid back duly,others,1602,unknown/no savings account,.. >= 7 years,< 20,none,4 <= ... < 7 yrs,building society savings agreement/life insurance,30,none,rent,2-3,skilled employee/official,0 to 2,True,False,0,1 865,female/male,female (non-single) or male (single),... >= 200 DM,15,no credits taken/all credits paid back duly,car (used),2221,100 <= ... < 500 DM,1 <= ... < 4 years,25 <= ... < 35,none,>= 7 yrs,building society savings agreement/life insurance,20,none,for free,1,skilled employee/official,0 to 2,False,False,0,0 531,female/male,female (non-single) or male (single),... < 0 DM,15,no credits taken/all credits paid back duly,others,2631,... < 100 DM,1 <= ... < 4 years,25 <= ... < 35,none,>= 7 yrs,building society savings agreement/life insurance,28,none,for free,2-3,skilled employee/official,0 to 2,True,False,1,1 160,male,married/widowed,... >= 200 DM,24,all credits at this bank paid back duly,furniture/equipment,2872,... < 100 DM,.. >= 7 years,20 <= ... < 25,none,>= 7 yrs,unknown/no property,36,none,rent,1,skilled employee/official,3 or more,True,False,0,1 496,male,married/widowed,... < 0 DM,36,no credits taken/all credits paid back duly,car (used),9034,... < 100 DM,... < 1 year,< 20,co-applicant,< 1 yr,real estate,29,none,for free,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,1,1 367,female/male,female (non-single) or male (single),no checking account,18,no credits taken/all credits paid back duly,car (used),3650,unknown/no savings account,... < 1 year,>= 35,none,>= 7 yrs,building society savings agreement/life insurance,22,none,for free,1,skilled employee/official,0 to 2,False,False,0,0 429,female/male,female (non-single) or male (single),no checking account,18,all credits at this bank paid back duly,domestic appliances,1190,unknown/no savings account,unemployed,25 <= ... < 35,none,>= 7 yrs,real estate,55,none,own,4-5,unemployed/unskilled - non-resident,3 or more,False,False,1,1 594,male,married/widowed,no checking account,24,critical account/other credits existing (not at this bank),business,1358,.. >= 1000 DM,.. >= 7 years,< 20,none,4 <= ... < 7 yrs,building society savings agreement/life insurance,40,stores,rent,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,1,1 629,male,married/widowed,... >= 200 DM,9,no credits taken/all credits paid back duly,repairs,3832,.. >= 1000 DM,.. >= 7 years,>= 35,none,>= 7 yrs,unknown/no property,64,none,rent,1,unskilled - resident,0 to 2,False,False,0,1 390,female,single,... >= 200 DM,18,no credits taken/all credits paid back duly,others,1820,unknown/no savings account,1 <= ... < 4 years,25 <= ... < 35,none,1 <= ... < 4 yrs,car or other,30,none,rent,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,0,1 647,female/male,female (non-single) or male (single),... >= 200 DM,12,no credits taken/all credits paid back duly,others,1386,100 <= ... < 500 DM,1 <= ... < 4 years,25 <= ... < 35,none,1 <= ... < 4 yrs,car or other,26,none,rent,1,skilled employee/official,0 to 2,False,False,1,1 931,female/male,female (non-single) or male (single),... < 0 DM,9,no credits taken/all credits paid back duly,furniture/equipment,1670,unknown/no savings account,... < 1 year,< 20,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,22,none,rent,1,skilled employee/official,0 to 2,True,False,1,0 306,female/male,female (non-single) or male (single),... >= 200 DM,30,no credits taken/all credits paid back duly,car (new),4811,.. >= 1000 DM,4 <= ... < 7 years,25 <= ... < 35,none,>= 7 yrs,car or other,24,stores,for free,1,unskilled - resident,0 to 2,False,False,0,0 665,male,married/widowed,... >= 200 DM,24,all credits at this bank paid back duly,business,6314,unknown/no savings account,unemployed,< 20,co-applicant,1 <= ... < 4 yrs,real estate,27,bank,rent,2-3,management/self-employed/highly qualified employee/officer,0 to 2,True,False,0,1 724,female/male,female (non-single) or male (single),... >= 200 DM,27,no credits taken/all credits paid back duly,others,2570,unknown/no savings account,1 <= ... < 4 years,20 <= ... < 25,none,4 <= ... < 7 yrs,unknown/no property,21,none,for free,1,skilled employee/official,0 to 2,False,False,1,0 467,male,married/widowed,... >= 200 DM,48,existing credits paid back duly till now,furniture/equipment,7238,.. >= 1000 DM,.. >= 7 years,20 <= ... < 25,none,4 <= ... < 7 yrs,building society savings agreement/life insurance,32,bank,rent,2-3,skilled employee/official,3 or more,False,False,0,1 796,male,married/widowed,no checking account,18,no credits taken/all credits paid back duly,car (new),7511,.. >= 1000 DM,.. >= 7 years,>= 35,none,>= 7 yrs,car or other,51,none,own,1,skilled employee/official,3 or more,True,False,1,1 941,male,married/widowed,... >= 200 DM,10,no credits taken/all credits paid back duly,others,1546,unknown/no savings account,1 <= ... < 4 years,20 <= ... < 25,none,1 <= ... < 4 yrs,unknown/no property,31,none,rent,1,unskilled - resident,3 or more,False,True,0,1 463,male,married/widowed,... < 0 DM,12,no credits taken/all credits paid back duly,vacation,754,.. >= 1000 DM,.. >= 7 years,< 20,none,>= 7 yrs,car or other,38,none,rent,2-3,skilled employee/official,0 to 2,False,False,0,1 830,male,married/widowed,... >= 200 DM,24,existing credits paid back duly till now,retraining,2375,100 <= ... < 500 DM,1 <= ... < 4 years,< 20,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,44,none,rent,2-3,skilled employee/official,3 or more,True,False,0,1 136,male,married/widowed,... >= 200 DM,27,existing credits paid back duly till now,car (new),8613,500 <= ... < 1000 DM,1 <= ... < 4 years,25 <= ... < 35,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,27,none,rent,2-3,skilled employee/official,0 to 2,False,False,0,1 92,female/male,female (non-single) or male (single),... >= 200 DM,12,all credits at this bank paid back duly,furniture/equipment,797,.. >= 1000 DM,.. >= 7 years,< 20,none,4 <= ... < 7 yrs,car or other,33,bank,rent,1,unskilled - resident,3 or more,False,False,1,1 456,male,married/widowed,no checking account,11,all credits at this bank paid back duly,others,3905,unknown/no savings account,1 <= ... < 4 years,25 <= ... < 35,none,1 <= ... < 4 yrs,unknown/no property,36,none,for free,2-3,skilled employee/official,3 or more,False,False,0,1 917,male,married/widowed,no checking account,6,no credits taken/all credits paid back duly,others,14896,unknown/no savings account,.. >= 7 years,>= 35,none,>= 7 yrs,real estate,68,bank,rent,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,1,1 328,male,married/widowed,0 <= ... < 200 DM,36,no credits taken/all credits paid back duly,furniture/equipment,4473,unknown/no savings account,.. >= 7 years,< 20,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,31,none,rent,1,skilled employee/official,0 to 2,False,False,0,1 923,male,married/widowed,... < 0 DM,12,no credits taken/all credits paid back duly,others,2002,unknown/no savings account,4 <= ... < 7 years,20 <= ... < 25,none,>= 7 yrs,car or other,30,none,for free,1,skilled employee/official,3 or more,True,False,0,1 402,male,married/widowed,... >= 200 DM,24,existing credits paid back duly till now,retraining,8648,unknown/no savings account,... < 1 year,25 <= ... < 35,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,27,bank,rent,2-3,skilled employee/official,0 to 2,True,False,1,1 808,male,married/widowed,... < 0 DM,42,critical account/other credits existing (not at this bank),car (new),9283,unknown/no savings account,unemployed,>= 35,none,1 <= ... < 4 yrs,real estate,55,bank,own,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,0,1 486,male,married/widowed,... >= 200 DM,12,no credits taken/all credits paid back duly,furniture/equipment,3077,unknown/no savings account,1 <= ... < 4 years,25 <= ... < 35,none,>= 7 yrs,building society savings agreement/life insurance,52,none,rent,1,skilled employee/official,0 to 2,True,False,0,1 180,male,divorced/separated,... >= 200 DM,36,existing credits paid back duly till now,retraining,9572,unknown/no savings account,... < 1 year,>= 35,none,< 1 yr,building society savings agreement/life insurance,28,none,rent,2-3,skilled employee/official,0 to 2,False,False,1,1 177,male,married/widowed,no checking account,6,all credits at this bank paid back duly,furniture/equipment,338,100 <= ... < 500 DM,.. >= 7 years,< 20,none,>= 7 yrs,building society savings agreement/life insurance,52,none,rent,2-3,skilled employee/official,0 to 2,False,False,0,1 113,female/male,female (non-single) or male (single),... >= 200 DM,36,all credits at this bank paid back duly,others,7855,unknown/no savings account,1 <= ... < 4 years,< 20,none,1 <= ... < 4 yrs,unknown/no property,25,stores,rent,2-3,skilled employee/official,0 to 2,True,False,1,1 910,female/male,female (non-single) or male (single),... >= 200 DM,36,existing credits paid back duly till now,furniture/equipment,4454,unknown/no savings account,1 <= ... < 4 years,< 20,none,>= 7 yrs,unknown/no property,34,none,rent,2-3,skilled employee/official,0 to 2,False,False,0,1 962,male,married/widowed,... >= 200 DM,15,no credits taken/all credits paid back duly,others,3556,.. >= 1000 DM,1 <= ... < 4 years,20 <= ... < 25,none,1 <= ... < 4 yrs,real estate,29,none,rent,1,skilled employee/official,0 to 2,False,False,0,1 757,male,married/widowed,0 <= ... < 200 DM,15,all credits at this bank paid back duly,furniture/equipment,1271,.. >= 1000 DM,1 <= ... < 4 years,20 <= ... < 25,none,>= 7 yrs,real estate,39,none,own,2-3,skilled employee/official,0 to 2,True,False,1,1 156,male,married/widowed,no checking account,9,all credits at this bank paid back duly,domestic appliances,1288,... < 100 DM,.. >= 7 years,20 <= ... < 25,guarantor,>= 7 yrs,unknown/no property,48,none,rent,2-3,skilled employee/official,3 or more,False,True,0,1 541,male,married/widowed,... >= 200 DM,24,existing credits paid back duly till now,others,2032,unknown/no savings account,.. >= 7 years,< 20,none,>= 7 yrs,real estate,60,none,own,2-3,skilled employee/official,0 to 2,True,False,0,1 360,male,married/widowed,... < 0 DM,18,no credits taken/all credits paid back duly,repairs,1239,.. >= 1000 DM,1 <= ... < 4 years,< 20,none,>= 7 yrs,real estate,61,none,own,1,skilled employee/official,0 to 2,False,False,0,1 572,female/male,female (non-single) or male (single),... >= 200 DM,24,no credits taken/all credits paid back duly,car (new),5433,.. >= 1000 DM,unemployed,25 <= ... < 35,none,>= 7 yrs,car or other,26,none,for free,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,0,1 928,male,married/widowed,... >= 200 DM,30,no credits taken/all credits paid back duly,furniture/equipment,1867,.. >= 1000 DM,.. >= 7 years,< 20,none,>= 7 yrs,building society savings agreement/life insurance,58,none,rent,1,skilled employee/official,0 to 2,True,False,0,1 958,male,married/widowed,no checking account,28,no credits taken/all credits paid back duly,others,4006,unknown/no savings account,1 <= ... < 4 years,20 <= ... < 25,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,45,none,rent,1,unskilled - resident,0 to 2,False,False,1,1 946,male,married/widowed,no checking account,24,critical account/other credits existing (not at this bank),car (used),3349,100 <= ... < 500 DM,... < 1 year,< 20,none,>= 7 yrs,real estate,30,none,own,1,skilled employee/official,3 or more,True,False,1,1 479,male,married/widowed,no checking account,15,all credits at this bank paid back duly,car (used),1478,unknown/no savings account,.. >= 7 years,< 20,none,>= 7 yrs,building society savings agreement/life insurance,44,none,rent,2-3,skilled employee/official,3 or more,True,False,0,1 986,male,divorced/separated,0 <= ... < 200 DM,42,delay in paying off in the past,retraining,6289,unknown/no savings account,... < 1 year,25 <= ... < 35,none,< 1 yr,car or other,33,none,rent,2-3,skilled employee/official,0 to 2,False,False,0,1 672,male,married/widowed,... >= 200 DM,60,no credits taken/all credits paid back duly,others,10366,unknown/no savings account,.. >= 7 years,25 <= ... < 35,none,>= 7 yrs,car or other,42,none,rent,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,0,1 505,male,married/widowed,... >= 200 DM,10,no credits taken/all credits paid back duly,others,1309,.. >= 1000 DM,1 <= ... < 4 years,< 20,guarantor,>= 7 yrs,car or other,27,none,rent,1,unskilled - resident,0 to 2,False,False,1,1 120,female/male,female (non-single) or male (single),no checking account,21,no credits taken/all credits paid back duly,furniture/equipment,1835,unknown/no savings account,1 <= ... < 4 years,20 <= ... < 25,none,1 <= ... < 4 yrs,unknown/no property,25,none,rent,2-3,skilled employee/official,0 to 2,True,False,1,1 885,female/male,female (non-single) or male (single),no checking account,12,no credits taken/all credits paid back duly,repairs,795,unknown/no savings account,... < 1 year,< 20,none,>= 7 yrs,car or other,53,none,rent,1,skilled employee/official,0 to 2,False,False,1,1 265,male,married/widowed,... < 0 DM,15,no credits taken/all credits paid back duly,furniture/equipment,802,unknown/no savings account,.. >= 7 years,< 20,none,4 <= ... < 7 yrs,building society savings agreement/life insurance,37,none,rent,1,skilled employee/official,3 or more,False,False,1,1 936,female/male,female (non-single) or male (single),0 <= ... < 200 DM,9,no credits taken/all credits paid back duly,furniture/equipment,745,unknown/no savings account,1 <= ... < 4 years,20 <= ... < 25,none,1 <= ... < 4 yrs,unknown/no property,28,none,rent,1,unskilled - resident,0 to 2,False,False,1,1 976,female/male,female (non-single) or male (single),... < 0 DM,6,no credits taken/all credits paid back duly,furniture/equipment,753,unknown/no savings account,1 <= ... < 4 years,25 <= ... < 35,guarantor,4 <= ... < 7 yrs,unknown/no property,64,none,rent,1,skilled employee/official,0 to 2,False,False,0,1 439,female/male,female (non-single) or male (single),0 <= ... < 200 DM,12,critical account/other credits existing (not at this bank),retraining,609,unknown/no savings account,... < 1 year,< 20,none,< 1 yr,unknown/no property,26,none,rent,1,unemployed/unskilled - non-resident,0 to 2,False,False,1,1 175,female/male,female (non-single) or male (single),... >= 200 DM,30,critical account/other credits existing (not at this bank),car (new),7485,.. >= 1000 DM,unemployed,< 20,none,< 1 yr,unknown/no property,53,bank,rent,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,1,1 141,female/male,female (non-single) or male (single),... < 0 DM,36,no credits taken/all credits paid back duly,furniture/equipment,4795,unknown/no savings account,... < 1 year,< 20,none,< 1 yr,real estate,30,none,rent,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,0,1 493,male,married/widowed,... < 0 DM,6,no credits taken/all credits paid back duly,furniture/equipment,368,.. >= 1000 DM,.. >= 7 years,< 20,none,>= 7 yrs,car or other,38,none,rent,1,skilled employee/official,0 to 2,False,False,0,1 942,male,married/widowed,... >= 200 DM,24,no credits taken/all credits paid back duly,car (used),929,.. >= 1000 DM,4 <= ... < 7 years,< 20,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,31,stores,rent,1,skilled employee/official,0 to 2,True,False,0,1 995,female/male,female (non-single) or male (single),... >= 200 DM,12,no credits taken/all credits paid back duly,car (used),1736,unknown/no savings account,4 <= ... < 7 years,20 <= ... < 25,none,>= 7 yrs,unknown/no property,31,none,rent,1,unskilled - resident,0 to 2,False,False,0,1 195,female/male,female (non-single) or male (single),... < 0 DM,9,all credits at this bank paid back duly,repairs,1501,unknown/no savings account,.. >= 7 years,25 <= ... < 35,none,4 <= ... < 7 yrs,building society savings agreement/life insurance,34,none,rent,2-3,management/self-employed/highly qualified employee/officer,0 to 2,True,False,1,1 651,male,married/widowed,... < 0 DM,12,no credits taken/all credits paid back duly,car (used),1922,unknown/no savings account,1 <= ... < 4 years,< 20,none,1 <= ... < 4 yrs,car or other,37,none,rent,1,unskilled - resident,0 to 2,False,False,1,1 80,female/male,female (non-single) or male (single),... >= 200 DM,24,no credits taken/all credits paid back duly,furniture/equipment,5943,.. >= 1000 DM,... < 1 year,>= 35,none,< 1 yr,building society savings agreement/life insurance,44,none,rent,2-3,skilled employee/official,0 to 2,True,False,1,1 148,male,married/widowed,no checking account,36,all credits at this bank paid back duly,car (used),5371,unknown/no savings account,1 <= ... < 4 years,20 <= ... < 25,guarantor,1 <= ... < 4 yrs,car or other,28,none,rent,2-3,skilled employee/official,0 to 2,False,False,0,1 194,male,married/widowed,... < 0 DM,45,no credits taken/all credits paid back duly,furniture/equipment,3031,... < 100 DM,1 <= ... < 4 years,< 20,guarantor,>= 7 yrs,car or other,21,none,for free,1,skilled employee/official,0 to 2,False,False,1,0 475,female/male,female (non-single) or male (single),no checking account,18,delay in paying off in the past,car (used),3114,unknown/no savings account,... < 1 year,>= 35,none,>= 7 yrs,car or other,26,none,for free,1,skilled employee/official,0 to 2,False,False,1,1 304,male,married/widowed,... >= 200 DM,48,all credits at this bank paid back duly,others,10127,100 <= ... < 500 DM,1 <= ... < 4 years,25 <= ... < 35,none,1 <= ... < 4 yrs,real estate,44,bank,own,1,skilled employee/official,0 to 2,False,False,1,1 447,male,married/widowed,... < 0 DM,7,no credits taken/all credits paid back duly,furniture/equipment,2576,unknown/no savings account,1 <= ... < 4 years,25 <= ... < 35,guarantor,1 <= ... < 4 yrs,unknown/no property,35,none,rent,1,skilled employee/official,0 to 2,False,False,0,1 911,female/male,female (non-single) or male (single),... < 0 DM,24,all credits at this bank paid back duly,car (used),4736,unknown/no savings account,... < 1 year,25 <= ... < 35,none,>= 7 yrs,building society savings agreement/life insurance,25,bank,rent,1,unskilled - resident,0 to 2,False,False,1,1 474,female,single,... < 0 DM,18,all credits at this bank paid back duly,furniture/equipment,1245,unknown/no savings account,1 <= ... < 4 years,< 20,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,33,none,rent,1,skilled employee/official,0 to 2,False,False,1,1 707,female/male,female (non-single) or male (single),... < 0 DM,12,delay in paying off in the past,car (used),2969,unknown/no savings account,... < 1 year,< 20,none,4 <= ... < 7 yrs,car or other,25,none,for free,2-3,skilled employee/official,0 to 2,False,False,1,1 229,male,married/widowed,no checking account,24,no credits taken/all credits paid back duly,car (used),3149,unknown/no savings account,... < 1 year,< 20,none,< 1 yr,real estate,22,bank,own,1,skilled employee/official,0 to 2,False,False,0,0 843,male,married/widowed,... >= 200 DM,24,critical account/other credits existing (not at this bank),retraining,1559,unknown/no savings account,4 <= ... < 7 years,< 20,none,>= 7 yrs,building society savings agreement/life insurance,50,bank,rent,1,skilled employee/official,0 to 2,True,False,0,1 939,male,married/widowed,... >= 200 DM,24,all credits at this bank paid back duly,car (new),6842,.. >= 1000 DM,1 <= ... < 4 years,25 <= ... < 35,none,>= 7 yrs,car or other,46,none,rent,2-3,management/self-employed/highly qualified employee/officer,3 or more,True,False,0,1 216,male,married/widowed,no checking account,18,delay in paying off in the past,retraining,3104,unknown/no savings account,4 <= ... < 7 years,20 <= ... < 25,none,< 1 yr,car or other,31,bank,rent,1,skilled employee/official,0 to 2,True,False,0,1 167,female/male,female (non-single) or male (single),... < 0 DM,11,no credits taken/all credits paid back duly,car (used),1577,500 <= ... < 1000 DM,... < 1 year,< 20,none,< 1 yr,unknown/no property,20,none,rent,1,skilled employee/official,0 to 2,False,False,0,0 754,male,married/widowed,... >= 200 DM,12,existing credits paid back duly till now,domestic appliances,1555,500 <= ... < 1000 DM,.. >= 7 years,< 20,none,>= 7 yrs,real estate,55,none,own,2-3,skilled employee/official,3 or more,False,False,1,1 187,male,married/widowed,... < 0 DM,16,all credits at this bank paid back duly,others,1175,unknown/no savings account,unemployed,25 <= ... < 35,none,4 <= ... < 7 yrs,building society savings agreement/life insurance,68,none,own,4-5,unemployed/unskilled - non-resident,0 to 2,True,False,0,1 678,male,married/widowed,no checking account,24,no credits taken/all credits paid back duly,furniture/equipment,2384,unknown/no savings account,.. >= 7 years,< 20,none,>= 7 yrs,unknown/no property,64,bank,for free,1,unskilled - resident,0 to 2,False,False,0,1 309,female,single,... < 0 DM,9,no credits taken/all credits paid back duly,others,276,unknown/no savings account,1 <= ... < 4 years,< 20,none,>= 7 yrs,unknown/no property,22,none,for free,1,unskilled - resident,0 to 2,False,False,0,0 454,male,married/widowed,no checking account,24,no credits taken/all credits paid back duly,others,4817,unknown/no savings account,4 <= ... < 7 years,25 <= ... < 35,co-applicant,4 <= ... < 7 yrs,car or other,31,none,rent,1,skilled employee/official,0 to 2,True,False,1,1 720,male,married/widowed,0 <= ... < 200 DM,9,delay in paying off in the past,furniture/equipment,1337,unknown/no savings account,... < 1 year,< 20,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,34,none,rent,2-3,management/self-employed/highly qualified employee/officer,0 to 2,True,False,1,1 542,male,married/widowed,no checking account,30,no credits taken/all credits paid back duly,car (used),6350,.. >= 1000 DM,.. >= 7 years,< 20,none,>= 7 yrs,car or other,31,none,rent,1,skilled employee/official,0 to 2,False,False,1,1 728,female/male,female (non-single) or male (single),... < 0 DM,48,critical account/other credits existing (not at this bank),retraining,6416,unknown/no savings account,.. >= 7 years,< 20,none,4 <= ... < 7 yrs,real estate,59,none,for free,1,skilled employee/official,0 to 2,False,False,1,1 922,female/male,female (non-single) or male (single),no checking account,9,no credits taken/all credits paid back duly,furniture/equipment,1366,unknown/no savings account,... < 1 year,20 <= ... < 25,none,>= 7 yrs,car or other,22,none,for free,1,skilled employee/official,0 to 2,False,False,1,0 909,female/male,female (non-single) or male (single),... < 0 DM,9,no credits taken/all credits paid back duly,others,3195,.. >= 1000 DM,1 <= ... < 4 years,>= 35,none,1 <= ... < 4 yrs,unknown/no property,33,none,rent,1,unskilled - resident,0 to 2,False,False,0,1 70,female/male,female (non-single) or male (single),... >= 200 DM,36,no credits taken/all credits paid back duly,car (new),8133,unknown/no savings account,1 <= ... < 4 years,>= 35,none,1 <= ... < 4 yrs,car or other,30,bank,rent,1,skilled employee/official,0 to 2,False,False,0,1 619,male,divorced/separated,... >= 200 DM,12,no credits taken/all credits paid back duly,others,640,unknown/no savings account,1 <= ... < 4 years,< 20,none,1 <= ... < 4 yrs,unknown/no property,49,none,rent,1,unskilled - resident,0 to 2,False,False,0,1 940,male,married/widowed,... >= 200 DM,12,no credits taken/all credits paid back duly,others,3527,.. >= 1000 DM,... < 1 year,25 <= ... < 35,none,4 <= ... < 7 yrs,car or other,45,none,rent,1,management/self-employed/highly qualified employee/officer,3 or more,True,False,0,1 872,male,married/widowed,no checking account,24,all credits at this bank paid back duly,retraining,1382,... < 100 DM,4 <= ... < 7 years,< 20,none,< 1 yr,unknown/no property,26,none,rent,2-3,skilled employee/official,0 to 2,True,False,0,1 67,female,single,... < 0 DM,12,no credits taken/all credits paid back duly,others,1007,500 <= ... < 1000 DM,1 <= ... < 4 years,< 20,none,< 1 yr,unknown/no property,22,none,rent,1,skilled employee/official,0 to 2,False,False,0,0 677,female,single,... < 0 DM,72,no credits taken/all credits paid back duly,furniture/equipment,5595,... < 100 DM,1 <= ... < 4 years,25 <= ... < 35,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,24,none,rent,1,skilled employee/official,0 to 2,False,False,1,0 53,male,married/widowed,... >= 200 DM,18,no credits taken/all credits paid back duly,car (new),3378,.. >= 1000 DM,1 <= ... < 4 years,25 <= ... < 35,none,< 1 yr,car or other,31,none,rent,1,skilled employee/official,0 to 2,True,False,0,1 991,male,married/widowed,... >= 200 DM,15,critical account/other credits existing (not at this bank),furniture/equipment,1569,... < 100 DM,.. >= 7 years,< 20,none,>= 7 yrs,building society savings agreement/life insurance,34,bank,rent,1,unskilled - resident,3 or more,False,False,0,1 591,female/male,female (non-single) or male (single),... < 0 DM,24,existing credits paid back duly till now,others,1965,.. >= 1000 DM,1 <= ... < 4 years,< 20,none,>= 7 yrs,building society savings agreement/life insurance,42,none,for free,2-3,skilled employee/official,0 to 2,True,False,0,1 835,male,married/widowed,no checking account,12,delay in paying off in the past,others,1082,unknown/no savings account,1 <= ... < 4 years,< 20,none,>= 7 yrs,building society savings agreement/life insurance,48,bank,rent,2-3,skilled employee/official,0 to 2,False,False,1,1 717,male,married/widowed,... >= 200 DM,18,no credits taken/all credits paid back duly,furniture/equipment,1505,unknown/no savings account,1 <= ... < 4 years,< 20,none,1 <= ... < 4 yrs,real estate,32,none,own,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,0,1 731,male,married/widowed,no checking account,24,no credits taken/all credits paid back duly,furniture/equipment,1987,unknown/no savings account,1 <= ... < 4 years,25 <= ... < 35,none,>= 7 yrs,unknown/no property,21,none,for free,1,unskilled - resident,3 or more,False,False,1,0 393,female/male,female (non-single) or male (single),no checking account,6,all credits at this bank paid back duly,furniture/equipment,1957,unknown/no savings account,4 <= ... < 7 years,>= 35,none,>= 7 yrs,building society savings agreement/life insurance,31,none,rent,1,skilled employee/official,0 to 2,False,False,0,1 925,male,married/widowed,no checking account,12,critical account/other credits existing (not at this bank),others,697,unknown/no savings account,... < 1 year,< 20,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,46,bank,rent,2-3,skilled employee/official,0 to 2,True,False,1,1 654,male,married/widowed,... >= 200 DM,24,all credits at this bank paid back duly,car (new),2346,unknown/no savings account,4 <= ... < 7 years,< 20,none,4 <= ... < 7 yrs,building society savings agreement/life insurance,35,none,rent,2-3,skilled employee/official,0 to 2,True,False,0,1 529,male,married/widowed,no checking account,6,no credits taken/all credits paid back duly,others,662,unknown/no savings account,... < 1 year,20 <= ... < 25,none,>= 7 yrs,unknown/no property,41,none,rent,1,unskilled - resident,3 or more,True,False,0,1 682,female,single,... >= 200 DM,15,existing credits paid back duly till now,furniture/equipment,1478,unknown/no savings account,1 <= ... < 4 years,< 20,none,4 <= ... < 7 yrs,unknown/no property,33,bank,rent,2-3,skilled employee/official,0 to 2,False,False,0,1 395,male,married/widowed,... < 0 DM,39,existing credits paid back duly till now,repairs,11760,... < 100 DM,4 <= ... < 7 years,25 <= ... < 35,none,4 <= ... < 7 yrs,real estate,32,none,for free,1,skilled employee/official,0 to 2,True,False,0,1 451,female/male,female (non-single) or male (single),... >= 200 DM,6,no credits taken/all credits paid back duly,furniture/equipment,518,unknown/no savings account,1 <= ... < 4 years,20 <= ... < 25,none,< 1 yr,unknown/no property,29,none,rent,1,skilled employee/official,0 to 2,False,False,0,1 196,female/male,female (non-single) or male (single),... >= 200 DM,6,all credits at this bank paid back duly,furniture/equipment,1382,unknown/no savings account,1 <= ... < 4 years,>= 35,none,< 1 yr,building society savings agreement/life insurance,28,none,rent,2-3,skilled employee/official,0 to 2,True,False,0,1 840,male,married/widowed,no checking account,36,no credits taken/all credits paid back duly,car (used),5179,unknown/no savings account,4 <= ... < 7 years,< 20,none,1 <= ... < 4 yrs,car or other,29,none,rent,1,skilled employee/official,0 to 2,False,False,1,1 287,male,married/widowed,... < 0 DM,48,existing credits paid back duly till now,business,7582,... < 100 DM,unemployed,25 <= ... < 35,none,>= 7 yrs,real estate,31,none,own,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,0,1 99,male,married/widowed,... < 0 DM,20,existing credits paid back duly till now,car (new),7057,.. >= 1000 DM,4 <= ... < 7 years,20 <= ... < 25,none,>= 7 yrs,car or other,36,bank,for free,2-3,management/self-employed/highly qualified employee/officer,3 or more,True,False,0,1 399,female/male,female (non-single) or male (single),... >= 200 DM,24,all credits at this bank paid back duly,furniture/equipment,1516,500 <= ... < 1000 DM,1 <= ... < 4 years,< 20,none,< 1 yr,unknown/no property,43,none,rent,2-3,unskilled - resident,0 to 2,False,False,0,1 40,male,married/widowed,... >= 200 DM,30,no credits taken/all credits paid back duly,furniture/equipment,2333,100 <= ... < 500 DM,.. >= 7 years,< 20,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,30,bank,rent,1,management/self-employed/highly qualified employee/officer,0 to 2,False,False,0,1 322,male,married/widowed,no checking account,24,no credits taken/all credits paid back duly,car (new),2910,unknown/no savings account,4 <= ... < 7 years,25 <= ... < 35,none,< 1 yr,real estate,34,none,own,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,0,1 403,male,married/widowed,... >= 200 DM,14,existing credits paid back duly till now,others,802,unknown/no savings account,1 <= ... < 4 years,< 20,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,27,none,rent,2-3,unskilled - resident,0 to 2,False,False,0,1 603,female/male,female (non-single) or male (single),... >= 200 DM,36,no credits taken/all credits paid back duly,car (used),3349,unknown/no savings account,1 <= ... < 4 years,< 20,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,28,none,rent,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,1,1 307,female,single,no checking account,12,no credits taken/all credits paid back duly,furniture/equipment,727,... < 100 DM,... < 1 year,< 20,none,4 <= ... < 7 yrs,real estate,33,none,rent,1,unskilled - resident,0 to 2,True,False,1,1 79,female,single,... < 0 DM,30,no credits taken/all credits paid back duly,car (used),3832,unknown/no savings account,... < 1 year,25 <= ... < 35,none,< 1 yr,car or other,22,none,rent,1,skilled employee/official,0 to 2,False,False,0,0 570,female/male,female (non-single) or male (single),no checking account,24,no credits taken/all credits paid back duly,car (used),3234,unknown/no savings account,... < 1 year,< 20,none,>= 7 yrs,unknown/no property,23,none,for free,1,unskilled - resident,0 to 2,True,False,1,0 627,male,married/widowed,... < 0 DM,9,critical account/other credits existing (not at this bank),others,1437,... < 100 DM,4 <= ... < 7 years,25 <= ... < 35,none,4 <= ... < 7 yrs,real estate,29,none,rent,1,skilled employee/official,0 to 2,False,False,1,1 686,male,married/widowed,0 <= ... < 200 DM,10,all credits at this bank paid back duly,furniture/equipment,1347,.. >= 1000 DM,4 <= ... < 7 years,< 20,none,1 <= ... < 4 yrs,car or other,27,none,rent,2-3,skilled employee/official,0 to 2,True,False,0,1 82,female/male,female (non-single) or male (single),... >= 200 DM,18,no credits taken/all credits paid back duly,retraining,1568,... < 100 DM,1 <= ... < 4 years,20 <= ... < 25,none,>= 7 yrs,car or other,24,none,for free,1,unskilled - resident,0 to 2,False,False,0,0 775,female/male,female (non-single) or male (single),no checking account,24,no credits taken/all credits paid back duly,others,1371,.. >= 1000 DM,1 <= ... < 4 years,< 20,none,>= 7 yrs,unknown/no property,25,none,for free,1,skilled employee/official,0 to 2,False,False,1,1 756,male,married/widowed,0 <= ... < 200 DM,6,all credits at this bank paid back duly,others,1299,unknown/no savings account,1 <= ... < 4 years,>= 35,none,< 1 yr,unknown/no property,74,none,rent,4-5,unemployed/unskilled - non-resident,3 or more,False,True,0,1 738,male,married/widowed,... >= 200 DM,6,all credits at this bank paid back duly,others,6761,unknown/no savings account,4 <= ... < 7 years,>= 35,none,4 <= ... < 7 yrs,real estate,45,none,rent,2-3,management/self-employed/highly qualified employee/officer,3 or more,True,False,0,1 812,male,married/widowed,no checking account,36,all credits at this bank paid back duly,car (new),9629,unknown/no savings account,4 <= ... < 7 years,< 20,none,>= 7 yrs,building society savings agreement/life insurance,24,none,rent,2-3,skilled employee/official,0 to 2,True,False,1,0 831,female/male,female (non-single) or male (single),no checking account,18,no credits taken/all credits paid back duly,others,1216,unknown/no savings account,... < 1 year,< 20,none,4 <= ... < 7 yrs,building society savings agreement/life insurance,23,none,for free,1,skilled employee/official,0 to 2,True,False,1,0 863,male,married/widowed,... >= 200 DM,27,all credits at this bank paid back duly,car (used),4526,500 <= ... < 1000 DM,... < 1 year,< 20,none,1 <= ... < 4 yrs,unknown/no property,32,stores,rent,2-3,unskilled - resident,3 or more,True,False,0,1 500,female/male,female (non-single) or male (single),no checking account,24,no credits taken/all credits paid back duly,others,3123,unknown/no savings account,... < 1 year,< 20,none,< 1 yr,car or other,27,none,rent,1,skilled employee/official,0 to 2,False,False,1,1 217,male,married/widowed,0 <= ... < 200 DM,36,no credits taken/all credits paid back duly,furniture/equipment,3913,unknown/no savings account,1 <= ... < 4 years,25 <= ... < 35,none,1 <= ... < 4 yrs,unknown/no property,23,none,rent,1,skilled employee/official,0 to 2,True,False,0,0 747,female/male,female (non-single) or male (single),no checking account,12,no credits taken/all credits paid back duly,others,1274,unknown/no savings account,... < 1 year,20 <= ... < 25,none,< 1 yr,unknown/no property,37,none,rent,1,unskilled - resident,0 to 2,False,False,1,1 982,female/male,female (non-single) or male (single),0 <= ... < 200 DM,21,no credits taken/all credits paid back duly,others,2923,... < 100 DM,1 <= ... < 4 years,>= 35,none,< 1 yr,building society savings agreement/life insurance,28,bank,rent,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,0,1 562,female/male,female (non-single) or male (single),0 <= ... < 200 DM,6,existing credits paid back duly till now,furniture/equipment,683,unknown/no savings account,... < 1 year,25 <= ... < 35,none,< 1 yr,car or other,29,bank,rent,1,skilled employee/official,0 to 2,False,False,0,1 584,female/male,female (non-single) or male (single),... >= 200 DM,12,no credits taken/all credits paid back duly,others,2133,.. >= 1000 DM,.. >= 7 years,< 20,none,>= 7 yrs,real estate,52,none,own,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,0,1 182,male,married/widowed,no checking account,21,critical account/other credits existing (not at this bank),others,1647,.. >= 1000 DM,1 <= ... < 4 years,< 20,none,1 <= ... < 4 yrs,car or other,40,none,rent,2-3,unskilled - resident,3 or more,False,False,1,1 770,female/male,female (non-single) or male (single),no checking account,24,no credits taken/all credits paid back duly,car (new),2812,.. >= 1000 DM,.. >= 7 years,25 <= ... < 35,none,>= 7 yrs,unknown/no property,26,none,for free,1,skilled employee/official,0 to 2,False,False,0,1 337,female/male,female (non-single) or male (single),no checking account,15,no credits taken/all credits paid back duly,radio/television,1275,.. >= 1000 DM,1 <= ... < 4 years,< 20,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,24,none,for free,1,skilled employee/official,0 to 2,False,False,1,0 967,female/male,female (non-single) or male (single),... >= 200 DM,15,no credits taken/all credits paid back duly,furniture/equipment,3568,unknown/no savings account,.. >= 7 years,< 20,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,54,bank,for free,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,0,1 262,male,married/widowed,no checking account,18,all credits at this bank paid back duly,others,5302,unknown/no savings account,.. >= 7 years,25 <= ... < 35,none,>= 7 yrs,real estate,36,none,own,4-5,management/self-employed/highly qualified employee/officer,0 to 2,True,False,0,1 83,female/male,female (non-single) or male (single),no checking account,24,no credits taken/all credits paid back duly,business,1755,unknown/no savings account,.. >= 7 years,< 20,guarantor,>= 7 yrs,unknown/no property,58,none,rent,1,unskilled - resident,0 to 2,True,False,0,1 615,male,married/widowed,... < 0 DM,48,delay in paying off in the past,retraining,12204,.. >= 1000 DM,1 <= ... < 4 years,25 <= ... < 35,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,48,bank,rent,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,0,1 208,female,single,no checking account,24,no credits taken/all credits paid back duly,retraining,6568,unknown/no savings account,1 <= ... < 4 years,25 <= ... < 35,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,21,stores,rent,1,unskilled - resident,0 to 2,False,False,0,0 950,female,single,... < 0 DM,18,all credits at this bank paid back duly,retraining,3590,unknown/no savings account,unemployed,20 <= ... < 25,none,4 <= ... < 7 yrs,building society savings agreement/life insurance,40,none,rent,4-5,unemployed/unskilled - non-resident,3 or more,True,False,0,1 737,male,married/widowed,no checking account,18,no credits taken/all credits paid back duly,others,4380,... < 100 DM,1 <= ... < 4 years,20 <= ... < 25,none,>= 7 yrs,building society savings agreement/life insurance,35,none,rent,1,unskilled - resident,3 or more,True,False,0,1 664,female/male,female (non-single) or male (single),0 <= ... < 200 DM,6,all credits at this bank paid back duly,repairs,1047,unknown/no savings account,1 <= ... < 4 years,25 <= ... < 35,none,>= 7 yrs,car or other,50,none,rent,1,unskilled - resident,0 to 2,False,False,0,1 74,male,married/widowed,no checking account,36,no credits taken/all credits paid back duly,repairs,1977,.. >= 1000 DM,.. >= 7 years,< 20,none,>= 7 yrs,real estate,40,none,rent,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,1,1 210,male,married/widowed,... >= 200 DM,9,all credits at this bank paid back duly,furniture/equipment,3074,.. >= 1000 DM,1 <= ... < 4 years,>= 35,none,1 <= ... < 4 yrs,unknown/no property,33,none,rent,2-3,skilled employee/official,3 or more,False,False,0,1 557,female/male,female (non-single) or male (single),... >= 200 DM,21,delay in paying off in the past,others,5003,.. >= 1000 DM,1 <= ... < 4 years,>= 35,none,>= 7 yrs,car or other,29,bank,rent,2-3,skilled employee/official,0 to 2,True,False,1,1 268,male,divorced/separated,no checking account,14,no credits taken/all credits paid back duly,others,8978,unknown/no savings account,.. >= 7 years,>= 35,none,>= 7 yrs,car or other,45,none,rent,1,management/self-employed/highly qualified employee/officer,0 to 2,True,True,1,1 121,female/male,female (non-single) or male (single),... >= 200 DM,24,all credits at this bank paid back duly,car (new),3868,unknown/no savings account,.. >= 7 years,< 20,none,1 <= ... < 4 yrs,building society savings agreement/life insurance,41,none,for free,2-3,management/self-employed/highly qualified employee/officer,0 to 2,True,False,0,1 786,male,married/widowed,... >= 200 DM,22,no credits taken/all credits paid back duly,furniture/equipment,2675,100 <= ... < 500 DM,.. >= 7 years,20 <= ... < 25,none,>= 7 yrs,building society savings agreement/life insurance,40,none,rent,1,skilled employee/official,0 to 2,False,False,0,1 937,female,single,... < 0 DM,6,no credits taken/all credits paid back duly,furniture/equipment,2063,unknown/no savings account,... < 1 year,< 20,none,4 <= ... < 7 yrs,building society savings agreement/life insurance,30,none,for free,1,management/self-employed/highly qualified employee/officer,0 to 2,True,False,0,1 147,female/male,female (non-single) or male (single),... >= 200 DM,12,all credits at this bank paid back duly,others,682,... < 100 DM,4 <= ... < 7 years,< 20,none,4 <= ... < 7 yrs,building society savings agreement/life insurance,51,none,rent,2-3,skilled employee/official,0 to 2,True,False,0,1 809,female/male,female (non-single) or male (single),... < 0 DM,15,delay in paying off in the past,others,1778,unknown/no savings account,... < 1 year,25 <= ... < 35,none,< 1 yr,unknown/no property,26,none,for free,2-3,unemployed/unskilled - non-resident,0 to 2,False,False,1,1